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Financial Freedom Starters - Insurance Advisor, Ormoc City (2026)

30/05/2023

🚩RETIRE in comfort with AXA!
For most Filipinos, retirement is often the last thing we plan for in life. We get caught up in the daily routine and looking after our regular expenses that we put off retirement planning for later.

When you turn 65, would you want to continue working overtime just to cover your family's needs?

Plan your retirement so you can spend your golden years living in comfort with your loved ones, doing what you love. Whether it's travelling abroad or pursuing a hobby, preparing today will keep you stress-free in the future.

For more details, DM me.

Your trusted Financial Advisor,
Ma Cristine Allosa, UH

30/05/2023

Maintaining good digestive health is important for your overall health. Digestion is the body's way of obtaining essential nutrients from the foods and beverages we consume. When digestive problems occur, it can be more difficult for the body to gather the nutrients it needs. Common symptoms include cramps, bloating, constipation, or gas and diarrhea.

Your Health Max policy can cover treatment and medication if you suffer from any of the following critical conditions related to your digestive health:

• Chronic Relapsing Pancreatitis
Continuing and irreversible inflammation of the pancreas causing permanent functional impairment

• Fulminant Hepatitis
Sub-massive or massive necrosis of the liver due to Hepatitis virus

• Severe Crohn's Disease
A chronic inflammatory disorder of the bowel

• Severe Ulcerative Colitis
Acute ulcerative colitis with life threatening disturbance

Message me to get a quote

30/05/2023

"Di ko kailangan niyan May SSS naman, May Phil Health naman, May Pag Ibig Naman"

Well, Automatically once you've become an employee all of those contributions are required for you to pay atleast because in the future you'll have benefits once you retire. But the bad thing about this specifically is that you'll just have low to moderate money that will flow once you've had to use those benefits. Why not invest in insurance with investments? Having more securities even if you have an illness you'll get covered by it. As well as investments that you could use in the future.

CTTO

30/05/2023

ADVICE TO ALL EMPLOYEES

1. Build a home earlier. Be it rural home or urban home. Building a house at 50 is not an achievement. Don't get used to government houses. This comfort is so dangerous. Let all your family have good time in your house.

2. Go home. Don't stick at work all the year. You are not the pillar of your department. If you drop dead today, you will be replaced immediately and operations will continue. Make your family a priority.

3. Don't chase promotions. Master your skills and be excellent at what you do. If they want to promote you, that's fine if they don't, stay positive to your personal.
development.

4. Avoid office or work gossip. Avoid things that tarnish your name or reputation. Don't join the bandwagon that backbites your bosses and colleagues. Stay away from negative gatherings that have only people as their agenda.

5. Don't ever compete with your bosses. You will burn your fingers. Don't compete with your colleagues, you will fry your brain.

6. Ensure you have a side business. Your salary will not sustain your needs in the long run.

7. Save some money. Let it be deducted automatically from your payslip.

8. Borrow a loan to invest in a business or to change a situation not to buy luxury. Buy luxury from your profit.

9. Keep your life,marriage and family private. Let them stay away from your work. This is very important.

10. Be loyal to yourself and believe in your work. Hanging around your boss will alienate you from your colleagues and your boss may finally dump you when he leaves.

11. Retire early. The best way to plan for your exit was when you received the employment letter. The other best time is today. By 40 to 50 be out.

12. Join work welfare and be an active member always. It will help you a lot when any eventuality occurs.

13.Take leave days utilize them by developing yr future home or projects..usually what you do during yr leave days is a reflection of how you'll live after retirement..If it means you spend it all holding a remote control watching series on Zee world, expect nothing different after retirement.

14. Start a project whilst still serving or working. Let your project run whilst at work and if it doesn't do well, start another one till it's running viably. When your project is viably running then retire to manage your business. Most people or pensioners fail in life because they retire to start a project instead of retiring to run a project.

15. Pension money is not for starting a project or buy a stand or build a house but it's money for your upkeep or to maintain yourself in good health. Pension money is not for paying school fees or marrying a young wife but to look after yourself.

16. Always remember, when you retire never be a case study for living a miserable life after retirement but be a role model for colleagues to think of retiring too.

17. Don't retire just because you are finished or you are now a burden to the company and just wait for your day to die. Retire young or whilst energetic to enjoy waking up for a cup of coffee, enjoy the sun, receive money from your business, visit nice place that you missed and spend good time with family. Those who retire late, spend about 95% of their time at work than with their family and that's why they see it difficult to spend time with their family when they retire but end looking for another job till they die. If they don't get another job, they die early.

18. Retire at your house than at government accommodation so that when you retire you can easily fit into the society that raised you. It's not easy to adjust to live in a location after spending more years at company house or at government house.

19. Never let your employment benefits make you forget about your retirement. Employment benefits are just meant to make you relax, get finished whilst time is moving. Remember when you retire no one will call you boss if you don't have a viable business.

20. Don't hate to retire because one day you will retire either voluntarily or involuntarily.

Hope this will help you look at life positively

04/05/2023

Preparing 🧳 for that out of town trip soon? Beyond packing your bags, it’s also important to protect the home you’re leaving behind.
Give it comprehensive coverage against fire, lightning, and malicious damage with AXA Home Security.

03/05/2023

🤓✍🏻 No matter how productive we are and good at work or in business, be sure to have a good financial backup plan.

Happy for my friends who started theirs.

Peace of mind and security make our life easier.

03/05/2023

AXA PAYS!
I am proud to share a CASHLESS claim! Yes, tama ang pagkabasa mo! CASHLESS!

As a financial advisor, I am always grateful to be able to assist my clients in their times of need.

