Payong Kaibigan

Payong Kaibigan Shares friendly advice on Life,Insurance, Savings, Investment, Money Manage for God's Greater Glory.

   and Celebrating as No. 1 Life Insurance Company in the Philippines 🎉  be One of Us! Be with the Number One!
28/06/2023



and Celebrating as No. 1 Life Insurance Company in the Philippines 🎉

be One of Us! Be with the Number One!




 Happy Independence Day    maging malaya ka sa isip, sa puso, sa espiritu, at sa gawa.God bless us all
12/06/2023



Happy Independence Day

maging malaya ka sa isip, sa puso, sa espiritu, at sa gawa.

God bless us all





Wednesday : March 1, 2022US Equity dropped last night. US State of the Union Address at 9:30 am (Asia time). We expect h...
02/03/2022

Wednesday : March 1, 2022

US Equity dropped last night. US State of the Union Address at 9:30 am (Asia time). We expect he will address domestic issues such as inflation before tackling the Russia- Ukraine war. We could see a steady move tonight in the US equity.

This Thursday Powell speaks.

Brent Crude Oil crosses $105 as we have expected. Investments to Government Bonds on DM short-term is just a proxy atm (it won’t help due to the real issue of Inflation).
Key is investing in ESG and Climate Change for low carbon emissions.

Asia yesterday market rallied, crude oil advances, Treasury , Japan and China shares advance. Buying opportunities of Russian companies are being snapped up by China at a deep discount.

China calls for peace between Russia and Ukraine and will not participate. It’s a look and see for Xi and see how it pans out.

Fed rate hikes this month will most likely 25bps not at 50bps due to the geopolitical crisis. They may not tighten so fast. Projection 10 year Treasury 1.50 & TLT (20 yr TSY ETF) to $146 before it goes back to $120.

More Sanctions to Russia:
Exxon, Daimler, Shell, Disney, Apple, Time Warner, FIFA and Formula 1 both sports firm prohibits Russian players to participate in FIFA and F1. United Airlines & Big US Tech Firms including TIKTOK. Dating app Tinder is considering to prohibit Russian profiles.

Japan yesterday sanctions Russia which is very important.

JP morgan Dimon will cut off any ETF that invests in Russia out of their platform. And MSCI index that follows Russia is asked to remove on its list.

$9 billion Bond of Russian bonds maturing soon for Russian issuers. Liquidity is almost NIL.

The Ruble is a Rubble. $83billion Wealth is wiped-out from The Russian HNW clients.

European Financial firms shares drops last night. BNP and Pictet Asset Mgt. Restricts clients to invest in Russia.

EU agrees to move the next step to Include Ukraine as a member.

SEA’s Shoppee exits e-commerce arm from France.

Due to the Russian sanctions, the crypto platform is used as an alternative. This is a red flag for money laundering or contributing to the war (in the long term when regulators step in) is a problem.

Photo from Google

*Foreign Direct Investments Surge*ALLOWING full foreign ownership in telecommunications, ✅ railways, ✅ airlines ✅ and ai...
07/02/2022

*Foreign Direct Investments Surge*

ALLOWING full foreign ownership in

telecommunications, ✅
railways, ✅
airlines ✅ and
airports ✅ would likely boost new investments by as much as *P299 billion in the next five years* and boost economic growth, a lawmaker said.

Congress on Wednesday evening ratified the reconciled bill amending the Public Service Act (PSA), which removed telecommunications, domestic shipping, railways and subways, airlines, expressways and tollways, and airports from the definition of public utility. This means they will no longer be subject to the 40% foreign ownership cap under the Constitution.

The measure will be sent to Malacañang for President Rodrigo R. Duterte’s signature.

*This is a very important news!*

Boosting foreign ownership will encourage foreign companies to set up in PH

Faster internet
Cheaper flights
Railways to provinces
Better airports

This will boost PH Economy


*Invest Now!*
*Ask Me How!*

 MALAKAS KA BA? 1. Saying sorry - pag nagkamali marunong humingi ng sorry o paumanhin. 2. Wanting to learn - willing pa ...
01/09/2021



MALAKAS KA BA?

1. Saying sorry - pag nagkamali marunong humingi ng sorry o paumanhin.

2. Wanting to learn - willing pa rin matuto at turuan.

3. Daring not to fit in - may paninindigan at di lang susunod sa agos.

4. Meeting others needs - di mo kailangan iimpress ang ibang tao.

5. Admitting you were wrong - aminin ang pag kakamali at di itinuturo ang sisi sa iba.

6. Allowing someone to help you - di mahihiyang aminin ang kahinaan at kakulangan.

7. Recognizing someone else’s success - matutong maging masaya sa success ng iba at wag mainggit.

8. Being open to a different point of view - tanggalin na ang bawat isa ay may mag kaka ibang pananaw sa buhay.

9. Aiming for greater things and contentment - patuloy ang pagsisikap iimprove ng sarili at mag pasalamat sa mga natamo.

10. Knowing God is in control - wag lang umasa sa sariling lakas at talino! Lahat ng bagay ay magagawa sa tulong ng ating Panginoon.

sakalam ang may alam.

Fresh Graduates are welcome to apply!
14/05/2021

Fresh Graduates are welcome to apply!

 We don't know what tomorrow will bringBut as an Insurance AgentWe know what we can bring to someone's tomorrow- Solomon...
11/05/2021



We don't know what tomorrow will bring

But as an Insurance Agent

We know what we can bring to someone's tomorrow

- Solomon Hicks, age 78

wag iasa sa hula ang kinabukasan.

Tara usap tayo!

Daniel Tibayan
0917-507-PLUK
(7585)
[email protected] See Less

Address

Sycamore Prime Building Alabang Zapote Road
Muntinlupa City
1781

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