Financial Litera-Z

Financial Litera-Z The Generation Z (Centennials) & Millennials no-brainer guide on personal finance -- making informed Ganas.

A Licensed Physical Therapist TURNED Sun Life Licensed Financial Advisor

STORY:

I am Joynie Angielyka Z. I started my career as a Physical Therapist (PT) last year earning minimum wage. I had to do extra work after my 9 to 5 job so that my monthly income would just barely reach 15k. But even then, I already felt blessed because that's more than what others earn. When I started earning, I took i

t to heart to protect my hard earned money by using it wisely. So I followed one Page or Youtube Channel about Financial Literacy. And it led to another, then another, until one day I just found myself applying all that I learned, all the while enjoying the process of budgeting and tracking my expenses. Slowly, I started investing on little but valuable investments for myself and my family. I also set aside money for travel or my hobbies

I learned then that Financial Freedom doesn't mean you're terribly rich. For me, it meant having a budget for everything that you need and want, but not necessarily sinking in debt. Being a Frontliner in the time of COVID19 made me realize how our hard earned money can be easily taken away by illness or sudden death. Because I was at a high risk of being exposed to the virus due to the nature of my job, I began fearing for my Family. The thought of leaving them with nothing or straining them with hospital expenses if I fall ill was unsettling. It was like God heard my concern because he then sent me Financial Advisors from different companies. All of them were obviously great at their job and are really genuine with their goal to help their clients. But the company I chose to help me insure my future is Sun Life. I chose Sun Life not just because of their excellent track record for the past 125 years (First and Oldest Insurance Company in the Philippines),

or because their endorser is Papa P and Enchong Dee (Maybe just a little :D). It isn't because Sun Life is the No. 1 Life Insurance Company in the Philippines for 9 consecutive years,

but because their services is tailored fit for me from top to bottom. Sun Life assures to be with you in every stage of your life. Not just in death or illness, but also in your successes and growth. And so I made this page to reach and help others find their way around their finances at an early age, because this is a luxury that our parents didn't have growing up-- access to information and lessons on how to manage their finances. Imagine what the world would be if we, the young generation, took the responsibility of ensuring we get that Ultimate Financial Freedom. ;)

Here's to Growing with you FinLitZ!

15/12/2021

The Generation Z (Centennials) & Millennials no-brainer guide on personal finance -- making informed

01/04/2021

Lifestyle inflation talks about the rise in spending when the income of an individual increase. It seems to get bigger every time an individual gets a raise and can make it hard to get out of debt, save for retirement, or achieve other financial goals in the big picture.

Have you ever experienced lifestyle inflation? Find out how to avoid Lifestyle Inflation with the post below (read the captions too!). 👇

✨

References: Investopedia, Forbes, CleverGirlFinance, ClearTax, MoneyCrashers

18/03/2021
DO NOT JOIN THIS TRAINING IF YOU WANT TO ACHIEVE IN 5 YEARS WHAT YOU CAN ACHIEVE IN JUST 10 HOURS OF THIS  TRAINING.It's...
13/12/2020

DO NOT JOIN THIS TRAINING IF YOU WANT TO ACHIEVE IN 5 YEARS WHAT YOU CAN ACHIEVE IN JUST 10 HOURS OF THIS TRAINING.

It's not everyday that you encounter someone who is so passionate in what he/she does that it overflows to nourish others helping them grow. That is exactly what you will feel when you join Basil Jacob Reyno's Limitless Sales Training -- Nourished and refreshed. You'll find that who you are is not something that you have to change to get ahead in this industry, but it is something that you can build up on. You'd join the training with the agenda of getting something, but you'll find yourself leaving with high hopes and overflowing desire to just GIVE GIVE GIVE! And take note! ITS ALL SCIENCE and ITS CALCULATED! The algorithm is made ready for you by Basil. I'm still in awe. I never thought that I could sit for 10 hours just listening and still feel like wanting more!!

To all Financial Advisors out there, do yourselves a favor and follow his page and join his trainings ;)

Go Getter Guy Basil Jacob Reyno

Follow this page to become more financially literate ;)
17/11/2020

Follow this page to become more financially literate ;)

A Licensed Physical Therapist TURNED Sun Life Licensed Financial AdvisorSTORY:I am Joynie Angielyka Z. Ganas, Physical T...
21/10/2020

A Licensed Physical Therapist TURNED Sun Life Licensed Financial Advisor

STORY:

I am Joynie Angielyka Z. Ganas, Physical Therapist turned Financial Advisor under Sun Life

I started my career as a Physical Therapist (PT) last year earning minimum wage. I had to do extra work after my 9 to 5 job so that my monthly income would just barely reach 15k.

But even then, I already felt blessed because that's more than what others earn.

When I started earning, I took it to heart to protect my hard earned money by using it wisely. So I followed one Page or Youtube Channel about Financial Literacy.

And it led to another, then another, until one day I just found myself applying all that I learned, all the while enjoying the process of budgeting and tracking my expenses.

Slowly, I started investing on little but valuable investments for myself and my family. I also set aside money for travel or my hobbies

I learned then that Financial Freedom doesn't mean you're terribly rich. For me, it meant having a budget for everything that you need and want, but not necessarily sinking in debt.

Being a Frontliner in the time of COVID19 made me realize how our hard earned money can be easily taken away by illness or sudden death.

Because I was at a high risk of being exposed to the virus due to the nature of my job, I began fearing for my Family. The thought of leaving them with nothing or straining them with hospital expenses if I fall ill was unsettling.

It was like God heard my concern because he then sent me Financial Advisors from different companies. All of them were obviously great at their job and are really genuine with their goal to help their clients. But the company I chose to help me insure my future is Sun Life.

I chose Sun Life not just because of their excellent track record for the past 125 years (First and Oldest Insurance Company in the Philippines),

or because their endorser is Papa P and Enchong Dee (Maybe just a little :D).

It isn't because Sun Life is the No. 1 Life Insurance Company in the Philippines for 9 consecutive years,

but because their services is tailored fit for me from top to bottom.

Sun Life assures to be with you in every stage of your life.
Not just in death or illness, but also in your successes and growth.

I became a believer of Sun Life's Vision and so I applied to become a Financial Advisor & made this page to reach and help others find their way around their finances at an early age, because this is a luxury that our parents didn't have growing up-- access to information and lessons on how to manage their finances.

Imagine what the world would be if we, the young generation, took the responsibility of ensuring we get that Ultimate Financial Freedom. ;)

Here's to Growing with you FinLitZ!

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