Claire Guerrero : Sun Life Licensed Financial Advisor

Claire Guerrero : Sun Life Licensed Financial Advisor ๐Ÿ’›

AMEN ๐Ÿ™๐Ÿป
19/01/2024

AMEN ๐Ÿ™๐Ÿป

๐Ÿ’›
18/01/2024

๐Ÿ’›

Life is Short โ˜บ๏ธWala naman masama qng bata kpa nag eenjoy ka. Party dito, party doon. Happy happy dito at doon .. Its pa...
12/01/2024

Life is Short โ˜บ๏ธ

Wala naman masama qng bata kpa nag eenjoy ka. Party dito, party doon. Happy happy dito at doon .. Its part of our life sabi nga โ€œYOUNG , WILD, & FREE in short YOLO (You Only Live Ones)

Pero baka nakakalimutan naten na nd tayo member ng BLACKPINK na (FOREVER YOUNG) XD. Pupunta at pupunta din tayo sa stage ng isang YAGO (You Also Grow Old)

Ang pang 1Million question.. Handa na ba tayo sa pag punta sa stage ni YAGO?. Kung OO slow clap clap ng bonga! kase napaghandaan mo si YAGO diba mas maganda habang bata pa at YOLO dapat meron din PONDO ๐Ÿซถโ˜บ๏ธ. Para pag dating ni YAGO hayahay na tayo โ˜บ๏ธ

Kung wala ka pang savings at hindi pa insured PAG USAPAN na naten yan ๐Ÿซถโ˜บ๏ธ

Kailangan ka pa ba pilitin?A Story from a fellow Financial Advisor."Nakaraang Oct 2016, I closed two million protection ...
09/01/2024

Kailangan ka pa ba pilitin?

A Story from a fellow Financial Advisor.

"Nakaraang Oct 2016, I closed two million protection for a businessman, with two kids, nagbigay ng check pdc, para sa premium nya

3 days after ... tumawag sa akin pinahold ang insurance kasi unahin muna daw ang pagpatayo ng bahay, at tatawagan na lang ako pag ok na, I follow up every quarter for the application or insurance start, pero no response.

Three days ago, I heard a bad news. My prospect client died due to aneurysm, I visited sa lamay, I saw the pang hihinayang. Wala akong dalang claim check para sa pamilya na kahit papaano 2 Million ay maka simula na ng bagong buhay at ang masakit the wife told me, "KASI DI MO KAMI PINILIT."

What you have read above is a true to life experience from a fellow advisor from Sun Life.
Kaya po kami makulit at patuloy na mangungulit dahil alam namin ang kahalagahan ng insurance sa bawat pamilyang Pilipino.


๐Ÿ›’ ๐‘จ๐‘ซ๐‘ซ ๐‘ป๐‘ถ ๐‘ช๐‘จ๐‘น๐‘ป ๐‘ต๐‘ถ๐‘พ !!!๐๐„๐’๐“ ๐ƒ๐„๐€๐‹ ๐…๐Ž๐‘ ๐˜๐Ž๐”๐‘: ๐Ÿ›ก ๐‹๐ข๐Ÿ๐ž ๐š๐ง๐ ๐‡๐ž๐š๐ฅ๐ญ๐ก ๐๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ ๐…๐š๐ฆ๐ข๐ฅ๐ฒโ€™๐ฌ ๐…๐ฎ๐ญ๐ฎ๐ซ๐ž ๐Ÿ‘ฉโ€๐ŸŽ“ ๐„๐๐ฎ๐œ๐š๐ญ๐ข๐จ๐ง ๐Ÿฉ ๐‡๐จ๐ฌ๐ฉ๐ข๐ญ๐š๐ฅ๐ข๐ณ...
11/12/2023

๐Ÿ›’ ๐‘จ๐‘ซ๐‘ซ ๐‘ป๐‘ถ ๐‘ช๐‘จ๐‘น๐‘ป ๐‘ต๐‘ถ๐‘พ !!!

