06/08/2025
๐๐ฆ๐ฉ๐จ๐ซ๐ญ๐๐ง๐ญ๐ ๐๐ ๐๐ง๐ ๐๐๐๐๐๐๐๐๐? ๐๐๐๐ง๐จ ๐ง๐ ๐ ๐๐ ๐ฌ๐ฒ๐ ๐ง๐๐ ๐ฐ๐จ๐ซ๐ค?
Parang ganito sya:
๐ก๐ฎ๐ด๐ฏ๐ฎ๐ฏ๐ฎ๐๐ฎ๐ฑ ๐ธ๐ฎ ๐ป๐ด ๐ฝ๐ฟ๐ฒ๐บ๐ถ๐๐บ โ Ito yung fixed amount na binabayaran mo monthly, quarterly, or yearly.
๐๐ฎ๐ฝ๐ฎ๐น๐ถ๐ ๐ป๐ถ๐๐ผ, ๐บ๐ฎ๐ ๐ฝ๐ฟ๐ผ๐๐ฒ๐ฐ๐๐ถ๐ผ๐ป ๐ธ๐ฎ โ Kapag may nangyaring hindi inaasahan (like sakit, aksidente, o biglaang ma deads), may makukuhang benefit or financial help ang insured o pamilya niya. Depende sa amount of coverage ung makukuhang money.
๐ฃ๐ฎ๐ฟ๐ฎ ๐๐ถ๐๐ฎ๐ป๐ด ๐๐ฎ๐ณ๐ฒ๐๐ ๐ป๐ฒ๐ โ Hindi mo alam kung kailan mo siya kakailanganin, pero kapag dumating yung panahon na yon, malaking ginhawa ang dala niya lalo na sa gastos.
๐๐ฒ๐ฝ๐ฒ๐ป๐ฑ๐ฒ ๐๐ฎ ๐ฝ๐น๐ฎ๐ป, ๐ถ๐ฏ๐ฎโ๐ ๐ถ๐ฏ๐ฎ ๐ฎ๐ป๐ด ๐ฐ๐ผ๐๐ฒ๐ฟ๐ฎ๐ด๐ฒ โ May life insurance, health insurance, accident insurance, etc. May iba rin na may savings or investment component.
Remember:
๐๐ฃ๐จ๐ช๐ง๐๐ฃ๐๐ ๐๐จ ๐ฅ๐๐ง๐๐ฃ๐ ๐ฅ๐๐ฎ๐ค๐ฃ๐.
Habang maaraw, parang hindi mo kailangan.
Pero pag biglang umulan, swerte kung may dala ka.
Ganoโn din ang insurance. Mas mabuting may dala kahit hindi mo pa kailangan ngayon.