Choice link for first-rate insurance services specializing in employee-benefit programs, group insurance, engineering, suretyship and property. Divina is a reputable insurance professional in the local industry. He maintains a clientele base from Batanes to Tawi-tawi which include key accounts like STI Education Services Group, Hanjin Heavy Industries Corp., various agencies of the Government of t
he Philippines and several respected firms in the country. DAR was the first government account of the company. Previously, private insurers were barred from taking government insurance contracts due to the long time misconceived exclusivity of GSIS on government interests. His outstanding ability coupled with his familiarity with the insurance business as well as the laws covering the industry in the Philippines made him win, without aid of a counsel, a lawsuit versus the Commission on Audit and eventually broke such misconception. Thus, opening nearly a billion peso per year market in the government sector for private insurers. He also covers the employees for most of the five-star hotels and posh malls in the country through a leading manpower service provider. One of his big accounts include the barangay officials, TODA and various civic organizations in the provinces of Zambales and Tarlac. Thousands of workers in EPZA are also insured under him. Thousands of security guards are also covered through AHD Insurance Services. In a few years after establishing a nationwide clientele base, AHD Insurance Services has gone worldwide providing insurance coverage to thousands of diplomats in all six continents, from first world countries to high risk territories such as Iran, Iraq, Syria, Pakistan, Libya, Egypt, Nigeria, Kenya and South Africa among others. Divina has an untainted credibility and has accumulated professional experience that even other insurance companies buy insurance from him. Divina still handles most of these significant accounts until now. His excellent servicing strategies make his clients trust him and push his portfolio to continuously expand. From the first two individual clients with a premium of P425 in 2001, the company now has served more than 250,000 individuals and over 130 corporate clients including a few in the top 500 corporations of the Philippines. He believes that the customers are the most important partners in his business. With such a belief, he poured in his utmost commitment of delivering innovative plans and superior service policy, which are paramount components of his culture of excellence. Divina is duly licensed by the Insurance Commission as an insurance agent and is supported by Cocolife for life insurance products and by The New India Assurance, Prudential Guarantee and Charter Ping An Insurance for non-life insurance products. He works with Global Benefits Group for international insurance services.
