14/05/2025
My client got his policy last January 2023.. VUL Plan kinuha nya as his Retirement Plan. Pero syempre as Financial Advisor, gusto ko complete package si insurance. So, I explained na we can add riders sa plan para sa health benefits nya. He agreed kaya mayroon din benefit na Critical Illness worth 500,000.00 plus may Hospital Income Benefit na 1,000 per day.
My client got hospitalized and eventually diagnosed with End Stage Kidney Failure. Shempre nakakalungkot diba?? Wala naman may gustong magkasakit kung sino man. Pero hindi natin alam kung ano ang ating tadhana. So, we processed the claims, submitted all the documents needed and this!!!! APPROVED ang Critical Illness Benefit worth 500,000.00 and the Hospital Income Benefit worth 24,000.00. Dahil critical illness ang diagnosis, x2 ang claim ng HIB instead of 1,000 per day naging 2,000 per day pa sya. Sun Life really fulfilled his promises to his clients. Ang very smooth ng process sa claims. Ang bilis pa nila mag-approve!!
Total payments made ni client nasa 70,000.00 for 2 years tapos IN-FORCE PA RIN POLICY NYA!! mayroon pa rin syang Hospital Income Benefit na 988 days na magagamit nya pa rin. May Accidental Benefit pa, at shempre meron pa rin syang pang Retirement Funds nya. Sa ngayon nga ang fund value nya nasa 20,000 na. Tapos in case of death, may claim pa rin family nya. Sino ang nagsasabi na hindi worth it kumuha ng Sun Life Insurance?? Kapag naintindihan mo ang value ng insurance, for sure kukuha ka!!
Sa ngayon, nagpapagaling na ang client ko.. nabawasan na ang pag-aalala dahil may back-up funds na for operation. Pagaling ka my dear client. π Thank you sa tiwala!!
Ikaw? If interested ka to start your insurance plan, alam mo na kung kanino ka magtatanong! If meron ka na tapos wala na yung Advisor mo, pede pa rin kita ihelp! π
Your Licensed Financial Advisor,
J. Lo π₯°