๐๐„๐’๐“ ๐ƒ๐„๐€๐‹ ๐…๐Ž๐‘ ๐˜๐Ž๐”๐‘:

๐Ÿ›ก ๐‹๐ข๐Ÿ๐ž ๐š๐ง๐ ๐‡๐ž๐š๐ฅ๐ญ๐ก ๐๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ ๐…๐š๐ฆ๐ข๐ฅ๐ฒโ€™๐ฌ ๐…๐ฎ๐ญ๐ฎ๐ซ๐ž
๐Ÿ‘ฉโ€๐ŸŽ“ ๐„๐๐ฎ๐œ๐š๐ญ๐ข๐จ๐ง
๐Ÿฉ ๐‡๐จ๐ฌ๐ฉ๐ข๐ญ๐š๐ฅ๐ข๐ณ๐š๐ญ๐ข๐จ๐ง
๐Ÿ‘ต๐Ÿง“ ๐‘๐ž๐ญ๐ข๐ซ๐ž๐ฆ๐ž๐ง๐ญ ๐๐ฅ๐š๐ง

Bago ka mag add-to-cart ng Shoppee at Lazada budol finds mo, insured ka na ba?

Your money will not always be there kaya mas masarap sa pakiramdam mag add to cart kung โ€œ๐™‹๐™๐™Š๐™๐™€๐™†๐™๐˜ผ๐˜ฟ๐™Šโ€

Para in times of uncertainties sabay natin sasabihin โ€œ๐™Ž๐˜ผ๐™‡๐˜ผ๐™ˆ๐˜ผ๐™ ๐™Ž๐™๐™‰ ๐™‡๐™„๐™๐™€. โ€œ

Youโ€™re FUTURE depends on the DECISION you will make TODAY.

Spend your bonus on something that could last a ๐™ก๐™ž๐™›๐™š๐™ฉ๐™ž๐™ข๐™š! Invest wisely ๐Ÿ’ฏ Let me help you ๐Ÿ’›

๐‘ฎ๐’†๐’• ๐’‚ ๐‘ญ๐‘น๐‘ฌ๐‘ฌ ๐‘ธ๐’–๐’๐’•๐’† ๐‘ต๐‘ถ๐‘พ!

Millions Worth of Policy delivery for my dear clients ๐Ÿ’›"Insurance is a form of a back up plan. There are always unexpect...
08/12/2023

Millions Worth of Policy delivery for my dear clients ๐Ÿ’›

"Insurance is a form of a back up plan. There are always unexpected, things to happen, better be prepared than sorry" โค๏ธ๐ŸŒž

We will rise above the challenges and will remain committed to our promise, a promise of a brighter and financially secured future.

Welcome to a brighter life! ๐ŸŒž

Apply Now! While you are still qualified to get a plan. ๐Ÿ’ช๐Ÿผ

For your convenience, you can be Insured Online now, no need to meet up face to face. Thru online process lang may insurance and investment ka na๐Ÿ‘Œ

Secure your future today! ๐ŸŒž

๐Ÿ’›
โœจ
โ˜€๏ธ

WORTH IT NGA BA OR HINDI ANG VUL?So, may mga nababasa na naman ako na hindi daw worth it ang pagkuha ng insurance with i...
04/12/2023

WORTH IT NGA BA OR HINDI ANG VUL?

So, may mga nababasa na naman ako na hindi daw worth it ang pagkuha ng insurance with investment, sige tignan nga natin ๐Ÿ˜
Hear me out, I opened this VUL account 8 years ago with 20k annual premium or 5k per quarter or 1,667 per month.
Here are the basic facts:

โญMay guaranteed na P700k life insurance coverage ako til age 88. (malamang sa alamang, baka d na ako umabot sa age na yan๐Ÿ˜…)
โญMay kasama na din syang total disability benefit and accidental death benefit
โญLastly, may fund value yung investment ko na P104k as of yesterday.

So, lugi ba? Para saken depende kung pano mo tinitignan at kung bakit ka nag-open in the first place.

