The OFW Life

24/11/2023

💯% Agree!

16/10/2023

REPORTED INCENTIVES FOR EJ

For the Golden & Record-Breaking Performance of EJ Obiena - Ernest Obiena in the XIX Asian Games, here are the incentives based on news reports.

◾ TOTAL: P13 Million

📌 P5 Million - from Filipino-Chinese Chamber of Commerce and Industry

📌 P3 Million - from Chiang Kai Shek College, his Alma Mater in High School.

📌 P1 Million - from Carlos Chan, the founder of Oishi.

📌 P1 Million - from Businessman Anson Tan

📌 P1 Million - from POC - Philippine Olympic Committee - Olympic.PH as an incentive for every Gold Medalist in the Asiad.

📌 P2 Million - from Philippine Sports Commission

🔵 NOTE: Ej Obiena took the gold in the Pole Vault and broke the Asian Games Record with 5.90m. Besides, EJ is also qualified for the 2024 Paris Olympics.

🟣 OBIENA'S STATS & FACTS

🔹Full name: Ernest John Uy Obiena
🔹Nickname: EJ Obiena
🔹Birthdate: 17 November 1995 (age 27)
🔹Birthplace: Tondo, Manila, Philippines
🔹Height: 6 ft 2 in

🎯 WORLD CHAMPIONSHIP
◾1 🥈 Silver
◾1 🥉 Bronze

🎯 ASIAN GAMES
◾1 🥇 Gold

🎯 ASIAN ATHLETIC CHAMPIONSHIP
◾ 2 🥇 Golds
◾ 1 🥉 Bronze

🎯 UNIVERSIADE
◾ 1 🥇 Gold

🎯 SOUTHEAST ASIAN GAMES
◾ 3 🥇 Golds
◾ 1 🥈 Silver

📌 EJ holds the records for Asia (6.00m), Asian Games (5.90m), SEA Games and Philippines. He is ranked No.2 in the world.

“Just like in Financial Literacy. Hard Work Pay’s Off”.

He trained for so many years to achieve this. There ain’t get rich (or medal) quick scheme on this.

If you want to be financially free. Do your due diligence on doing so!

Compiled by Duoi

◾Photo Credits:
[From the page of EJ Obiena]

09/03/2023

Totoo nga pala 1 day malakas ka... tapos ma rerealize mo bigla naka ratay kana sa hospital!

Di ko akalain na mangyayari sa Family namin.

Our dad had a mild stroke.

Halos kakagaling lang niya namalengke nung umaga. Nung hapon, medyo hilo na tapos di na halos makalakad. Siyempre sinugod na namin sya sa hospital. Naging ok naman after.

Pero after a few days, ganon nanaman hilo nanaman daw sya. So nag decide na yung doctor na ipa admit sya for further observation. Dun na namin nalaman na nagka mild stroke na pala sya and affected yung balance nya. Bumaba din sodium and potassium nya. Si daddy maliksi, masigla. Kaya nakaka panibago na nakikita syang parang nag dedeteriorate before your eyes. Grabe!

To cut the long story short. Halos 1 linggo din kami sa hospital and yung bill umabot na ng 100k+++!

Sino pa ba gagastos sa hospital bill nya, syempre kami. Don't get me wrong. We are more than willing to spend every centavo we have para lang sa kanya, sa magulang namin.

So bat ko sinasabi toh? Well, si Daddy OFW for 27years sa KSA. At gusto lang nya is a noble life.

Pa tanin-tanim, nuod ng balita tapos tulog na.

Nung time na well established na kami ng mga kapatid ko. Unfortunately, hindi na sya insurable. In short, wala syang Health Insurance man lang.

Kaya ko sinasabi ito kasi di naman lahat ng tao may kakayahan o means financially to spend kapag may health crisis sa Family.

Pero "What If", he took the time na to be Financially Literate? Kung after nya mag retire bumili agad sya ng Health Plan o habang asa abroad sya kumuha na sila ni Mama ng Health Plan? Di ko maiwasan mapaisip.

Ito rin yung isang factor bakit ako naging interesado sa Financial Literacy is to create awareness sa ganitong pangyayari sa buhay.

Sa mga makakabasa nito. Please give yourself a gift. GET AN INSURANCE POLICY. Life or Health man yan.

May HMO ka nga ngayon sa work mo pero... kelan ka ba tatamaan ng sakit?

Si Daddy 76 years old na at ngayon lang sya na hospital ng ganito. Worth it parin na kumuha ka ng sarili mong policy that covers you when you need to.

Kaya kami ng wife and kids ko kuha kumuha kami ng Global Health Access by AXA. Hindi naman sa pinopromote ko pero ganda lang kasi ng benefits nya. You may check it here
https://www.axa.com.ph/health-protection/global-health-access

Ito talaga yung realization ko sa nangyari samin.. "Health is really your wealth".

Act now, explore your options to get a Health Policy. For me, ito yung priority mung dapat kunin kasi kapag health na yung affected, affected na lahat.

Thank You sa mga bumasa sana kahit konti may naitulong ako sa awareness na ito.

Global Health Access | Health and Protection | AXA Philippines

20/08/2021

Here are the details for CHED Scholarship 2021.
https://governmentph.com/ched-2021/

📍 Stipend/allowance amounting to P120,000 per academic year (for Private College/University)
📍 Stipend/allowance amounting to P80,000 per academic year (for Public College/University)
📍 Tuition and other school fees
📍 Many more...

