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Wealth & LifeTalks with Ricka

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Helping Filipino families secure their Wealth, Health, and Future through smart financial planning with PRU Life UK. 💼❤️

Let's talk! 📩 [email protected]

03/06/2026

Hi friends! If you have an existing policy with PRU LIFE UK and you are not sure kung active pa ang current agent mo, you can do the following steps:

1. Log in to your Pruservices account, using the email that you used with the application process https://pruservices.prulifeuk.com.ph/welcome
2. Click your policy details.
3. Check your agent details, if its the same on the photo below, that means your agent is no longer connected with PRU.

If you want a trusted agent to handle your policies, you can send me a message. I can help. ♥️

Ricka Mae Butor
Family Protection & Wealth Planner
PruLife Uk

25/05/2026

One thing I noticed while talking to parents:

Most of them don’t worry about themselves first.

Ang lagi nilang iniisip:
“Paano yung anak ko?”
“Paano yung family ko?”
“Paano sila kapag may nangyari sakin?”

And honestly, that’s one of the reasons why financial protection matters.

Because love isn’t just about providing for today — sometimes, it’s also about preparing for the unexpected 🤍

Maybe this is your sign to start preparing 🤍

19/05/2026

✨ 𝗣𝗿𝗼𝘁𝗲𝗰𝘁 𝘄𝗵𝗮𝘁 𝗺𝗮𝘁𝘁𝗲𝗿𝘀 𝗺𝗼𝘀𝘁 🤍

The best time to plan for your family’s future is while things are still okay.

Whether it’s for family protection, health coverage, or future planning — having the right protection can make a difference.

Because protecting the people we love isn’t just about today.

It’s about being prepared for tomorrow ✨

📩 Feel free to message me for a FREE consultation.

13/05/2026

Magkano ba talaga dapat ang Critical Illness Fund?

I saw this question on Threads,
and honestly… the answers were eye-opening.

Some doctors said hundreds of thousands.
Some said millions.

Because when critical illness happens,
it doesn’t only affect health
it can affect income, savings, and the family depending on you.

That’s why financial preparation matters.
You don’t need to start big.

But it’s important to start early. 🤍

If you want to learn how people build their Critical Illness Fund through insurance & financial planning, feel free to message me.

27/04/2026

✨ 𝐏𝐑𝐔 𝐋𝐈𝐅𝐄 𝐄𝐋𝐈𝐓𝐄 𝐏𝐋𝐀𝐍𝐒 ✨

𝐎𝐮𝐫 𝐁𝐞𝐬𝐭-𝐬𝐞𝐥𝐥𝐢𝐧𝐠 𝐏𝐫𝐨𝐠𝐫𝐚𝐦𝐬 𝐰𝐢𝐭𝐡 𝐭𝐡𝐞 𝐇𝐢𝐠𝐡𝐞𝐬𝐭 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 𝐀𝐥𝐥𝐨𝐜𝐚𝐭𝐢𝐨𝐧 𝐢𝐧 𝐭𝐡𝐞 𝐌𝐚𝐫𝐤𝐞𝐭 ✨

Pru Life UK's Elite has a short saving period, with higher premium allocations on investment, which allows for faster wealth accumulation.

This product can be used to purchase a car in cash in 5, 7, 10 or 15 years, while having a lifetime insurance of at least 1M.

Other uses:
To purchase a house
To save for business capital
To build your child’s educational fund
To build your retirement fund

14/04/2026

𝘼𝙠𝙖𝙡𝙖 𝙢𝙤 𝙨𝙖𝙢𝙚 𝙥𝙖 𝙧𝙞𝙣 𝙫𝙖𝙡𝙪𝙚 𝙣𝙜 𝙥𝙚𝙧𝙖 𝙢𝙤?

Lately I’ve been noticing how much things have changed
from groceries to gas, everything just feels… heavier.

From January to March, inflation went from around 2.0% to 4.1%.

Which basically means
even if your income stays the same,
iba na yung value ng money mo ngayon.

It’s subtle,
but you feel it in everyday spending.

And honestly, it made me rethink a few things
especially about being financially prepared.

Kasi habang tumataas ang cost of living,
mas importante na may safety net ka in place
for emergencies, income gaps, or unexpected situations.

I’ve been helping a few people set this up in a simple way,
and it’s been eye-opening.

If you’re curious, I can share how it works 🤍

𝙄𝙠𝙖𝙬, 𝙧𝙚𝙖𝙙𝙮 𝙠𝙖 𝙗𝙖 𝙞𝙛 𝙩𝙝𝙞𝙣𝙜𝙨 𝙨𝙪𝙙𝙙𝙚𝙣𝙡𝙮 𝙜𝙚𝙩 𝙢𝙤𝙧𝙚 𝙚𝙭𝙥𝙚𝙣𝙨𝙞𝙫𝙚?

27/03/2026

Everything today is uncertain—
income, prices, even plans.

But your future doesn’t have to be.

With PruSteady Income:
✔️ ₱100,000 guaranteed every year (Year 11–20)
✔️ ₱1,000,000 guaranteed on Year 20
✔️ Up to ₱2,000,000 life protection for your family
✔️ With cash values you can access when needed

The future you’re building deserves certainty.

If your income stopped today,
would something replace it?

If you want something steady in an uncertain world,
let’s check if this fits your goals. 🤍

27/03/2026

Regardless of the uncertainties, one thing stays clear, your goals deserve certainty.

PRUWealth 10 (PW10) NEW TRANCHE IS NOW LIVE!

✔ Guaranteed 5% net annual cash payouts for 10 years
✔ Guaranteed 100% return of premium at maturity
✔ Guaranteed 110% life insurance coverage

Available for the first ₱100 million allocation only, once filled, it’s closed.

Secure your future. Earn while you wait. 💰
Message me to reserve your slot today.

18/03/2026

𝐀 𝐥𝐨𝐭 𝐨𝐟 𝐩𝐞𝐨𝐩𝐥𝐞 𝐬𝐤𝐢𝐩 𝐭𝐡𝐢𝐬 𝐩𝐚𝐫𝐭 𝐨𝐟 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐩𝐥𝐚𝐧𝐧𝐢𝐧𝐠

Everyone talks about growing their money.
But very few talk about protecting the income that makes all of it possible.

Because when life happens, bill's don't pause

That’s why real financial planning starts with income protection. 🤍

If this idea is new to you, I’d be happy to share how it works. 💌

14/03/2026

Payday na ulit… pero honest question.

May napupunta ba sa future mo,
or nauubos lang sa bills, pagkain, at online checkout?

Most people don’t realize na kahit
₱2k–₱5k monthly
can already build:

✔ Life protection
✔ Critical illness coverage
✔ Long-term savings

Hindi kailangan malaki agad.
Kailangan lang magsimula.

If you want to see sample plans like this,
comment PLAN or message me. 💌

— Wealth & LifeTalks with Ricka

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