MAney Matter

MAney Matter I am Mae Ann M. Rivera-Espregante,
Happy wife of Ralph Espregante & a mother.

I am a licensed Sun Life Advisor, my post only reflect my personal views and opinions. Let's work together to achieve your financial goals and secure your financial future.

18/01/2026

Viva Pit Seรฑor ๐ŸŽ‰

Higher interest isnโ€™t magicโ€”itโ€™s math and business model.Digital banks save on costs, so they can give more back to you....
07/01/2026

Higher interest isnโ€™t magicโ€”itโ€™s math and business model.
Digital banks save on costs, so they can give more back to you.
Know where your money works best. ๐Ÿ’ก

๐“๐‡๐„ ๐„๐€๐‘๐‹๐ˆ๐„๐‘, ๐“๐‡๐„ ๐๐„๐“๐“๐„๐‘.Another life secured โœจBaby client is still 11 months old. His first ever Insurance before his 1s...
22/06/2025

๐“๐‡๐„ ๐„๐€๐‘๐‹๐ˆ๐„๐‘, ๐“๐‡๐„ ๐๐„๐“๐“๐„๐‘.

Another life secured โœจ

Baby client is still 11 months old. His first ever Insurance before his 1st birthday โ˜€

He will now enjoy the benefits of:

โœ… Whole Life Insurance (until age 88)
โœ… Projected Investments estimated at age 18 , 700K-1M (based on 4% and 10% market projections)

๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฒ๐—ฑ ๐—ป๐—ฎ ๐˜€๐—ถ ๐—ฏ๐—ฎ๐—ฏ๐˜†, ๐—บ๐—ฎ๐˜† ๐—ณ๐˜‚๐—ป๐—ฑ๐˜€ ๐—ฝ๐—ฎ ๐˜€๐—ถ๐˜†๐—ฎ ๐—ณ๐—ผ๐—ฟ ๐—ต๐—ถ๐˜€ ๐˜๐˜‚๐—ถ๐˜๐—ถ๐—ผ๐—ป ๐—ณ๐—ฒ๐—ฒ ๐—ฝ๐—ฎ๐—ด๐˜๐˜‚๐—ป๐˜๐—ผ๐—ป๐—ด ๐—ป๐—ถ๐˜†๐—ฎ ๐—ป๐—ด ๐—ฐ๐—ผ๐—น๐—น๐—ฒ๐—ด๐—ฒ! ๐Ÿง‘โ€๐ŸŽ“

Now if curious ka if pwede na bang kumuha ng insurance para sa newborn baby or toddler mo, this post might have answered that question. ๐Ÿคฏ

Message me for a free quote. ๐Ÿ“ฉ

๐‚๐ฅ๐ข๐ž๐ง๐ญ ๐Œ๐ž๐ž๐ญ๐ข๐ง๐  ๐ƒ๐จ๐ง๐ž โ˜€๏ธAnother successful client meeting. This young professional has already his Life Insurance, gamayng...
28/05/2025

๐‚๐ฅ๐ข๐ž๐ง๐ญ ๐Œ๐ž๐ž๐ญ๐ข๐ง๐  ๐ƒ๐จ๐ง๐ž โ˜€๏ธ

Another successful client meeting. This young professional has already his Life Insurance, gamayng chika and a policy review. Because one policy is not enough๐Ÿซถ

โ€”Another Civil Engineer, now started building a strong financial foundation.

๐“๐ก๐š๐ง๐ค ๐ฒ๐จ๐ฎ ๐Ÿ๐จ๐ซ ๐ฒ๐จ๐ฎ๐ซ ๐ญ๐ข๐ฆ๐ž! Iโ€™m excited to officially welcome you to the brighter life!

