Mary Joy Calangi, CIA, MDRT

Mary Joy Calangi, CIA, MDRT Exclusive Licensed Financial Advisor

๐ˆ๐ฆ๐ฉ๐จ๐ซ๐ญ๐š๐ง๐ญ๐ž ๐›๐š ๐š๐ง๐  ๐ˆ๐๐’๐”๐‘๐€๐๐‚๐„? ๐๐š๐š๐ง๐จ ๐ง๐ ๐š ๐›๐š ๐ฌ๐ฒ๐š ๐ง๐š๐  ๐ฐ๐จ๐ซ๐ค?Parang ganito sya:๐—ก๐—ฎ๐—ด๐—ฏ๐—ฎ๐—ฏ๐—ฎ๐˜†๐—ฎ๐—ฑ ๐—ธ๐—ฎ ๐—ป๐—ด ๐—ฝ๐—ฟ๐—ฒ๐—บ๐—ถ๐˜‚๐—บ โ€“ Ito yung fixed amoun...
06/08/2025

๐ˆ๐ฆ๐ฉ๐จ๐ซ๐ญ๐š๐ง๐ญ๐ž ๐›๐š ๐š๐ง๐  ๐ˆ๐๐’๐”๐‘๐€๐๐‚๐„? ๐๐š๐š๐ง๐จ ๐ง๐ ๐š ๐›๐š ๐ฌ๐ฒ๐š ๐ง๐š๐  ๐ฐ๐จ๐ซ๐ค?

Parang ganito sya:

๐—ก๐—ฎ๐—ด๐—ฏ๐—ฎ๐—ฏ๐—ฎ๐˜†๐—ฎ๐—ฑ ๐—ธ๐—ฎ ๐—ป๐—ด ๐—ฝ๐—ฟ๐—ฒ๐—บ๐—ถ๐˜‚๐—บ โ€“ Ito yung fixed amount na binabayaran mo monthly, quarterly, or yearly.

๐—ž๐—ฎ๐—ฝ๐—ฎ๐—น๐—ถ๐˜ ๐—ป๐—ถ๐˜๐—ผ, ๐—บ๐—ฎ๐˜† ๐—ฝ๐—ฟ๐—ผ๐˜๐—ฒ๐—ฐ๐˜๐—ถ๐—ผ๐—ป ๐—ธ๐—ฎ โ€“ Kapag may nangyaring hindi inaasahan (like sakit, aksidente, o biglaang ma deads), may makukuhang benefit or financial help ang insured o pamilya niya. Depende sa amount of coverage ung makukuhang money.

๐—ฃ๐—ฎ๐—ฟ๐—ฎ ๐˜€๐—ถ๐˜†๐—ฎ๐—ป๐—ด ๐˜€๐—ฎ๐—ณ๐—ฒ๐˜๐˜† ๐—ป๐—ฒ๐˜ โ€“ Hindi mo alam kung kailan mo siya kakailanganin, pero kapag dumating yung panahon na yon, malaking ginhawa ang dala niya lalo na sa gastos.

๐——๐—ฒ๐—ฝ๐—ฒ๐—ป๐—ฑ๐—ฒ ๐˜€๐—ฎ ๐—ฝ๐—น๐—ฎ๐—ป, ๐—ถ๐—ฏ๐—ฎโ€™๐˜ ๐—ถ๐—ฏ๐—ฎ ๐—ฎ๐—ป๐—ด ๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐—ฎ๐—ด๐—ฒ โ€“ May life insurance, health insurance, accident insurance, etc. May iba rin na may savings or investment component.

Remember:
๐™„๐™ฃ๐™จ๐™ช๐™ง๐™–๐™ฃ๐™˜๐™š ๐™ž๐™จ ๐™ฅ๐™–๐™ง๐™–๐™ฃ๐™œ ๐™ฅ๐™–๐™ฎ๐™ค๐™ฃ๐™œ.

Habang maaraw, parang hindi mo kailangan.

Pero pag biglang umulan, swerte kung may dala ka.

Ganoโ€™n din ang insurance. Mas mabuting may dala kahit hindi mo pa kailangan ngayon.






He is risen! Wishing you a beautiful Easter full of faith, grace, and the promise of new beginnings.Have a blessed Easte...
19/04/2025

He is risen! Wishing you a beautiful Easter full of faith, grace, and the promise of new beginnings.

Have a blessed Easter Sunday to all๐Ÿ™๐Ÿผโค๏ธ

His sacrifice, our salvation. Grateful beyond words.
18/04/2025

His sacrifice, our salvation. Grateful beyond words.

Starting Holy Week with palms, peace, and purpose.A peaceful Palm Sunday to all.๐Ÿ™๐Ÿผ
13/04/2025

Starting Holy Week with palms, peace, and purpose.