Nung nag open ako neto nung 2014, ang main reason ko ay para mapwersa akong makapag-ipon kasi may due every month.
Did it fulfill my purpose? Big YES kaya nga may 104k na akong ipon sa account na to na pedeng mawithdraw anytime I may need.๐Ÿ’›

Next, sasabihin na lugi ako kasi 160k na ang naihulog ko pero ang ipon ko lang (fund value) ay 104k. Technically, lugi ako ng 56k pero always remember na you are also paying for your 700k na life insurance. Hindi sya free.๐Ÿ˜

Here's how I see it.
Yung 56k iniiisip ko ito na ang bayad ko sa 700k insurance ko sa loob ng 8 yrs.
Meaning, lumalabas lang syang 7k annual premium para sa insurance (56k รท ๐Ÿ˜Ž and that's P583 lang kada buwan para sa 700k na insurance!
For me, sulit na sulit na un!
So, lugi? For me, hindi.
I am happy na may account ako at naiopen ko 8 years ago pa.๐Ÿ˜

So, what will happen after 10 years na paghuhulog? Itutuloy tuloy ko lang para madagdagan pa ipon ko thru its fund value.
Hindi mo siya titigilan until na iwwithdraw mo na dahil magreretire ka.

Hope this somehow shed light sa mga policy holders na nagdadalawang isip kung kukuha or itutuloy .a nila ang kanilang mga insurance accounts. Trust me, having a life insurance policy is going to be worth it!๐Ÿ’ช

WALA PONG LUGI SA INSURANCE ๐Ÿ’›

If you have QUESTIONS regarding sa VUL accounts niyo -

MESSAGE ME ๐Ÿค—- Willing to Assist and Guide you ๐Ÿ’ช๐Ÿค—
โฌ‡๏ธโฌ‡๏ธโฌ‡๏ธ

LEARN โ™‚๏ธ SAVE โ™‚๏ธ INVEST โ™‚๏ธ HARVEST โ™‚๏ธ

Invest in your life today and embrace a brighter tomorrow. ๐Ÿ’›
27/11/2023

Invest in your life today and embrace a brighter tomorrow. ๐Ÿ’›

Claiming to end this year with a happy heart๐Ÿ’–โ˜บ๏ธ
25/11/2023

Claiming to end this year with a happy heart๐Ÿ’–โ˜บ๏ธ

๐Ÿคทโ€โ™€๏ธ๐ŸคฃโœŒ๏ธ
22/11/2023

๐Ÿคทโ€โ™€๏ธ๐ŸคฃโœŒ๏ธ

"๐˜‰๐˜ข๐˜ญ๐˜ช๐˜ฌ๐˜ข๐˜ฏ ๐˜ฎ๐˜ฐ ๐˜ข๐˜ฌ๐˜ฐ ๐˜ฏ๐˜ฆ๐˜น๐˜ต ๐˜ธ๐˜ฆ๐˜ฆ๐˜ฌ.""๐˜–๐˜ฌ ๐˜ญ๐˜ข๐˜ฏ๐˜จ ๐˜ฏ๐˜ฆ๐˜น๐˜ต ๐˜บ๐˜ฆ๐˜ข๐˜ณ ๐˜ฏ๐˜ข๐˜ญ๐˜ข๐˜ฏ๐˜จ?""๐˜‰๐˜ฆ๐˜ง๐˜ฐ๐˜ณ๐˜ฆ ๐˜ข๐˜ฌ๐˜ฐ ๐˜ฎ๐˜ข๐˜จ๐˜ฃ๐˜ช๐˜ณ๐˜ต๐˜ฉ๐˜ฅ๐˜ข๐˜บ, ๐˜ณ๐˜ฆ๐˜ฎ๐˜ช๐˜ฏ๐˜ฅ ๐˜ฎ๐˜ฐ ๐˜ข๐˜ฌ๐˜ฐ.""๐˜ˆ๐˜ช, ๐˜ด๐˜ข ๐˜ฏ๐˜ฆ๐˜น๐˜ต ๐˜ฃ๐˜ช๐˜ณ๐˜ต๐˜ฉ๐˜ฅ๐˜ข๐˜บ ๐˜ฌ๐˜ฐ ๐˜ฏ...
21/11/2023