Your shortime is worth a lifetime - for yourself and your family, โœจGet covered today! โ˜€๏ธ
21/05/2025

Your shortime is worth a lifetime - for yourself and your family, โœจ

Get covered today! โ˜€๏ธ

โ€œ๐— ๐—ถ๐—ฑ-๐—ฌ๐—ฒ๐—ฎ๐—ฟ ๐—•๐—ผ๐—ป๐˜‚๐˜€: ๐—ฃ๐—ฎ๐—บ๐—ฏ๐—ถ๐—น๐—ถ ๐—ฏ๐—ฎ ๐—ป๐—ด ๐—ฏ๐—ฎ๐—ด๐—ผ๐—ป๐—ด ๐˜€๐—ฎ๐—ฝ๐—ฎ๐˜๐—ผ๐˜€, ๐—ผ ๐—ป๐—ด ๐—ฏ๐—ฎ๐—ด๐—ผ๐—ป๐—ด ๐—ณ๐˜‚๐˜๐˜‚๐—ฟ๐—ฒ?โ€Alas-dose ng gabi, naglalakad si Erikson pauwi galing...
20/05/2025

โ€œ๐— ๐—ถ๐—ฑ-๐—ฌ๐—ฒ๐—ฎ๐—ฟ ๐—•๐—ผ๐—ป๐˜‚๐˜€: ๐—ฃ๐—ฎ๐—บ๐—ฏ๐—ถ๐—น๐—ถ ๐—ฏ๐—ฎ ๐—ป๐—ด ๐—ฏ๐—ฎ๐—ด๐—ผ๐—ป๐—ด ๐˜€๐—ฎ๐—ฝ๐—ฎ๐˜๐—ผ๐˜€, ๐—ผ ๐—ป๐—ด ๐—ฏ๐—ฎ๐—ด๐—ผ๐—ป๐—ด ๐—ณ๐˜‚๐˜๐˜‚๐—ฟ๐—ฒ?โ€

Alas-dose ng gabi, naglalakad si Erikson pauwi galing work. Pagod, gutom, pero may ngiti.
Bakit?
Kasi pagkasakay niya sa jeep, may pumasok na text:
โ€œโ‚ฑ๐Ÿญ๐Ÿฌ,๐Ÿฌ๐Ÿฌ๐Ÿฌ.๐Ÿฌ๐Ÿฌ ๐—ต๐—ฎ๐˜€ ๐—ฏ๐—ฒ๐—ฒ๐—ป ๐—ฐ๐—ฟ๐—ฒ๐—ฑ๐—ถ๐˜๐—ฒ๐—ฑ ๐˜๐—ผ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฎ๐—ฐ๐—ฐ๐—ผ๐˜‚๐—ป๐˜.โ€

Boom. Bigla siyang nagising. ๐Ÿ˜…
Pagdating sa bahay, binuksan agad ang Shopee app.
โ€œAdd to cart? Or add to life goals?โ€

Napaisip siya.

Dati kasi, every bonus โ€” automatic gastos.
New kicks. Weekend trips. Libre sa barkada.
Masaya? Oo.
Sustainable? Hindi.

This year, Erikson did something different.
โœ…๏ธ ๐—ก๐—ฎ๐—ด-๐˜€๐—ฒ๐˜ ๐˜€๐—ถ๐˜†๐—ฎ ๐—ป๐—ด ๐Ÿฏ ๐—ท๐—ฎ๐—ฟ๐˜€:
"๐—ก๐—ผ๐˜„" ๐—๐—ฎ๐—ฟ โ€“ Pambili ng onting saya. Kasi deserve niya. (Of course!)
"๐—ฆ๐—ผ๐—ผ๐—ป" ๐—๐—ฎ๐—ฟ โ€“ Ipon para sa kasal nila ni Erin next year. (๐Ÿ’๐Ÿฅน)
"๐—Ÿ๐—ฎ๐˜๐—ฒ๐—ฟ" ๐—๐—ฎ๐—ฟ โ€“ Ininvest sa mutual fund para kay future baby.

Ang sabi niya, โ€œAng sarap pa rin gumastos, pero mas masarap yung pakiramdam na may direksyon.โ€

Hindi mo kailangang maging finance expert para maging intentional.
You just need a reason โ€” and minsan, kausap lang.

