29/06/2023
๐๐๐๐, ๐๐๐๐๐ ๐๐๐ ๐๐๐๐๐ ๐๐๐๐๐๐๐? ๐ฅฒ
Yan tayo eh, HAHAHA! Pero gets kita ๐ซฐ
Mahirap talaga mag-ipon lalo naโt maraming bayarin,
tapos kabilaan pa mga nagyayaya sayo ng
SAMGYUP, SHOPPING, at GALA. ๐
Pero let me tell you thisโฆ
SAVING money is not an option (lalo pa kung working adult ka na)
Kasi SAVING money is your responsibility not just to
yourself but also to the people around you.
โFor the people around me? Bakit?โ
KASI HINDI KA MAGIGING PABIGAT FOR
TODAYS VIDYEOW, jk not jk. ๐
So โeto na ngaโฆ
Here are tips para sa wakas ay makapagipon ka na (for real)โฆ
๐๐๐ ๐. ๐๐๐๐๐๐ ๐๐ ๐๐๐๐๐๐ ๐
Discipline is key to this strategy.
Every sweldo, maglaan ka na agad ng budget para sa savings at needs.
Kung may matitira man, yun lang ang pwede mong gastusin para sa wants mo.
๐๐ฑ๐๐ฆ๐ฉ๐ฅ๐:
Avoid going grocery shopping without a grocery list. ๐ซ
Check mo muna kung anong kulang sa pantry mo,
then write down everything you need para
hindi ka magoverspend kapag andun ka na.
That way, makakaiwas ka sa mga hindi mo kailangan โ
Making it easier to stick to the budget and save a lot of money. ๐
๐๐๐ ๐. ๐๐๐ ๐ ๐๐๐๐ ๐
Kung gusto mo talaga makaipon ng malakiโฆ
๐ฆ๐๐ง ๐ ๐ ๐ ๐๐ข๐๐! ๐
Setting a clear goal will help keep you motivated to
save money as it gives you something to look forward to.
๐ฅ๐ฒ๐บ๐ฒ๐บ๐ฏ๐ฒ๐ฟ: ๐ง๐ต๐ฒ ๐ฏ๐ถ๐ด๐ด๐ฒ๐ฟ ๐๐ต๐ฒ ๐ด๐ผ๐ฎ๐น, ๐๐ต๐ฒ ๐ฏ๐ถ๐ด๐ด๐ฒ๐ฟ ๐๐ต๐ฒ ๐ฝ๐ฎ๐๐ผ๐ณ๐ณ. โก๏ธ
So, whatโs the goal going to be?
โฆ
๐ค Magtravel?
๐คญ New phone?
๐ซฃ Mag-avail ng life insurance?
๐ Early retirement?
Set ka na ng goal and commit to it no matter what para
tuloy na tuloy na ang pag-iipon. ๐
๐๐๐ ๐. ๐๐๐๐๐๐๐๐ ๐๐๐๐ ๐๐๐๐๐๐๐ ๐ค
Isa pang pinaka-effective way to save na alam ko is
automated bank transfer.
Pagpasok palang ng sweldo mo sa
Checking Account, magtatransfer na siya papunta sa
Savings Account mo.
Ang convenient diba? ๐
Itโs up to you parin naman kung anong frequency gusto mo โ
Pwedeng daily, monthy, or yearly.
Basta ang importante alam mong may
naisesave ka kahit paunti-unti kahit tulog ka. ๐๐ฒ
๐๐๐ ๐. ๐๐๐๐๐๐๐ ๐๐ ๐๐๐๐๐๐๐๐๐๐๐ ๐๐๐๐๐๐๐๐ ๐ธ
Lagi mo bang naiisip na what if hindi ka bumili
ng ganito-ganyan magkano na kaya naipon mo?
๐ฃ๐๐ฒ๐! This time pwede mo na panindigan, haha! ๐คฃ
Tama na muna ang kakaโdeserve ko โtoโ ๐
Deserve mo naman talaga gumastos para sa sarili mo -
Syempre, pinaghirapan mo yan e โ pero ang tanongโฆ
๐ผ๐๐๐ค๐ง๐ ๐ข๐ค ๐๐? ๐ค
Kung hindi pa, hold back ka muna tapos
bawi ka nalang kapag kaya mo na ๐
Diba nga may kasabihan? ๐ฃ๐ฎ๐๐ถ๐ฒ๐ป๐ฐ๐ฒ ๐ถ๐ ๐ฎ ๐๐ถ๐ฟ๐๐๐ฒ.
Tandaan mo โto. Mas deserve mo ng
๐ ๐๐๐๐๐๐ก๐ ๐๐ฃ๐ข๐ก kesa ng
๐ ๐๐๐๐๐๐ก๐ ๐๐๐ฆ๐ง๐ข๐ฆ ๐ฅฐ๐ซถ
๐๐๐ ๐. ๐๐๐ ๐ ๐๐๐๐-๐๐๐๐๐๐ ๐ป
What if hindi naman talaga yung pag-iipon ang problema?
What if maliit lang talaga yung kita kaya hirap?
No problem. Itโs understandable & valid ๐
If talagang hirap dahil kapos ang kinikitang sweldo,
maybe you should consider a sidehustle na
pasok parin sa schedule mo if saving money is a priority.
Hereโs a list of popular side hustles in the Philippines this year:
โ
Freelancing
โ
Online selling
โ
Part-time Financial Advisor
*Extra income can go a long way sa pagreach ng dream ipon mo. ๐ฅ๐ฅ
๐๐๐ ๐. ๐๐๐๐๐๐๐๐๐๐ ๐๐๐๐๐๐๐๐ ๐๐ ๐๐๐๐๐ ๐ฏ
High-interest debt, such as credit card debt,
can eat away at your savings.
Kung may utang ka pa, focus ka muna on
paying it off as quickly as possible - para yung
perang imbis pambayad ng interes, ay maging ipon mo nalang ๐
๐ ๐
๐๐๐๐ ๐๐๐๐๐๐๐๐ ๐
Saving money in your 20s is a great way to
set yourself up for financial success in the future.
By following these tips, ๐ฆ๐ง๐๐ฅ๐ง๐๐ก๐ ๐ง๐ข๐๐๐ฌ
you can start saving money and reach your
financial goals sooner.
Dapat magtipid at magsave.
The ๐๐๐ฅ๐๐๐๐ฆ๐ง you can start, the ๐๐๐ง๐ง๐๐ฅ ๐ฏ
PERO KUNG NAHIHIRAPAN TALAGAโฆ
Don't be afraid to ask for help.
Iโd be more than happy to help you reach your ipon goals. ๐๐ช
โ๏ธ ๐ฆ๐๐๐๐๐จ๐๐ ๐๐ฅ๐๐ ๐ญ:๐ญ ๐๐๐๐ ๐ช๐๐ง๐ ๐ ๐: fb.com/engr.millennial
๐ฑ Or Send me a Direct Message thru this link
with your questions: m.me/engr.millennial
*No strings attached. Promise. ๐