A peaceful Palm Sunday to all.๐Ÿ™๐Ÿผ

๐™’๐™ƒ๐™” ๐™„๐™‰๐™Ž๐™๐™๐˜ผ๐™‰๐˜พ๐™€ ๐™„๐™Ž ๐™„๐™ˆ๐™‹๐™Š๐™๐™๐˜ผ๐™‰๐™?Life insurance is important for several key reasons, especially when you're thinking about lo...
11/04/2025

๐™’๐™ƒ๐™” ๐™„๐™‰๐™Ž๐™๐™๐˜ผ๐™‰๐˜พ๐™€ ๐™„๐™Ž ๐™„๐™ˆ๐™‹๐™Š๐™๐™๐˜ผ๐™‰๐™?

Life insurance is important for several key reasons, especially when you're thinking about long-term financial stability for your loved ones:

๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐—ฃ๐—ฟ๐—ผ๐˜๐—ฒ๐—ฐ๐˜๐—ถ๐—ผ๐—ป ๐—ณ๐—ผ๐—ฟ ๐—™๐—ฎ๐—บ๐—ถ๐—น๐˜†: If you pass away unexpectedly, life insurance provides a payout (called a death benefit) to your beneficiaries. This can help cover living expenses, debts, and future costs like education.

๐——๐—ฒ๐—ฏ๐˜ ๐—–๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐—ฎ๐—ด๐—ฒ: It can be used to pay off any remaining debts, like a mortgage, car loans, or credit card balances, so your family isnโ€™t burdened.

๐—œ๐—ป๐—ฐ๐—ผ๐—บ๐—ฒ ๐—ฅ๐—ฒ๐—ฝ๐—น๐—ฎ๐—ฐ๐—ฒ๐—บ๐—ฒ๐—ป๐˜: If you're the primary earner, life insurance can replace your income and help your family maintain their standard of living.

๐—˜๐—ป๐—ฑ-๐—ผ๐—ณ-๐—Ÿ๐—ถ๐—ณ๐—ฒ ๐—˜๐˜…๐—ฝ๐—ฒ๐—ป๐˜€๐—ฒ๐˜€: Funerals can be expensive. Life insurance can help cover these costs and avoid putting that financial pressure on your loved ones.

๐—ฃ๐—ฒ๐—ฎ๐—ฐ๐—ฒ ๐—ผ๐—ณ ๐— ๐—ถ๐—ป๐—ฑ: Knowing your family is protected brings emotional peace and helps you plan your financial future with confidence.

๐—•๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€ ๐—–๐—ผ๐—ป๐˜๐—ถ๐—ป๐˜‚๐—ถ๐˜๐˜†: If you own a business, life insurance can be used for succession planning or to protect your partners.

In life insurance, you pay a small amount in return you will get a bigger amount if something happens. So itโ€™s kind of like buying peace of mind for your loved ones โ€” small payments now to ensure financial protection later.

Get ready for the futureโ€”message me now for a free consultation!



Hi! Iโ€™m looking for Professionals who want to be financial advisors and join our team!7 THINGS for you:1. You will learn...
07/04/2025

Hi! Iโ€™m looking for Professionals who want to be financial advisors and join our team!

7 THINGS for you:

1. You will learn about Financial Planning, Money Diversification, Investments and Insurance.
2. You will earn good compensation.
3. You can have travel incentives!
4. You can help secure the lives of your friends and family.
5. Personal fulfillment and growth in our group is very high.
6. You can start as a Part-Timer / Full-Timer: Your choice.
7. Lastly, you will contribute to a better Philippines through financial literacy.

Disclaimer: No commitments. I just want to present to you what we do and what keeps me excited everyday!

Message me if you are interested. Thank you!๐Ÿ˜Š

Celebrating my 1st year on Facebook. Thank you for your continuing support. I could never have made it without you. ๐Ÿ™๐Ÿค—๐ŸŽ‰
04/04/2025

Celebrating my 1st year on Facebook. Thank you for your continuing support. I could never have made it without you. ๐Ÿ™๐Ÿค—๐ŸŽ‰

๐™๐™ก๐™š๐™ญ๐™ž๐™—๐™ก๐™š ๐˜พ๐™–๐™ง๐™š๐™š๐™ง, ๐™‡๐™ž๐™ข๐™ž๐™ฉ๐™ก๐™š๐™จ๐™จ ๐™‹๐™ค๐™ฉ๐™š๐™ฃ๐™ฉ๐™ž๐™–๐™ก: ๐˜ฝ๐™€๐˜พ๐™Š๐™ˆ๐™€ ๐˜ผ ๐™๐™„๐™‰๐˜ผ๐™‰๐˜พ๐™„๐˜ผ๐™‡ ๐˜ผ๐˜ฟ๐™‘๐™„๐™Ž๐™Š๐™!Feeling unfulfilled? Imagine a career where you directl...
04/04/2025

๐™๐™ก๐™š๐™ญ๐™ž๐™—๐™ก๐™š ๐˜พ๐™–๐™ง๐™š๐™š๐™ง, ๐™‡๐™ž๐™ข๐™ž๐™ฉ๐™ก๐™š๐™จ๐™จ ๐™‹๐™ค๐™ฉ๐™š๐™ฃ๐™ฉ๐™ž๐™–๐™ก: ๐˜ฝ๐™€๐˜พ๐™Š๐™ˆ๐™€ ๐˜ผ ๐™๐™„๐™‰๐˜ผ๐™‰๐˜พ๐™„๐˜ผ๐™‡ ๐˜ผ๐˜ฟ๐™‘๐™„๐™Ž๐™Š๐™!