I want to sincerely thank my client, who trusted me with his financial health. With the Lord's wisdom and guidance, we were able to navigate through the process of filing for the Global Health Access claim and secure payment of Php103,000 for the medical expenses incurred.

Admission Date:
Sunday4/9/2023

Emergency Confimement due:
Adminal Pain /Gastrits

Diagnosed:
Pyelonephritis, Electrolyte Imbalance

Operation Done:
Upper Gastro Intestinal, Endoscopy with Biopsy

Medicus Lab Result
Reflux Esophagitis LA Grade, Non Erosive Gastratis S/P Helicotest, Doudentis

Date of Discharge:
April 13, 2023

Hospital:
The Medical City Iloilo

It is always humbling to be able to help individuals in their time of need, and I am grateful for the opportunity to do so.

Proverbs 3:5-6 states, "Trust in the Lord with all your heart and lean not on your own understanding; in all your ways submit to him, and he will make your paths straight."

With this belief, I will continue to provide financial advice and support to those who need it.

Promise delivered AGAIN 🙏🏻

PM me to know more about AXA’s Global Health Access 😉

03/05/2023

AXA Health Care Access Pays 💙

July 2022, stranger turned into my Client. Decided to finally get an AXA Health Care Access Prime plan from me. P1M Annual Benefit Limit with P1M Critical Illness rider. Best to be ready for anything.

Around the end of February 2023, Client experienced swelling butt with blood clot issue. When she consulted one of Avega Accredited Dr. at Chong Hua Hospital Fuente. Doc advised her to do the MRI and Admit her after the results.

As a Financial Advisor, our service to our Client after closing is very important. Upon arriving at the Chong Hua Hospital, Client waited for the room to be ready. The room daily benefits is P4500/day 😯 and supposed to be it was Superior Private room but no vacant only they had was the Regular Private room 🤩 I see to it that all documents needed for her admission were all ready.

Upon discharge, Her bill for a 7-day stay amounted to Php 108,260.14. Her PHIC covered Php 12,120 and AXA HCA covered P96,140.14. Therefore, they only had to pay Php112.00 😮 from their own pocket for the other miscellaneous 😯 Imagine that!

This HCA Policy cost her only Php 9,627 quarter or Php 38, 508 /year and gives her 1 million coverage with 1 million critical illnesses conditions.

Thank you so much AXA claims team, Avega coordinators, and special thanks to my ABH Lourdes Marie Castro Fiel and Mommy Eun Reguero, for helping me through my first HCA admission claim. 💙💙💙

03/05/2023

Another Promise Fulfilled by AXA💙💙💙

I’ve chosen to build a career in the Insurance Industry because of the nobility of its purpose.

Thank you MDRT Jeannie Fernandez for sharing your story.

“"When you have insurance you know that you are secured against any unforeseen events in life and this gives you complete peace of mind."

I've been in this industry for 11 years as a financial advisor and had several claims but this one matters most for me ♥️ I am speech less as I received this letter today. A maximum health insurance coverage claim of 10 Million released today for a client having stage 3 breast cancer 🙏 Now I can say working as financial adviser is a noble job, serving families who want to be secured and protected from life- threatening illnesses. Thank you AXA♥️

Want to know more about HealthMax? Direct Message me to set an appointment and for a FREE QUOTATION.

03/05/2023

(DISCLAIMER: Long post ahead, but very relevant)

Cervical Cancer can happen to any woman, but could be prevented by having an HPV vaccine!!! (All women must have this).
This is one of the 3 important lessons we learned in the past 10 days.
My sister, Joanna was diagnosed with Cervical Cancer, Stage 2B last March 18. That shocked her and our family. And on that day, our battle with Cancer began. It is a battle that not only my sister will fight, but our entire family and everyone who loves and cares about us and especially my sister.

The second important lesson we learned is that Cancer should be treated as soon as possible. You must never waste time in dealing with this battle.
After having a 2nd and 3rd opinion from the best doctors and hospitals (both here in the Philippines and abroad), we finally decided to go through treatment with Parkway Cancer Center in Singapore. We are set to fly on April 3 and we’re optimistic that from there on, she will get better. We believe that God is leading us to victory in this battle. From the start, we have felt His presence and guidance.

The third and most important lesson we have learned is this — BE INSURED!!
Always remember that when you’re dealing with Cancer, you will have a very expensive treatment. Although, we also believe and have high respect in natural healing methods, our family have decided to go through the medical way. We opted for this because we have AXA Global Health Access insurance that will cover all my sister’s medical expenses up to 100 Million Pesos, to any hospital and doctor anywhere in the world. This has been the greatest blessing for my sister and our family. She only got her AXA GHA last March 2021, after our mom died, and for my sister’s age, her annual premium was not that expensive. Actually, the money we used to get health insurance for my sister and the rest of my family that year came from the death claim we received from our mom’s AXA Life insurance. Kaya sobrang laki ng pasasalamat at tiwala namin sa AXA. It helped us during my mom’s ordeal back then, provided for us after she died, and now continues to protect and provide for our entire family’s health care needs.

Our triumphant battle with Cancer and my sister’s journey to complete healing is going to be something we will all be expecting. We believe that there is a greater reason and purpose why we have to go through this. God is leading our path, and we know that He will never leave and abandon us. His provisions are more than sufficient, and how I wish that many people would consider getting themselves insured, most especially with AXA, because we are living proof of its amazing insurance plans and wonderful customer service. We are truly proud to be AXA!

(Special thanks to Ms. Jem Sanico, one of the GHA clients of AXA, for inspiring and motivating my sister, Joanna.)
Watch her testimony here— https://m.youtube.com/watch?v=1NX3W3EzC9Q

Latest claim
CTTO from my very good friend Jerome Vinarao

Financial Freedom Starters - Insurance Advisor

30/05/2023

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