Financial Wealth Planner-Lester Bryan Baniola

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Financial Wealth Planner-Lester Bryan Baniola

INSURANCE COMMISSION LICENSED FINANCIAL WEALTH PLANNER Your 24/7 Life time Financial Advisor.

I offer free financial consultation, free policy review, offer insurance products that can help to your problems specially on Health, Critical Illness, Educational Funding, Retirement Funding, Short term and Long term Goals.

04/12/2025

May nakausap akong breadwinner na lagi niyang iniisip,

“Paano na sila kung may mangyari sa’kin?”

Siya yung tipo na tahimik lang, pero lahat ng gastos, siya ang sumasalo.

Rent, bills, tuition, gamot ni parents, lahat.
Noong nakausap namin siya, simple lang goal niya:

“Gusto ko lang gumaan yung pakiramdam ko.”

We designed a plan na pasok sa budget niya, pero sakto sa responsibility niya.

Hindi sobrang laki, pero sapat para hindi mabigla ang pamilya kung may mangyari sa kanya.
Sabi niya after,

“Mas nakakahinga na ako ngayon, kahit papaano.”

Kung ikaw din ay breadwinner, pwedeng ikaw na ang susunod na gumaan ang loob.

Message mo lang ako, I’ll help you review your options.

Engr. Lester Bryan Baniola
Financial Wealth Planner
FWD LIFE PH

03/12/2025

Insurance isn’t about expecting the worst, it’s about being prepared so hindi ka malugmok when life surprises you.

Ang protection plan ay parang safety net: tahimik lang siya, pero andiyan siya kapag pinaka-kailangan mo.

If you want a simple, clear, and stress-free explanation ng coverage na bagay sayo, message mo lang ako.

Engr. Lester Bryan Baniola
Financial Wealth Planner
FWD LIFE PH

13/09/2025

𝐁𝐚𝐤𝐢𝐭 𝐦𝐨 𝐤𝐚𝐢𝐥𝐚𝐧𝐠𝐚𝐧 𝐧𝐠 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞?
👉 Kasi ikaw ang 𝐁𝐑𝐄𝐀𝐃𝐖𝐈𝐍𝐍𝐄𝐑 . Ikaw ang sandalan ng pamilya.
❓Kung mawala ang income mo, paano sila?
✅ Life insurance makes sure na kahit anong mangyari, tuloy ang 𝐩𝐚𝐧𝐠𝐚𝐫𝐚𝐩 𝐧𝐠 𝐩𝐚𝐦𝐢𝐥𝐲𝐚 𝐦𝐨.

📩 Message me for a 𝐅𝐫𝐞𝐞 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐇𝐞𝐚𝐥𝐭𝐡 𝐂𝐡𝐞𝐜𝐤.

12/08/2025

Blessed and grateful. 🙏

Another beautiful family just made one of the smartest decisions for their future — insured na ang buong pamilya!

✅ 2 Parents
✅ 2 Kids
✅ 12M total insurance protection
✅ May critical illness, life coverage, refund, at waiver of premiums pa!

All for just ₱355/day.

Hindi kailangan maging milyonaryo para magplano nang matalino.
Kailangan lang ng tamang guide at tamang timing. 💯

Thank you sa tiwala my dear Clients!
Sobrang nakaka-inspire yung commitment nyo to secure your future together.

Gusto mo rin ba ng ganyang plan para sa buong pamilya?
Comment “FAMILY PROTECT” or DM me — kwentuhan lang muna.

11/06/2025

𝘛𝘩𝘢𝘯𝘬𝘧𝘶𝘭 𝘢𝘬𝘰 𝘴𝘢 𝘴𝘢𝘳𝘪𝘭𝘪 𝘬𝘰𝘯𝘨 𝘯𝘢𝘨-𝘥𝘦𝘤𝘪𝘥𝘦 𝘯𝘶𝘯𝘨 𝘯𝘢𝘬𝘢𝘳𝘢𝘢𝘯𝘨 𝘵𝘢𝘰𝘯.

Hindi siya madali.
Hindi siya flashy.
Pero yung simpleng desisyong 'yun…
𝐧𝐠𝐚𝐲𝐨𝐧 𝐤𝐨 𝐧𝐚𝐫𝐚𝐫𝐚𝐦𝐝𝐚𝐦𝐚𝐧 𝐚𝐧𝐠 𝐠𝐢𝐧𝐡𝐚𝐰𝐚.

Kasi habang lahat naguguluhan sa “what if,”
alam kong kahit papano — may naipundar ako.

And that’s something my future family will thank me for too.

𝘎𝘳𝘢𝘵𝘦𝘧𝘶𝘭 𝘧𝘰𝘳 𝘵𝘩𝘦 𝘱𝘢𝘴𝘵 𝘥𝘦𝘤𝘪𝘴𝘪𝘰𝘯𝘴 𝘵𝘩𝘢𝘵 𝘣𝘳𝘰𝘶𝘨𝘩𝘵 𝘱𝘦𝘢𝘤𝘦 𝘵𝘰 𝘮𝘺 𝘱𝘳𝘦𝘴𝘦𝘯𝘵.

