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Healthcare Savings Plan is the best investment for your financial needs

10/11/2024

Sa KAISER 7 years ka lang na mag iipon pero lifetime ang benefits kaya wala kang pera na masasayang dahil ito "Ang IPON na walang TAPON". 3 in 1 investment pa!

1. May HEALTHCARE or HMO ka.
👉🏻 may magagamit pag nagkasakit.

2. May LIFE INSURANCE ka.
👉🏻 may maiiwan na pera sa pamilya kapag kinuha ni Lord ng maaga or ma disabled.

3. May INVESTMENT ka.
👉🏻 may pera ka na magagamit sa retirement or after policy maturity dahil ang pera mo ay naka invest din sa stock market.

Kung gusto mong maintindihan ang mga basic plans at paano ka makakapag uumpisa... mag direct message lang po para ma guide ka.

Start now habang bata pa at kaya mo pang mag ipon... dahil mahirap ang walang ipon lalo na sa panahon ng pagkakasakit.
Happy Investing!

Start now for your KAISER savings.
More info just message me.

09/10/2024

Ang Kaiser Ultimate ba ay VUL (Variable Universal Life Insurance)

This past few weeks, may dalawang nagtanong sa akin kung VUL ba ang Kaiser Ultimate Health Builder

Medyo nakakatawa ang tanong, kaya ang sagot
No, it is not! Kaiser Ultimate is a healthcare solution
VUL is a life insurance solution

Pero baka nalito lang ang nagtatanong, kasi ang comparable lang ay ang rough description:

VUL is 2-in-1 life insurance + investment

Kaiser Ultimate is 3-in-1 healthcare + life insurance + investment

Specifically, ang Kaiser Ultimate ay 3-in-1 solution na:

-healthcare "if you get sick"

-life insurance "if you die too soon"

-investment "if you live long"

Hindi comparable ang healthcare solution sa insurance solution. Sa karamihan ng details, magkaiba sila:

Ang Kaiser Ultimate ay long term health care solution, na offered ng HMO company. Ang VUL ay life insurance solution na offered ng life insurance company.

Sa Kaiser, kapag sinabi na pay 7 years, ang ibig sabihin magbayad ng 7 years at SIGURADONG fully paid na. Sa VUL pag sinabi na pay 10 years, ang ibig sabihin, magbayad ng 10 years, at SIGURO bayad na o Maaring kailangan magbayad ng dagdag.

Ang Kaiser Ultimate ay may fixed contract price, at dahil maaaring maging fully-paid, nag-i-issue ng certificate of full payment. Ang VUL ay never napu-fully paid, kaya walang certificate of full payment.

Ang Kaiser after ma-fully pay, ay may SIGURADONG cash value hanggang hindi terminated. Ang VUL ay hindi napu-fully pay, at walang guaranteed cash value. SIGURO may cash value at maaaring maubos dahil sa insurance charges.

Ang Kaiser health fund ay may SIGURADONG growth na 3% to 10%, pero usually 10%. Ang VUL, walang guaranteed growth, minsan negative.

Sa Kaiser, SIGURADONG WALA nang fees at charges after 7 years. Ang VUL, SIGURADONG MAYROON insurance charges habambuhay.

Sa Kaiser, pareho lang ang bayad ng 10 year old sa 60 year old sa eligible plans. Sa VUL, mas mahal ang bayad ng 60

05/10/2024

Start at Php 88 per day!

𝙈𝙖𝙗𝙪𝙝𝙖𝙮 𝙠𝙖 𝙢𝙖𝙣 𝙝𝙖𝙣𝙜𝙜𝙖𝙣𝙜 𝟏𝟎𝟎 𝙮𝙚𝙖𝙧𝙨 𝙤𝙡𝙙 𝙢𝙖𝙮 𝙝𝙚𝙖𝙡𝙩𝙝𝙘𝙖𝙧𝙚 𝙠𝙖 𝙥𝙖 𝙧𝙞𝙣.
3in1 = 𝐇𝐞𝐚𝐥𝐭𝐡𝐂𝐚𝐫𝐞 + 𝐈𝐧𝐜𝐨𝐦𝐞 𝐑𝐞𝐩𝐥𝐚𝐜𝐞𝐦𝐞𝐧𝐭 + 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭. kumpleto na.

