The Thrifty & Wise Pinoy

22/08/2021

17/08/2021

👇👇Big Check ✔
Kapag nag aapply ka pa lang mag abroad walang tumutulong sayo, baon ka sa utang para makapag passport, seminar, pamasahe, language training, placement fee at kung ano anong gastusin maliit at malaki, Magisa ka.

Pero pag OFW ka na, lahat ng tao sa paligid mo gusto matikman ang pinaghirapan mo. Hingi ng pasalubong at pabili ng kung ano ano. Pag di mo napagbigyan tawag sayo MADAMOT, sasabihan ka pa, “nakapag abroad ka lang mayabang ka na”.
Pag umuwi ka ng Pinas lahat dadalaw sayo hihingi pa ng pamasahe pag uuwi na sila. Pero pag paalis ka walang maghahatid o magpapahiram ng sasakyan para ihatid ka.
At pag nagkakrisis ang Pilipinas tulad ng Covid hindi kasama pamilya mo sa ayuda dahil OFW ka, wala ring kapitbahay na magbibigay ng pagkain sa pamilya mo.

OFW, walang masama sa tumulong sa kababayan mo, pero mag ipon ka, unahin mo sarili mo, anak mo at pamilya mo. Dahil pag naghirap ka ulit, magisa ka.



Ccto

Mag ipon , magtabi para sa sarili , pag isipan ang long term health care kc hindi habang buhay na malakas at may kita ka.

16/02/2021

Ako ay naghintay sa 'king Panginoon,
At dininig niya ang aking pagtaghoy;
Sa balong malalim na lubhang maputik,
Iniahon niya at doo'y inalis
Ligtas na dinala sa malaking bato,
At naging panatag, taglay na buhay ko.

11/02/2021

Kakeibo: The Japanese Art Of Saving Money

28/01/2021

The 100% Story.

If you are 100% spending money for your parent's medical expenses today, then that's because they don't have enough Healthcare or none at all.

If we don't get longterm care for ourselves today, then the same thing is going to happen to us in the future, guaranteed 100%.

The probability or chance of getting sick in the future is 100% too, at the same time you're 100% accountable to your family's peace of mind.

So if your family is 100% important to you, then make a 100% move to start your long-term care now.

03/01/2021

WHEN YOU'RE 25, You had your first job and lived the life you want. Gimmicks and everything... Someone approached you and convinced you to start a business and save for yourself. You said (Maybe Next Time, I want to enjoy life!)

WHEN YOU'RE 35, you had your family, your spouse and two kids. Someone approached you and convinced you to start a business and save for yourself. You said (Maybe Next Time, My budget is not enough for my family and myself)

WHEN YOU'RE 45, You are now a manager or having a top position in your company. Someone approached you and convinced you to start a business and save for yourself. You said (Maybe Next Time, My children are going to college)

WHEN YOU'RE 55, You are retired. Someone approached you and convinced you to start a business and save for yourself. You said (Maybe Next Time, My retirement fund is enough for me)

WHEN YOU'RE 65, You are broke and you're sick. You approached someone and said "Is there something that i can do to start a business? I also need a savings for my family. That someone said "I'm sorry my friend but i think you're no longer qualified. You should have started sooner....

NOTE: "You have to do what others won't. By moving out of accepted norms, you have an opportunity to investigate. What life really has in store for you."

"Making a BIG life change is pretty scary. But, know what's even scarier? REGRET."

03/01/2021

Dapat ganito kana ngayon:
Savings: pwede!
Invest for the future: pwede!
Become Debt-free: pwede!
Spend Wisely: pwede!
Earn Extra: pwede!
Retire: pwede!

Marami kasing ganito pa rin:
Savings: mamaya na!
Invest for the future: mamaya na!
Become Debt-free: hindi ko kaya!
Spend Wisely: pera ko to - huwag mo akong pagsabihan!
Earn Extra: ang hirap, hindi aku marunong!
Retire: hindi pa ready, kulang pa!

2021 na - kumilos kana, gawin ang tama!
Become an Educated Investor and Entrepreneur!

Join our community of Savers, Investors and Entrepreneurs!

03/01/2021

Start your year with the Abundance Formula (10-20-70)

10 % --- Tithes
20 % --- Savings
70 % --- Expenses and Lifestyle

Have a Blessed Sunday. :-)

12/12/2020

Impulsive buying is a bad habit.