12/08/2021

𝙏𝙤𝙥 10 𝙍𝙚𝙖𝙨𝙤𝙣𝙨 𝙔𝙤𝙪 𝘿𝙤𝙣’𝙩 𝙉𝙚𝙚𝙙 𝙃𝙚𝙖𝙡𝙩𝙝 & 𝙄𝙣𝙘𝙤𝙢𝙚 𝙋𝙧𝙤𝙩𝙚𝙘𝙩𝙞𝙤𝙣
10 of 10: YOU expect your kids to support you in your Old Age

“The Sandwich Generation”, when YOU are as the term sandwich in between supporting your family i.e. parents, siblings. At the same time, providing for your OWN family i.e. spouse and children. Does this ring a bell?

Many Filipinos are caught in this situation. Some even their parents have experienced the same thing until it becomes a norm or a way of life for some.

If you are in this situation. Would you like your children to experience the same?

05/08/2021

𝙏𝙤𝙥 10 𝙍𝙚𝙖𝙨𝙤𝙣𝙨 𝙔𝙤𝙪 𝘿𝙤𝙣’𝙩 𝙉𝙚𝙚𝙙 𝙃𝙚𝙖𝙡𝙩𝙝 & 𝙄𝙣𝙘𝙤𝙢𝙚 𝙋𝙧𝙤𝙩𝙚𝙘𝙩𝙞𝙤𝙣
9 of 10: YOU have a Money Tree

Kung meron kang ganito, eh pahingi narin ako para makapag punla!

Eh kung wala?

Paano kung may paraan para “mamunga” ang pera mo kahit wala kang alam pano itanim ito?

Gusto mo bang matutong mag tanim ng pera mo?

29/07/2021

𝙏𝙤𝙥 10 𝙍𝙚𝙖𝙨𝙤𝙣𝙨 𝙔𝙤𝙪 𝘿𝙤𝙣’𝙩 𝙉𝙚𝙚𝙙 𝙃𝙚𝙖𝙡𝙩𝙝 & 𝙄𝙣𝙘𝙤𝙢𝙚 𝙋𝙧𝙤𝙩𝙚𝙘𝙩𝙞𝙤𝙣
8 of 10: When Breaking the Bank is the Only solution YOU want when the need arises

Minsan lagi nating dahilan, “Bakit pa natin babaguhin ang nakasayanan na”.

Kung OK lang naman sa iyo na laging pumunta sa “London” pag gipit na gipit ka ( LOAN dito LOAN doon) at lalo mabaon sa utang eh di ikaw ang bahala.

Pero, kung may ibang paraan ba para mapag handaan at may bunutin ka sa oras ng pangangailangan gusto mo bang malaman?

Ikaw, gaano mo ka gusto maiba ang istorya ng buhay mo?

22/07/2021

𝙏𝙤𝙥 10 𝙍𝙚𝙖𝙨𝙤𝙣𝙨 𝙔𝙤𝙪 𝘿𝙤𝙣’𝙩 𝙉𝙚𝙚𝙙 𝙃𝙚𝙖𝙡𝙩𝙝 & 𝙄𝙣𝙘𝙤𝙢𝙚 𝙋𝙧𝙤𝙩𝙚𝙘𝙩𝙞𝙤𝙣
7 of 10: You have a contact list of people that will give you money when you need it

If you are 100% CONFIDENT that people will help you in an instant when you need it. Then, why bother preparing for life’s uncertainties.

There’s nothing wrong with asking for help when you need it. But, if you had the chance, the opportunity to prepare or even prevent things from happening.

Have you done your due diligence? When you have the “means”, what steps have you taken to be ready for these uncertainties?

Do you deserve the help that you desire?

15/07/2021

𝙏𝙤𝙥 10 𝙍𝙚𝙖𝙨𝙤𝙣𝙨 𝙔𝙤𝙪 𝘿𝙤𝙣’𝙩 𝙉𝙚𝙚𝙙 𝙃𝙚𝙖𝙡𝙩𝙝 & 𝙄𝙣𝙘𝙤𝙢𝙚 𝙋𝙧𝙤𝙩𝙚𝙘𝙩𝙞𝙤𝙣
6 of 10: If not YOU are ready to be Dirt Poor in your Old Age

Wala naman masama kung gusto mo ay simpling buhay diba. Basta alam mong may bahay kang ma-titirahan, may pagkain ka sa hapag kainan, may pang gamot ka kung ika’y magkasakit. Pag dating ng araw ng iyong pag reretiro.

Ikaw, naka handa ka na ba?

08/07/2021

𝙏𝙤𝙥 10 𝙍𝙚𝙖𝙨𝙤𝙣𝙨 𝙔𝙤𝙪 𝘿𝙤𝙣’𝙩 𝙉𝙚𝙚𝙙 𝙃𝙚𝙖𝙡𝙩𝙝 & 𝙄𝙣𝙘𝙤𝙢𝙚 𝙋𝙧𝙤𝙩𝙚𝙘𝙩𝙞𝙤𝙣
5 of 10: YOU have so much money to last you for 25 Years or more when you Retire.

Once you Retire, you won’t have any more income.

The retirement age is 60 to 65 years old, and the average life expectancy for Filipinos is 80 years old. Therefore, you need to have enough savings to last you for 25 years! That is for your expenses only.

How about some leisurely trips or splurges? Let’s say, you have been working since you are 21 years old. That’s around 44 years of you working hard.

Don’t you think you deserve some reward for yourself?