Bea Gumandoy: Financial Advisor

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Bea Gumandoy: Financial Advisor I am helping Filipinos to minimize financial losses by edifying every individual on the beauty and importance of insurance.

I will guide you to protect and secure your family, especially your child, towards a brighter future: generation to generation.

PILOTO NG BUHAY MO este Insurance Advisor pala ng buhay mo. 😂Secured a family this month! Thank you to clients who keep ...
09/03/2026

PILOTO NG BUHAY MO este Insurance Advisor pala ng buhay mo. 😂

Secured a family this month! Thank you to clients who keep on trusting me, kahit ang silent ko these past few months. Mag-iingay na po ako uli. Haha.

3 mos. of 2026 na kung hindi ka pa rin insured, ewan ko nalang talaga sayo. Haha

21/08/2025

Ito yung plan na kapag hindi mo nagamit “Ibabalik yung binayad mo 100%.”

Message me for more info.


19/07/2025

🎓 You’ve graduated. The world is open. You’re excited, maybe a little nervous.
Insurance probably isn’t even on your radar.
But before your first paycheck hits, here’s why this is actually the best time to start:

🌟You’re in Peak Health. That Means Lowest Premiums
Insurance rewards the young and healthy. Lock in low rates now, before stress and life catch up.

🌟You’re About to Start Earning. Protect It Early
Your future income is your biggest asset. Protect it now, so a single illness doesn’t erase what you haven’t even built yet.

🌟You’re Probably Uninsured Right Now
No student plan, no work benefits. You’re walking into adulthood financially exposed.

🌟You Can Start Small and Grow It Later
A basic plan now builds financial muscle. You can scale coverage as your career and income grow.

🌟You’re Making Adult Decisions Now Make Smart Ones
You’ve chosen your degree, your career, your city. Choose financial safety next.

Starting early isn’t about fear, it’s about freedom.
The sooner you plan, the more options you’ll have later.

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If you are a financial advisor reading this, please share it with your clients and friends who you think should be aware of this.

Vote wisely, vote me❗️Sa darating na eleksyon, huwag niyo sana akong kalimutang piliin bilang inyong “Insurance Advisor....
08/05/2025

Vote wisely, vote me❗️

Sa darating na eleksyon, huwag niyo sana akong kalimutang piliin bilang inyong “Insurance Advisor.” 😂

Gusto mo ma-sure ngayon pa lang yung kinabukasan ng henerasyon mo?
❌ BALOTA
✅ INSURANCE POLICY

Sana kung gaano ka ka-sincere iresearch at alamin ang mga politikong iyong bobotohin, ganun ka rin ka desididong alamin ang kahalagahan kung bakit dapat insured ka.

Alam ko matalino ka, it applies both sa pagpili ng politiko at sa desisyon mong magpa- insure.😉

Sa Insurance, kinabukasan ng pamilya ay may kasiguraduhan! Sure yan!

I believe, one coffee date with an Insurance agent saves future — build wealth, minimize financial losses, secure your k...
06/05/2025

I believe, one coffee date with an Insurance agent saves future — build wealth, minimize financial losses, secure your kid’s education, and leave legacy genarations to generations.

Tara na, Coffee na kasi tayo!!

26/02/2025

"Insurance is for everyone, but not everyone can have it." 🤔

The idea is that everyone, regardless of their background, should have access to financial protection in case of unforeseen events. Insurance exists to give individuals and families peace of mind, knowing they can survive emergencies without devastating financial consequences. It’s meant to be a tool for safeguarding lives and futures.

While insurance is designed to protect us—whether it's life, health, or our income—many still don’t have access to it. Here's why:

💰 Affordability – Insurance premiums can be out of reach for many, especially those in low-income households.
💉 Health conditions – Some people with pre-existing health issues may struggle to find affordable coverage.
📚 Lack of awareness – Many don’t realize how important insurance is, or how to get it.
🌍 Geographic or economic limitations – In some regions, accessing quality insurance can be difficult.

Insurance was created to give everyone peace of mind in case of the unexpected. But the reality is, not everyone has the chance to protect their future.

Let's raise awareness and work to make insurance more accessible to all. Everyone deserves a safety net. 🌟

Before October ends syempre hindi pwedeng matapos eto nang wala lang. THANK YOU TEACHERS OF NARRA ELEMENTARY WEST esp. k...
29/10/2024

Before October ends syempre hindi pwedeng matapos eto nang wala lang.

THANK YOU TEACHERS OF NARRA ELEMENTARY WEST esp. kay Sir Principal. 💗

Sobrang happy namin dahil we shared na naman our advocacy—-helping filipino live healthier lives and provide solutions.

Ang dami pa pala talagang hindi alam kung ano ba ang kayang gawin at baguhin ng insurance sa ating buhay. Nakaka-excite at nakakachallenge naman!

Kaya ikaw kung magkikita man tayo along the street or somewhere, wag ka matakot haha. May ishashare lang naman. For ur future. Your child’s future. For generational wealth.

Ayaw mo yun?

Last night, I was checking of my client’s policy for a quarterly policy review. I was amazed nung nakita ko yung actual ...
24/10/2024

Last night, I was checking of my client’s policy for a quarterly policy review. I was amazed nung nakita ko yung actual FUND VALUE ng insurance plan niya. So, I checked the proposal that I created 2 years ago para ma compare ko yung growth ng fund niya today vs. yung projected illustration.

And, I’m surprised!
Look, yung projected fund at 10% which is the highest projection na dapat 140k lang, pero yung actual fund niya as of today is 171k. Mas malaki pa yung growth. Wow! 😱

I’m so proud of my client tht she started 2 years ago and I know she’s also proud of her decision. Very wise! 🫡

Btw, she’s an OFW and ang policy na ‘to is intended for her Child’s Education! 💗
at alam niyo ba they are planning to have one again.

Ikaw? Kelan ka magsisimula? Mabilis lang ang panahon. Start and sow now, para may aanihin ka din sa susunod na mga taon.

If may aadd to cart ka this October, why not to consider an Insurance plan? This client of mine has already two insuranc...
11/10/2024

If may aadd to cart ka this October, why not to consider an Insurance plan?

This client of mine has already two insurance plans.
✅Comprehensive Health Plan
✨ Critical Illness benefit
✨Accident Benefit
✨Daily Hospital Income benefit
✨Guaranteed Cash Benefit
✨Dividends
✨ Bonus


✅Retirement plan
She’s just paying 1k a month and at the age of 60 years old she will get a 1.5 MILLION. 😱

Imagine, kung ikaw lang mag iipon ng 1k per month at the age of 60 alam mo bang almost 400k lang ang massave mo, but if u opt na tulungan ka ni Sun Life. Millions ang makukuha mo. See the difference!

Saving 1k per month is not enough to give her a better retirement years, but the fact na nag start siya early it may have a big impact in the long run.

This client of mine will not stop here, because she really understood the importance of being insured and starting early.

Kaya ikaw? If you are starting to earn an income please consider having an insurance plan. We can start sa kaya mo muna ngayon. Katulad ng client ko, we started sa 1 lang and now may 2nd plan na siya. Just one step at a time!

Message me, so I can help you find a good plan na suit sa budget mo. 🤗

2024 President’s Month Kick-off and August Champions Awarding. ☀️Your Sun Life Lifetime Financial Advisor. All out and a...
09/10/2024

2024 President’s Month Kick-off and August Champions Awarding. ☀️

Your Sun Life Lifetime Financial Advisor. All out and all the way to serve! 🤗

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Palawan
Narra
5303

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