Jerian Miller - SUN LIFE financial advisor/ Ormoc Leyte

30/01/2023

Sun Smarter Elite a guaranteed insurance until age 100 yrs old.

One of the best product of SUN LIFE. A perfect plan for you and your child's future educational fund. Guaranteed cash benefit will be given LIFETIME!

30/01/2023

24/02/2022

Why SUN MAXILINK PRIME is the top selling VUL plan of Sunlife? Here's why...

1)Life insurance coverage- When something happens to you your family will receive an amount from 700,000 up to 10milion (based on your budget) that they can use on your final expense and for their daily living.

2) TDB (Total Disability Benefit)- If you become totally disabled your Sun Maxi Link Prime is considered as fully paid already.

3) ADB (Accidental Death Benefit)- if the cause of your death is due to accident, Sunlife will give your beneficiaries dditional money aside from the life insurance coverage (amounting from 350,000 and up)

4) CIB (Critical Illness Benefit)- If you will be diagnosed with any of the 36 specified critical illness such as acute heart attack,stroke, invssive cancer, coma, kidney failure etc..Sunlife will give you additional money that can support your treatment or can help you to pay hospital bills. (*CIB is optional depends on ur budget)

5) HIB (Hospital Income Benefit)- if you will be confine in the hospital you can get from 500-5,000 pesos per day as your hospital allowance. (*HIB is optional, depends on your budget)

6) Reasonable Cost- for as low as 1,500 per month or just 50 per day, a value meal worth in a fast food restaurant you can already start to live a brighter future. (again it will depend on your age, your budget and your lifestyle) You can start,it while you're still young. (Mas bata ka nagstart mas mura ang Insurance)

**In getting Sun Maxilink Prime, it gives you confidence to live everyday with peace of mind that no matter what happens your dreams for your family will go on and at the same time, your money is WORKING for you even if you're sleeping, these growing funds of yours can be use as your retirement fund or can be an educ.plan for your children.. 😊

31/07/2021

As a financial advisor, makaproud magkita while monitoring, nga clients insurance policy is earning on the investment side. Ang return sa investment is higher than the bank. If you have the desire to save for future and naglisod ka to do it on your own kay most likely makoot if maapikihan why not try getting an insurance like VUL, consider it as your ipon kay sure kaau di jud sya makusian and secure and insured kapa.

Pictures below are some of clients nga VUL ang gikuha para sa ila anak. As you can see sa Fund value mao na ila return of investment, and that is withdrawable anytime, but if si client di sa niya kuhaon kay dili pa needed then motaas pa gyud na sya. This policies below are 5 yrs to pay ra. As you can see on the pictures 1 year pa lng kapin ni nga mga policies. Magdagan ang tuig motaas pa og maau ang return of investment, nya naa pay insurance nga multiplied by 200% sa face amount. Ganansyado na kaau life insurance pa lng daan na triple na sa puhunan ni client.

When getting an insurance importante dapat kahibaw si client unsa iya gikuha and well explained ni FA, and do not be shy to ask. Kuha og insurance nga pasigo sa imo budget dili kay maoy giingon ni FA kay at the end of the day si client man ang mobayad. Bahalag gamay basta kay you are protected.

Sa interesado pm lng, free ang paghimo sample proposal. 🙂

18/06/2021

Sharing the goodness of this Insurance, bata palang ako nainbalido na tatay ko so I remember way back year 2000 totally wala na siyang work and I’m just 8yrs old that time. I remember lagi nagsesend ng letter si Insurance pero sabi nia wag ng pansinin baka gusto lang daw siyang singilin sa hulog nia. Fast forward last year lng ng nawala cia for almost 20yrs na totally disabled and bed ridden cia. Last year din ng nakareceived kami ng letter ulit from insurance updating his premium so this year lang naisip ng kapatid ko pacheck ung insurance nia baka may maclaim pa kami and unexpectedly active pa nga daw ung insurance nia and today lang pumunta sila sa office positive meron ngang makiclaim pero divided cia sa 3 beneficiary which is ang Mama ko, ate ko and ako.