— 𝘬𝘢𝘺𝘓𝘌𝘚𝘛𝘌𝘙, 𝘓𝘌𝘚𝘛𝘌𝘙𝘌𝘚𝘚.

10/06/2025

𝘈𝘬𝘢𝘭𝘢 𝘬𝘰 𝘥𝘢𝘵𝘪, 𝘢𝘯𝘨 𝘭𝘪𝘧𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦… 𝘱𝘢𝘳𝘢 𝘭𝘢𝘯𝘨 𝘴𝘢 𝘮𝘨𝘢 𝘢𝘳𝘵𝘪𝘴𝘵𝘢, 𝘮𝘢𝘺-𝘢𝘳𝘪 𝘯𝘨 𝘬𝘶𝘮𝘱𝘢𝘯𝘺𝘢, 𝘢𝘵 𝘮𝘨𝘢 𝘯𝘢𝘴𝘢 𝘍𝘰𝘳𝘣𝘦𝘴 𝘭𝘪𝘴𝘵.

Tapos nalaman ko…
𝐦𝐚𝐲 ₱𝟏𝟓/𝐝𝐚𝐲 𝐥𝐚𝐧𝐠 𝐩𝐚𝐥𝐚 𝐧𝐚 𝐩𝐥𝐚𝐧.

𝘔𝘢𝘴 𝘮𝘢𝘩𝘢𝘭 𝘱𝘢 ‘𝘺𝘶𝘯𝘨 𝘮𝘪𝘭𝘬 𝘵𝘦𝘢 𝘬𝘰 𝘯𝘢 𝘸𝘢𝘭𝘢𝘯𝘨 𝘱𝘦𝘢𝘳𝘭𝘴. 🧋

Hindi pala ito tungkol sa kayamanan.

𝐓𝐮𝐧𝐠𝐤𝐨𝐥 ‘𝐭𝐨 𝐬𝐚 𝐦𝐚𝐥𝐚𝐬𝐚𝐤𝐢𝐭.
𝐘𝐮𝐧𝐠 𝐚𝐲𝐚𝐰 𝐦𝐨𝐧𝐠 𝐦𝐚𝐡𝐢𝐫𝐚𝐩𝐚𝐧 𝐚𝐧𝐠 𝐩𝐚𝐦𝐢𝐥𝐲𝐚 𝐦𝐨 𝐤𝐮𝐧𝐠 𝐦𝐚𝐰𝐚𝐥𝐚 𝐤𝐚 𝐛𝐢𝐠𝐥𝐚.

Di ba, ang tunay na “mayaman” yung may peace of mind?

— 𝘬𝘢𝘺𝘓𝘌𝘚𝘛𝘌𝘙, 𝘓𝘌𝘚𝘛𝘌𝘙𝘌𝘚𝘚.

30/05/2025

𝘕𝘨𝘢𝘺𝘰𝘯𝘨 𝘭𝘪𝘯𝘨𝘨𝘰, 𝘯𝘢𝘬𝘢-𝘴𝘦𝘵 𝘢𝘴𝘪𝘥𝘦 𝘢𝘬𝘰 𝘯𝘨 𝘬𝘢𝘩𝘪𝘵 𝘬𝘰𝘯𝘵𝘪𝘯𝘨 𝘪𝘱𝘰𝘯.

Hindi siya milyon.
Wala rin namang party para doon. 😅

Pero ang sarap sa feeling na kahit maliit lang,
𝐦𝐚𝐲 𝐠𝐢𝐧𝐚𝐠𝐚𝐰𝐚 𝐚𝐤𝐨 𝐩𝐚𝐫𝐚 𝐬𝐚 𝐟𝐮𝐭𝐮𝐫𝐞.

'Di na puro “next time na.”
Ngayon, ginagawa ko na… kahit paunti-unti.

Kung ikaw din, kahit konti lang ang kaya mong simulan,
𝐰𝐨𝐫𝐭𝐡 𝐢𝐭 𝐩𝐚 𝐫𝐢𝐧 '𝐲𝐚𝐧.

Kay Lester, less stress.
#𝘬𝘢𝘺𝘓𝘌𝘚𝘛𝘌𝘙𝘓𝘌𝘚𝘛𝘌𝘙𝘌𝘚𝘚 #𝘍𝘦𝘦𝘭𝘎𝘰𝘰𝘥𝘍𝘳𝘪𝘥𝘢𝘺 #𝘗𝘦𝘢𝘤𝘦𝘚𝘵𝘦𝘱𝘴

29/05/2025

Prayer muna bago scroll. 🙏

“Lord,
Salamat sa bagong araw.
Tulungan Mo akong gumawa ng mga desisyon na hindi lang para sa ngayon,
kundi para rin sa kinabukasan naming pamilya.”

