PHcreditcheck

23/06/2015

Before you apply for a cash loan, ask yourself if you really need it. There may be other ways for you to get what you need without borrowing money.

PHCreditCheck is the first website that functions as a community resource for all financial institutions in the Philippines.
http://phcreditcheck.com/

13/04/2015

Credit cards are often considered evil, and are sometimes depicted as the enemy. But there are instances when paying with plastic is better than paying with cash. So when is it ideal to use your credit card? Click the link below to find out.

When should you use your credit card for payment? Find out now.

18/03/2015

If you own a small lending company or, perhaps, you have loaned money to someone, you know how frustrating it is not to be paid back. This thing is a common problem of most lenders. But, there are steps you can take to take your money back from a delinquent borrower.

https://phcreditcheck.com/blog/lender-actions-take-properly-collect-repayment/

24/02/2015

Got plans to buy a car? Before you start shopping around, it's a good idea to read this article first so you can avoid one of the most dubious practices sneaky car dealers use to get money from unknowing car buyers--the "yo-yo" scheme.

Understand what yo-yo car loan scheme is and avoid becoming a victim of this abuse by reading this article.

17/02/2015

Were you refused by banks or other financing companies? One of these things could be the reason why.

If your credit application was refused, it pays to know the reason behind the rejection so you can take action and avoid getting declined again later.

10/02/2015

It may seem like a little thing, but your matters a lot. It speaks volumes about your current financial status and determines your ability to repay your debts.

Simply put, banks and other financing companies use this information to determine if you are eligible to get your loan approved or not. Due to this, it pays to maintain a good credit history to ensure it will bode well in your future borrowing plans. Here are some steps you can take to do just that:

https://phcreditcheck.com/blog/steps-maintain-good-credit-history/

Photo credit: Lending Memo

04/02/2015

There's nothing wrong with taking out from finance companies. But, you have to make sure that before you do, you are aware of the risks to avoid costlier problems later on. What could be those risks we're referring to? Find out below.

If you intend to take out a loan from finance companies, it pays to know the risks involved so you can avoid dealing with costlier problems later on.

27/01/2015

Planning to take out a ? Here are some tips for you to negotiate a better offer and term.

Increase your chances of securing the bank loan you need by learning how to become a better negotiator with these tips.

20/01/2015

Did a friend or someone you know borrowed money from you, but are having a hard time paying it back? Try to be more patient to that person and don't be too aggressive with him/her. Ask the borrower to honestly explain why he/she is unable to pay you right away so it won't be a waiting game for you.

The next time you intend to lend money to someone or if you have a , take the time to do a background check on the potential borrower. This will help you know whether or not it's a good idea to provide a to that person.

For doing background checks on potential borrowers, use the tools available at http://phcreditcheck.com/.

14/01/2015

When you take out a loan, it's a must that you pay the agreed amount on time to avoid dealing with costlier problems later on. So how do you settle your loan obligation fast? Here are some useful tips from https://www.phcreditcheck.com/.

- Take responsibility for your loan
- Don't take out another loan or use your credit cards to pay off an existing loan
- Get a part-time job or a freelance gig to get extra income you can use to settle your loan
- Keep your spending habits in check by implementing an envelope system
- Live well below your means
- Follow a strict budget
- Track your payments closely

06/01/2015

Don't have enough cash to cover emergency situations, such as paying for your kids' tuition fees, medical bills, etc.? If so, taking out a personal loan can be a temporary solution you might want to consider. However, before you shop around and contact lenders, it's best to keep these dos and don'ts in mind.

With economic uncertainty and increasing expenses, you might find yourself having trouble coming up with cash to cover the costs. One option you could use to handle the issue at hand is to take out a personal loan. There is nothing wrong with borrowing money, especially if it will be put to good use…