The Wise Pinay

22/09/2022

The iPhone 14 is out! Should you upgrade or not?

One of the most awaited seasons has finally come and we are not talking about Thanksgiving or the Christmas season! Apple has finally revealed their latest lineup for the iPhone 14 and experts have weighed in on whether or not this new device is worth the price and upgrade.

09/07/2022

Sunday musings:
Does buying insurance show lack of trust in God?

No. It demonstrates proper planning which God expects us to do.

In 1 Timothy 5:8, God urges us to ensure that we provide for our own family. Living or gone, we bear that responsibility as stewards of God’s blessings and provisions.

Life insurance among other financial tool helps us do just that. But we have to remember, we cannot be too greedy and slothful with our policies either. It should be enough to protect you and your family from different life uncertainties, but not too much that you lose dependency on God.

Life insurance is morally neutral tool but rather, our attitude in using this tool determines whether we’re doing the right thing or not.

Blessed Sunday!

💯

09/07/2022

Question of the day:

08/07/2022

I mean, bakit pa natin kelangan pumunta sa LTO branch when we can do it online?✨💯

The LTO has launched a website for online transactions.

08/07/2022

To all the wais na misis out there, here’s a budget-friendly insurance with investment option you can explore.

✨ Low monthly premium*
✨ Secure funds in case of unexpected circumstances
✨ Invest to build an educational fund

Get a customized quote today!💯

05/07/2022

Inflation rate, on the rise once more!

Did you know that a typical bank deposit account only give your savings less than 1% interest each year? Meaning less than 1% lang ang kikitain ng pera mo, and with this inflation rate hike, your savings and all the interests earned will have a hard time keeping up with the rising cost of goods and services.

How to beat inflation:
-Increase your cash flow! Raket, raket ganyan!
-Transfer your savings to high-yield deposits such as digital banks like of Maya Savings, Tonik.
-Explore mutual funds, MP2, etc.
-Place your money in variable insurance and secure millions of pesos for your loved ones while part of your premium may earn up to 10% more than it would in a typical deposit account for the long haul.

Start insuring and investing for just Php100 a day. DM me for a free financial planning session. ✨💯

PS: Wag kayo matakot sa financial planning session. Di ko kayo pipilitin kumuha kung di nyo bet ng insurance, but rather, for awareness, I’d love to share with you the benefits and how it could benefit you and your fam by owning one, and help you get your finances in order. 🤣☺️🥳💯⚡️

29/06/2022

Ask me how! 💯

27/06/2022

Health is definitely wealth. Because when you get sick, your wealth can definitely go down with you.

So invest early in a comprehensive health insurance that can protect your savings, income, assets and your loved one’s hard earned money from costly medical bills. This type of health insurance can complement your HMO by giving you lump sum cash with other cash benefits to cover your medical treatment when you get diagnosed in the future.

Don’t wait until you’re no longer insurable. Act now, make the right choice today. ✨

Get insured for as low as Php1,500 a month. Message me for a free quote or a virtual financial planning session. 🍵

26/06/2022

💯

So let’s say bibili ka ng sapatos. Example lang:

Dahil nagtitipid ka, bibili ka ng shoes worth Php600. Nagamit mo to ng 3 months or 90 days. Cost per use ay 600/90 = Php6 per day. And ending, bibili ka uli at ganun lang rin uli ang mangyayari at mapapamahal ka lang.

Vs

Investing on a quality pair worth Php1,200 na tatagal sayo ng isang taon. Cost per use: 1200/365= Php 3 per day

Sympre depende to sa quality of item na bibilhin either mura or mahal. But in general, buying something for cheap may eventually lead to spending MORE. So if may item na pwede mapag ipunan or mapag investan, do so.

✨

📷: The Financial Diet

22/06/2022

MCDO TIPID TIP

I was able to get 2 chicken meals, 1 spaghetti meal with burger and a BIG MAC for only Php300 all in!

When ordering delivery, try ordering from the McDelivery app kesa sa Grab or foodpanda. The app accepts discount cards such as PWD/Seniors and you can still avail of the weekly freebies.

Last night, I was able to score a FREE BigMac for a minimum spend of Php300. At dahil wais na misis, I ordered the food that we wanted, added SC discounts and applied the FREE big mac coupon and just scheduled it to be delivered the next day.

Php300 for all this!
Download na ng McDelivery app. 💛❤️

14/05/2022

💯

13/05/2022

Be grateful. 🙏🏼