"๐˜‰๐˜ข๐˜ญ๐˜ช๐˜ฌ๐˜ข๐˜ฏ ๐˜ฎ๐˜ฐ ๐˜ข๐˜ฌ๐˜ฐ ๐˜ฏ๐˜ฆ๐˜น๐˜ต ๐˜ธ๐˜ฆ๐˜ฆ๐˜ฌ."
"๐˜–๐˜ฌ ๐˜ญ๐˜ข๐˜ฏ๐˜จ ๐˜ฏ๐˜ฆ๐˜น๐˜ต ๐˜บ๐˜ฆ๐˜ข๐˜ณ ๐˜ฏ๐˜ข๐˜ญ๐˜ข๐˜ฏ๐˜จ?"
"๐˜‰๐˜ฆ๐˜ง๐˜ฐ๐˜ณ๐˜ฆ ๐˜ข๐˜ฌ๐˜ฐ ๐˜ฎ๐˜ข๐˜จ๐˜ฃ๐˜ช๐˜ณ๐˜ต๐˜ฉ๐˜ฅ๐˜ข๐˜บ, ๐˜ณ๐˜ฆ๐˜ฎ๐˜ช๐˜ฏ๐˜ฅ ๐˜ฎ๐˜ฐ ๐˜ข๐˜ฌ๐˜ฐ."
"๐˜ˆ๐˜ช, ๐˜ด๐˜ข ๐˜ฏ๐˜ฆ๐˜น๐˜ต ๐˜ฃ๐˜ช๐˜ณ๐˜ต๐˜ฉ๐˜ฅ๐˜ข๐˜บ ๐˜ฌ๐˜ฐ ๐˜ฏ๐˜ข๐˜ญ๐˜ข๐˜ฏ๐˜จ ๐˜ถ๐˜ญ๐˜ช๐˜ต"

Minsan kala natin makakatipid tayo pag dinelay natin, good thing if we don't need the life insurance during the times we delay of getting one. But what if.. when we are ready, it's too late already? ๐Ÿค”๐Ÿ’ญ

OK lang kung kelan mo gusto magstart, the more you delay, the more premium you pay. Gusto mo ba mas mataas bayaran mo for the same benefit? ๐Ÿ˜ฌ

"๐˜”๐˜ข๐˜ด ๐˜ฐ๐˜ฌ ๐˜ฏ๐˜จ ๐˜ฎ๐˜ฆ๐˜ณ๐˜ฐ๐˜ฏ ๐˜ฌ๐˜ข๐˜บ๐˜ด๐˜ข ๐˜ธ๐˜ข๐˜ญ๐˜ข."
"๐˜”๐˜ข๐˜ด ๐˜ฐ๐˜ฌ ๐˜ฏ๐˜จ ๐˜ด๐˜ฐ๐˜ฃ๐˜ณ๐˜ข ๐˜ฌ๐˜ข๐˜บ๐˜ด๐˜ข ๐˜ฌ๐˜ถ๐˜ญ๐˜ข๐˜ฏ๐˜จ."
"๐˜”๐˜ข๐˜ด ๐˜ฐ๐˜ฌ ๐˜ฏ๐˜จ ๐˜ฎ๐˜ข๐˜ข๐˜จ๐˜ข, ๐˜ฌ๐˜ข๐˜บ๐˜ด๐˜ข ๐˜ฎ๐˜ข๐˜จ๐˜ด๐˜ช๐˜ด๐˜ช ๐˜ด๐˜ข ๐˜ฉ๐˜ถ๐˜ญ๐˜ช."

You either pay a little premium for the benefit now or pay a bigger amount for the coverage later because you don't have life insurance.

At the end of the day, we'll pay for the consequences of our choices. It's a matter of now or later.

๐—ฃ๐—ฎ๐˜† ๐˜†๐—ผ๐˜‚๐—ฟ๐˜€๐—ฒ๐—น๐—ณ ๐—ป๐—ผ๐˜„, ๐˜๐—ต๐—ฎ๐—ป๐—ธ ๐˜†๐—ผ๐˜‚๐—ฟ๐˜€๐—ฒ๐—น๐—ณ ๐—น๐—ฎ๐˜๐—ฒ๐—ฟ. ๐—ฃ๐—ฎ๐—ฟ๐—ฎ ๐˜€๐—ฎ'๐˜†๐—ผ ๐—ถ๐˜๐—ผ. ๐Ÿ’ฐ

Message me to customize your comprehensive plan. ๐Ÿ“

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