𝗔𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲𝘀 𝗻𝗴 𝗞𝗔𝗜𝗦𝗘𝗥:
Meron itong Long-term Healthcare + Life Insurance + Mutual Funds Investment.
✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.
✔Kapag hindi mo nagamit ang annual healthcare coverage mo hindi sya naeexpire unlike short-term healthcare (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.
✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.
✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang healthcare coverage sa beneficiary.
✔Nakainvest sa mutual funds ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.
✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.
✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!
✔In case of emergency, pwede magamit as family assistance.

Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

Send us a message for more details. Thank you!

04/06/2023

Bank Versus Kaiser Savings Plan

02/06/2023

THIS IS HOW KAISER's 3-in-1 SAVING PLAN WORKS! ✨

Hindi mo man magagamit ito sa ngayon but I'm sure in the long run pasasalamatan mo ito.

HOW KAISER LONGTERM Healthcare is very important?

🔹Kapag hindi ka na employed, hindi ka magwo-worry kung maospital ka.

🔹Kapag hindi mo nagamit ang annual health care coverage mo hindi siya naeexpire, unlike short-term health care.
Marereceive mo ang guaranteed Long-term care bonus sa maturity.

🔹May kasama na siyang insurance for income protection sa family just in case may nangyari sa policyholder.

🔹Nakainvest pa sa mutual fund ang health fund kaya nag-eearn sya ng 10% at may variable earning pa depende sa performance ng stock market.

🔹Waived na ang payment kung may nangyari sa policy holder, mapapasa pa ang health coverage sa beneficiary.

🔹Good as cash siya pagdating ng maturity, so pwede kang mag withdraw gamit ang visa card. Hangga't may fund ang card, patuloy lang ang pag-earn ng interest.

🔹Covered ka kahit beyond 60 ka na, as long as you live!

🔹In case of emergency, pwede magamit as family assistance.

🔹Pwede ka magkaroon nito sa halagang *PhpP88.00 pesos saving a day.

Kung kaya mo mag ipon ng *Php88 / day usap tayo.

*Depends on your age,
Get your free quotations now
Message me para ma-assist po Kita! Ctto:

25/08/2022

✅ HOW IT WORKS FOR YOU📢📢📢 Pinakamurang Investment na pwede kang makapagsimula sa halagang 88 pesos a day.
✔️ Kung nakakagastos ka ng 100 pesos araw araw. Ipunin mo nalang yan meron ka nang:
✅Libreng Hospitalization 50,000 pesos yearly.
✅ Libreng Dental Benefit (Bunot Check up Cleaning) ✅Libreng Medical o Physical Check up
✅Libreng Consultation sa Doctor
✅Life Insurance na hanggang 405,000 pesos
✅Retirement Fund of 3 million 👀 Meron din 4 beneficiaries for Family assistance and discounts.
May nagsasabi "ang mahal naman nyan", In reality mas mahal ang magkasakit, mahal ang kamatayan, at mas magastos ang pagtanda..lalo pa kung wala kang ipon, tama ba?
✅START INVESTING NOW !!!📢📢📢 Meron din KAISER SENIOR CARE for Ages above 60 years old.
✅And if you're an IMG Member u will Enjoy
✅Amazing Benefits and 1 of which is, FREE
✅UNLIMITED CONSULTATION in KAISER MEDICAL CENTER NATIONWIDE 💝 Do message for more details 🗝️🔑👉bit.ly/Kaisercare
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Address

B35 L3B BAYABAS Street SAMPALOC SITE 2 BRGY BF HOMES
Parañaque
1700

Website

http://me.arnelsumbise41ph/

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