Amen.

Minsan, isang simpleng dasal lang ang kailangan para ma-clarify ang next step natin. 💛

28/05/2025

𝐊𝐚𝐧𝐢𝐧𝐚 𝐡𝐚𝐛𝐚𝐧𝐠 𝐤𝐮𝐦𝐚𝐤𝐚𝐢𝐧 𝐚𝐤𝐨, 𝐧𝐚𝐩𝐚𝐢𝐬𝐢𝐩 𝐚𝐤𝐨 𝐛𝐢𝐠𝐥𝐚…

Dati, ang tingin ko sa life insurance, pang mayaman, pang matanda, or pang patay lang.

Pero nung naintindihan ko yung totoong purpose niya…
Natawa ako sa sarili ko. Kasi sobrang mali pala ng pananaw ko noon.

𝘓𝘪𝘧𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘱𝘢𝘭𝘢…
𝐡𝐢𝐧𝐝𝐢 𝐭𝐮𝐧𝐠𝐤𝐨𝐥 𝐬𝐚 𝐭𝐚𝐤𝐨𝐭.
𝐊𝐮𝐧𝐝𝐢 𝐬𝐚 𝐩𝐚𝐠𝐦𝐚𝐦𝐚𝐡𝐚𝐥. 💛

𝘗𝘢𝘳𝘢 𝘴𝘢 𝘱𝘢𝘮𝘪𝘭𝘺𝘢.
𝘗𝘢𝘳𝘢 𝘴𝘢 𝘱𝘦𝘢𝘤𝘦 𝘰𝘧 𝘮𝘪𝘯𝘥.
𝘗𝘢𝘳𝘢 𝘴𝘢 𝘴𝘢𝘳𝘪𝘭𝘪 𝘬𝘰𝘯𝘨 𝘧𝘶𝘵𝘶𝘳𝘦.

Ikaw, anong iniisip mo dati tungkol sa life insurance?
Comment mo sa baba — curious ako sa sagot mo ❤️

26/05/2025

🚨 𝐈𝐬𝐚𝐧𝐠 𝐬𝐚𝐤𝐢𝐭 𝐥𝐚𝐧𝐠… 𝐔𝐁𝐎𝐒 𝐋𝐀𝐇𝐀𝐓?

Si Kuya Mark, healthy naman.
Walang bisyo. Masipag magtrabaho.

Pero isang araw, na-stroke.
𝘞𝘢𝘭𝘢𝘯𝘨 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦. 𝘞𝘢𝘭𝘢𝘯𝘨 𝘣𝘢𝘤𝘬𝘶𝘱.
LAHAT ng ipon? Naubos sa hospital bills.
Nangutang pa.

Ngayon, balik sa zero.
Yung pamilya niya? Hirap bumangon.

𝐀𝐲𝐚𝐰 𝐦𝐨 𝐦𝐚𝐧𝐠𝐲𝐚𝐫𝐢 𝐬𝐚𝐲𝐨 ‘𝐭𝐨, ‘𝐝𝐢 𝐛𝐚?

Pwedeng maiwasan yan.
Meron kang pwedeng simulan na plan na:

✅ 𝐌𝐚𝐲 𝐥𝐢𝐟𝐞 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞
✅ 𝐌𝐚𝐲 𝐚𝐜𝐜𝐢𝐝𝐞𝐧𝐭 + 𝐬𝐢𝐜𝐤𝐧𝐞𝐬𝐬 𝐜𝐨𝐯𝐞𝐫𝐚𝐠𝐞
✅ 𝐌𝐚𝐲 𝐢𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 + 𝐬𝐚𝐯𝐢𝐧𝐠𝐬 𝐩𝐚𝐫𝐚 𝐬𝐚 𝐟𝐮𝐭𝐮𝐫𝐞 𝐦𝐨

Kahit ₱𝟐,𝟎𝟎𝟎/𝐦𝐨𝐧𝐭𝐡 lang — pwede ka na magsimula.

📩 Type “𝐏𝐋𝐀𝐍” sa comments or send me a message.
Check natin kung anong plan ang bagay sa income mo at goals mo.

✅ Mas okay nang handa ka, kaysa magsisi sa huli.

07/03/2025

Congratulations to My New Insured Investor!

An accountant who shows his love to his 67-year-old mother by providing her with guaranteed protection and medical benefits worth a total of 2 million pesos.

just by saving 283 php/day for 5 years, her mother is protected until age 99.

Thank you for placing your trust in FWD for your future! 🥰

If you’re also thinking about your protecting your Senior Parents, FWD Set For Life 5 is the best plan on the market!

Explore your options today, and I’ll tailor the perfect plan for you! 🥰

Your Retirement Planner,

Engr. Lester Bryan Baniola
Financial Wealth Planner

Address

Olongapo
2200

Telephone

+639518759222

Website

https://linktr.ee/lbaniola

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