Grabe lang eto ang insurance na masasabi kong legit talaga magkano lang ang nahulog ng Papa ko nun from 1993-1999 pero more than dun ung nakuha namin na hindi naman namin inexpect.
Imagine more than 20yrs na di naman nahuhulugan or what may makukuha pa pala kami hindi ganun kalaki pero unexpected to❤️

Kaya sa lahat ng nagbabalak kumuha ng insurance ipush nio lng po dito ko napatunayan na legit talaga tong insurance nato💕

-Ctto (Jan Bea Rica Mendoza Yutisol)

28/05/2021

Do you have P1,000,000?

Let's say that you do. Do you want to use that P1,000,000 to pay for hospital bills?

If you ask me, ayoko. But if placed in a position where I have to do it, assuming that I don't have insurance, I will.

Now, what if you don't have P1,000,000? How will you pay for your hospital bills?

I've asked this to over a thousand people already. And they always say the same things and follow this order:

✅ Ubusin ipon, kung meron man.

✅ Ubusin ipon ng family, kung meron man.

✅ Mangutang sa relatives, kung may mauutang man.

✅ Magbenta ng gamit at ariarian, kung may bibili.

✅ Magpost sa Facebook at humingi ng donations.

Then I ask them...

"What if there's a way para hindi mo siya kailangang gawin?"

Of course they get excited.

Then I show them that they need to pay around P2,500 to P5,000 a month. Ayun, magsisilabasan na ang...

❎ Ay, di ko naman yan priority.

❎ Marami pa kaming gastos ngayon eh.

❎ Ahhh... ok lang, di naman ako magkakasakit. Wag muna.

Okay. I stop there. After running all possible scenarios, if someone doesn't want to buy, I don't push for it too much anymore.

Pero ilan sa kanila ang bumabalik sa akin pag nasa ganung sitwasyon na?

Marami.

And how many of them get benefits when there's already a need for it?

ZERO. WALA. NADA.

You can't get life insurance when you need it already. You can only get it when you don't need it yet, hoping you won't need it ever.

(NOTE: Before I proceed, just a quick disclaimer that the sample below is just that - a sample. If you're an agent, please don't use my comment section to sell. TY!)

Let's say you're young and your policy costs P2,500 a month.

For P2,500, you will get:

📌 P2,000,000 in wealth inheritance (for your family)
📌 P1,000,000 in critical illness benefits (to be paid for hospital bills)
📌 P1,000,000 worth of other benefits

So, you're paying P2,500 / month for a total of P4,000,000 in benefits, right?

If you pay, for example, from age 25 to 65, you will pay a total of P1,200,000. Your benefits? P4,000,000.

If you pay, for example, from age 25 to 40, you will pay a total of P450,000. Your benefits? Still P4,000,000.

If you don't get one and place the money in the bank instead for 3 years, you will get to save P90,000.

If you need P1,000,000, congrats! You can now wipe out your savings of P90,000 and find the remaining money somewhere else. Hirap noh? 😅

If you can't imagine doing it for yourself, then imagine mo na lang doing it for your car.

If you have car insurance, the company will shoulder the expenses for car damages.

If you have life insurance, the company will shoulder the expenses for your personal finance damages.

That's it.

Insurance simply protects your money. Simple. Wag na nating gawing komplikado.

Credits to Nomad Finance Girl

28/03/2021

Purchasing life insurance is one of the most important decisions you can make to protect your family's financial security. The main purpose of this is to provide your dependents with a continuing source of income when you're no longer around due to untimely demise. It is also a tool to provide other financial concern like maintaining your family's standard of living, pay for your existing mortgage on your properties and outstanding debts and securing your children's education.

You may think of it as an expense at first because of the cash outflow you make but by owning life insurance, you make sure that their needs will be taken care of no matter what happen.

27/03/2021

Why insurance is important to an individual?
Unforeseen tragedies such as illness, injury or permanent disability, even death – can leave you and your family facing tremendous emotional stress, and even grief. With insurance in place, you or your family's financial stress will be reduced, and you can focus on recovery and rebuilding your lives.