Ikaw, anong gusto mong laman ng mga jar mo?
Kung di mo pa sure, okay lang. Letโ€™s talk.๐Ÿ˜Š

Malay mo, yung bonus mo pala, hindi lang pampasaya โ€” kundi simula ng bago mong kwento.




ctto

20/05/2025

Ready to check if you're financially prepared? If you get 3 in a row, you're on the right track of your journey! ๐Ÿคฉ

If not, don't lose hope! Sun Life Secure Income can help you get a head start! With the highest payout in the market*, you can get 6% annual guaranteed cash payouts until age 100. ๐Ÿ‘

As your Partner for Life, we are here to help you plan for a brighter future. Visit sunlife.co/SunLifeSecureIncome or ask a Sun Life advisor to know how.

๐€๐ซ๐ž ๐ฒ๐จ๐ฎ ๐š ๐ฉ๐š๐ซ๐ž๐ง๐ญ, ๐ง๐ž๐ฐ๐ฅ๐ฒ๐ฐ๐ž๐, ๐Ž๐…๐–, ๐›๐ฎ๐ฌ๐ข๐ง๐ž๐ฌ๐ฌ ๐จ๐ฐ๐ง๐ž๐ซ, ๐จ๐ซ ๐ฒ๐จ๐ฎ๐ง๐  ๐ฉ๐ซ๐จ๐Ÿ๐ž๐ฌ๐ฌ๐ข๐จ๐ง๐š๐ฅ?Whatever stage of life youโ€™re in, one thing is ce...
19/05/2025

๐€๐ซ๐ž ๐ฒ๐จ๐ฎ ๐š ๐ฉ๐š๐ซ๐ž๐ง๐ญ, ๐ง๐ž๐ฐ๐ฅ๐ฒ๐ฐ๐ž๐, ๐Ž๐…๐–, ๐›๐ฎ๐ฌ๐ข๐ง๐ž๐ฌ๐ฌ ๐จ๐ฐ๐ง๐ž๐ซ, ๐จ๐ซ ๐ฒ๐จ๐ฎ๐ง๐  ๐ฉ๐ซ๐จ๐Ÿ๐ž๐ฌ๐ฌ๐ข๐จ๐ง๐š๐ฅ?

Whatever stage of life youโ€™re in, one thing is certain โ€” ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐ฎ๐ญ๐ฎ๐ซ๐ž ๐ฆ๐š๐ญ๐ญ๐ž๐ซ๐ฌ. Letโ€™s build a plan that gives you a future free from worries. โ˜€๏ธ

Message me to start your journey toward a more secure tomorrow.

๐‚๐ฅ๐ข๐ž๐ง๐ญ ๐Œ๐ž๐ž๐ญ๐ข๐ง๐  ๐ƒ๐จ๐ง๐ž โ˜€๏ธJust finished a client meeting (gisamokan na siguro ni siya sa akong chats, maong nag yes hahaha)....
02/04/2025

๐‚๐ฅ๐ข๐ž๐ง๐ญ ๐Œ๐ž๐ž๐ญ๐ข๐ง๐  ๐ƒ๐จ๐ง๐ž โ˜€๏ธ

Just finished a client meeting (gisamokan na siguro ni siya sa akong chats, maong nag yes hahaha). We scheduled a meeting last saturday and finally nadayon gihapon today. We discussed our comprehensive health plan with a savings component, such as the ๐’๐ฎ๐ง ๐…๐ข๐ญ ๐š๐ง๐ ๐–๐ž๐ฅ๐ฅ ๐€๐๐ฏ๐š๐ง๐ญ๐š๐ ๐ž. Thank you UM Regine ๐Ÿซถ

Both, Engr. Carmel Sigrid and Engr. Chennie, loved the idea of being covered against critical illnesses while also building savingsโ€”As Civil Engineers, they are now starting building a strong financial foundation, just like they build strong structures!

๐“๐ก๐š๐ง๐ค ๐ฒ๐จ๐ฎ ๐Ÿ๐จ๐ซ ๐ฒ๐จ๐ฎ๐ซ ๐ญ๐ข๐ฆ๐ž! Iโ€™m excited to officially welcome you both to the brighter life!

If you want to know more about this plan, please let me know so we can schedule a virtual meeting or a face-to-face discussion.

Take action today and prioritize getting life insurance. Don't wait until it's too late โ€“ protect your loved ones and gi...
31/03/2025

Take action today and prioritize getting life insurance. Don't wait until it's too late โ€“ protect your loved ones and give yourself peace of mind.

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