RMB Your Licensed Financial Advisor

RMB Your Licensed Financial Advisor I'm a Financial Advisor of Sun Life with a mission to educate Filipinos about the value of Insurance.

27/08/2026

No Kids, No Dependents… Do I Really Need Life Insurance?



25/08/2026

Too Young For Life Insurance? 🤔 Think Again…

When you say NO to INSURANCE…Sino ang sasalo kapag ikaw ay nagkasakit, naaksidente, o hindi na makapagtrabaho?Huwag nati...
24/08/2026

When you say NO to INSURANCE…
Sino ang sasalo kapag ikaw ay nagkasakit, naaksidente, o hindi na makapagtrabaho?

Huwag nating iwan sa “bahala na” ang kinabukasan ng pamilya.

Think again. Maghanda habang may pagkakataon.

📩 DM me. Let’s talk about how you can protect yourself and your family.

Rachel Mae Buiza – Your Reliable Financial Coach

💛 PROTEKTAHAN MO ANG MGA MAHAL MO.Hindi natin alam kung ano ang mangyayari bukas.Pero habang may pagkakataon tayo, may m...
20/08/2026

💛 PROTEKTAHAN MO ANG MGA MAHAL MO.

Hindi natin alam kung ano ang mangyayari bukas.

Pero habang may pagkakataon tayo, may magagawa tayo para mas maging handa ang pamilya natin.

Insurance isn’t just an expense.
It’s love in action.

Para sa mga mahal mo.
Para sa peace of mind.
Para sa mas ligtas na bukas.

Hindi pessimistic ang nagpaplano.
Mapagmahal lang siyang handang umako ng responsibilidad.

Kung gusto mong maintindihan kung paano magsisimula sa protection planning, message me.

Rachel Mae Buiza
Your Reliable Financial Coach

💡 ADVISOR TIP OF THE DAY“Okay lang naman kahit wala pa kaming emergency fund. May credit card naman.”And honestly, this ...
19/08/2026

💡 ADVISOR TIP OF THE DAY

“Okay lang naman kahit wala pa kaming emergency fund. May credit card naman.”

And honestly, this is one of the most common financial myths I hear.

Pero let’s be clear:

Credit card is not an emergency fund.

A credit card gives you access to borrowed money.

An emergency fund gives you access to your own money when life doesn’t go according to plan.

Kapag may medical expense, mawalan ng income, or may unexpected family emergency, the goal is not to solve one problem by creating another debt.

That’s why before thinking about investments, insurance, or lifestyle upgrades, make sure you’re building your financial foundation first.

Start with an emergency fund.

Hindi kailangang malaki agad.

Ang importante, nagsisimula ka.

Because financial security isn’t built when everything is going well.

It’s built by preparing for the days when things don’t.

This is Rachel Mae Buiza, Your Reliable Financial Coach.

Helping you understand today, so you can prepare better for tomorrow.

💡 ADVISOR TIP OF THE DAY“Ma’am, itatanong ko muna sa asawa ko.”And honestly, valid naman.Pero instead of asking:“Kailang...
18/08/2026

💡 ADVISOR TIP OF THE DAY

“Ma’am, itatanong ko muna sa asawa ko.”

And honestly, valid naman.

Pero instead of asking:

“Kailangan ba namin ng insurance?”

Try asking your spouse:

“Kung may mangyari sa atin tomorrow, paano natin mapoprotektahan ang family natin?”

Because insurance isn’t just about buying a policy.

It’s about protecting the life you’re building together.

Hindi natin hinihintay ang problema bago maghanda.

We prepare while we still have the choice.

This is Rachel Mae Buiza, Your Reliable Financial Coach.

Helping you understand today, so you can prepare better for tomorrow.

18/08/2026

FINALLY TALKING 😂

💡 REAL TALK ABOUT LIFE INSURANCE“Ma’am, bata pa naman ako. Kailangan ko na ba ng life insurance?”Actually, mas magandang...
17/08/2026

💡 REAL TALK ABOUT LIFE INSURANCE

“Ma’am, bata pa naman ako. Kailangan ko na ba ng life insurance?”

Actually, mas magandang kumuha habang bata at healthy pa.

Why? Because life insurance isn’t just about death.

It’s about making sure that if life suddenly changes, your family won’t have to start from zero.

🏠 Bills
🎓 Education
💳 Debts
🍚 Daily expenses

Hindi natin alam kung kailan natin kakailanganin ang protection.

Life insurance is not about expecting the worst.
It’s about preparing for the people we love most.

If you’re wondering “Kailangan ko ba talaga?” — send me a message. Let’s talk about it, no pressure. 😊

This is Rachel, Your Reliable Financial Coach.🌻

💡 ADVISOR TIP OF THE DAYYour income is not your financial plan.A good financial plan should answer 3 questions:1️⃣ Where...
16/08/2026

💡 ADVISOR TIP OF THE DAY

Your income is not your financial plan.

A good financial plan should answer 3 questions:

1️⃣ Where does my money go? — Know your cash flow.
2️⃣ What happens if an unexpected expense comes? — Build an emergency fund.
3️⃣ What am I preparing for? — Set clear goals for education, retirement, protection, or other dreams.

📌 Tip: Don’t wait until you earn more to start planning. Start with what you have, then improve as your income grows.

Small, consistent financial decisions today can create a stronger tomorrow. 💛

— Rachel Mae Buiza
Your Reliable Financial Coach

💡 SATURDAY | ADVISOR TIP OF THE DAY“Ma’am, may insurance naman ako sa work.”That’s actually a great start! 🙌💛But here’s ...
15/08/2026

💡 SATURDAY | ADVISOR TIP OF THE DAY

“Ma’am, may insurance naman ako sa work.”

That’s actually a great start! 🙌💛

But here’s the question:

Is it enough for the life you’re building?

Employer-provided coverage can be helpful, but it’s important to understand exactly what it covers, how much the coverage is, and what happens if you change jobs.

Your financial protection shouldn’t depend entirely on where you work.

Think of it this way:

💼 Company benefits = part of your protection
🛡️ Personal insurance = protection you can build around your own needs

The goal isn’t necessarily to replace what you already have.

It’s to see if there are gaps—and fill them when needed.

Because your career may change.

Your responsibilities may grow.

Your financial goals may change.

And your protection should grow with you. 💛

📩 Send me a message. Let’s review what you already have and see if there’s anything worth strengthening.

Rachel Mae Buiza
Your Reliable Financial Coach

Address

Manila

Telephone

+639503546895

Website

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