Feeling unfulfilled? Imagine a career where you directly impact people's lives, guiding them towards financial security.

We're looking for individuals with diverse backgrounds, a passion for helping others, and a drive to succeed.

No prior financial experience? No problem.

We provide comprehensive training and support to help you build a thriving career as a financial advisor.

Message me for more details! ๐Ÿ“ฒ๐Ÿ’ป

โ€” HELLO THERE, DECEMBER! โ™ฅ๏ธ๐Ÿฅ‚โœจLord, as December begins, bless us with health, love, and peace. Guide us through this mont...
01/12/2024

โ€” HELLO THERE, DECEMBER! โ™ฅ๏ธ๐Ÿฅ‚โœจ
Lord, as December begins, bless us with health, love, and peace. Guide us through this month with Your grace and fill our hearts with gratitude and joy. ๐Ÿ™๐Ÿปโค๏ธ๐ŸŒฟ

New Product Alert ๐Ÿ“ฃ๐Ÿ“ฃ๐Ÿ“ฃGood news! Meron nang 2 years to pay investment si Pru, with insurance na rin to. ๐ŸฅณStarts at 250k y...
03/10/2024

New Product Alert ๐Ÿ“ฃ๐Ÿ“ฃ๐Ÿ“ฃ

Good news!
Meron nang 2 years to pay investment si Pru, with insurance na rin to. ๐Ÿฅณ

Starts at 250k yearly.

PM to know more! ๐Ÿ“ฉ

๐—š๐—ฒ๐˜ ๐—ฝ๐—ฟ๐—ผ๐˜๐—ฒ๐—ฐ๐˜๐—ฒ๐—ฑ ๐˜„๐—ต๐—ถ๐—น๐—ฒ ๐˜€๐—ฎ๐˜ƒ๐—ถ๐—ป๐—ด ๐—ณ๐—ผ๐—ฟ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ณ๐˜‚๐˜๐˜‚๐—ฟ๐—ฒ ๐˜„๐—ถ๐˜๐—ต ๐—ผ๐˜‚๐—ฟ ๐Ÿฑ-๐—œ๐—ก-๐Ÿญ ๐—œ๐—ก๐—ฆ๐—จ๐—ฅ๐—”๐—ฉ๐—˜๐—ฆ๐—ง ๐—ฝ๐—น๐—ฎ๐—ป, ๐—ณ๐—ผ๐—ฟ ๐—ฎ๐˜€ ๐—น๐—ผ๐˜„ ๐—ฎ๐˜€ ๐Ÿ๐ŸŽ๐ŸŽ ๐—ฝ๐—ฒ๐˜€๐—ผ๐˜€ ๐—ฝ๐—ฒ๐—ฟ ๐—ฑ๐—ฎ๐˜†!๐Ÿ“‹ Our 5-in-1...
08/09/2024

๐—š๐—ฒ๐˜ ๐—ฝ๐—ฟ๐—ผ๐˜๐—ฒ๐—ฐ๐˜๐—ฒ๐—ฑ ๐˜„๐—ต๐—ถ๐—น๐—ฒ ๐˜€๐—ฎ๐˜ƒ๐—ถ๐—ป๐—ด ๐—ณ๐—ผ๐—ฟ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ณ๐˜‚๐˜๐˜‚๐—ฟ๐—ฒ ๐˜„๐—ถ๐˜๐—ต ๐—ผ๐˜‚๐—ฟ ๐Ÿฑ-๐—œ๐—ก-๐Ÿญ ๐—œ๐—ก๐—ฆ๐—จ๐—ฅ๐—”๐—ฉ๐—˜๐—ฆ๐—ง ๐—ฝ๐—น๐—ฎ๐—ป, ๐—ณ๐—ผ๐—ฟ ๐—ฎ๐˜€ ๐—น๐—ผ๐˜„ ๐—ฎ๐˜€ ๐Ÿ๐ŸŽ๐ŸŽ ๐—ฝ๐—ฒ๐˜€๐—ผ๐˜€ ๐—ฝ๐—ฒ๐—ฟ ๐—ฑ๐—ฎ๐˜†!

๐Ÿ“‹ Our 5-in-1 protection plan includes:

โœ… Life Insurance
โœ… Disability Benefit
โœ… Accident Benefit
โœ… Critical Illness Benefit
โœ… Investment / Savings

Protect your future goals while growing your savings at the same time! ๐Ÿ’ฏ

Send me a message for a customized plan ๐Ÿ“ฉ

Mary Joy Calangi, CIA, MDRT
Unit Manager
Exclusive Level Financial Advisor
๐๐ซ๐ฎ ๐‹๐ข๐Ÿ๐ž ๐”๐Š

Address

SFO-D (2D) Classica Condominium 112 H. V. Dela Costa Street, Salcedo Village, Bel Air
Panay
1209

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