John Paul Sarmiento, Insurance Agent & Financial Advisor

24/08/2026

On to 5th year in the insurance industry, I am now assisting the so called "Orphan client". They are Manulife clients whose previous agents are no longer with the company. As their new servicing agent, our commitment is to assisting them and make sure that they understand their policy/ies. Indeed another fulfilling job as an insurance agent. 🙏🏼💚

07/07/2026

My first Group Insurance approved claim 🙏🏼
Another bittersweet moment 💚

17/06/2026

Powered by Manulife Invesments 💪🏽💚

PNB Securities Inc. has partnered with Manulife Investment Management and Trust Corp. to distribute unit investment trust funds (UITFs), expanding its wealth management lineup amid growing competition for retail investment capital in the Philippines.

Read full story in the comments.

05/06/2026

My first panel speaking engagement at our Phoenix Hall of Fame Region assembly and recongnition 🙏🏼
Such a wonderful event and celebration, Margie Ongkeko! 💚

02/06/2026

Blessed and honored to have shared my story this morning on resilience, growth, and my transition from the corporate world to becoming a full-fledged financial advisor! 🙏🏼💚

05/05/2026

Manulife Investments newest global investment fund 💚

While Artificial Intelligence reshapes the world, one fund is leading the market. Capture the AI growth story with the Manulife Global Semiconductor Equity Feeder Fund—the country’s top performer in year-to-date returns.

Learn more about the fund here: https://www.manulife.com/ph/investment/our-funds/unit-investment-trust-fund/capital-growth-funds/global-semiconductor-opportunities-equity-feeder-fund

Disclaimer: https://www.manulifeim.com.ph/disclaimer.html

30/04/2026

Tapping the next generation. Our nation's future. 💚

25/04/2026

Over the past 4 years, I've learned a lot from several financial advisors who have done well in their craft. Entering my 5th year in the insurance industry, I am privileged and blessed to have been given the opportunity to give back and share my experience in giving peace of mind to Filipino people. Kudos to this group, One Empire Group, for a very warm welcome and openness to the new ideas. 🙏🏼💚

31/03/2026

First successful engagement from an online inquiry☝🏽
I usually request for a personal meet up to mark the beginning of a lifelong partnership/servicing. 💚

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11/03/2026

Actual case scenarios summary of my clients Single Pay VUL Plans (SPVL)

Three difference investors, all started in the same month and year. Initial placements were invested in the same single fund option, moderate fund within Philippines!

The investment went down during its first year (covid days). So adustments had to be made during the policy review. We did fund switches to recover the negative results and keep it back on track. During the regular policy reviews the fund values were compared versus the projection in the proposal, presented during the application. Doing the reviews ensured that funds grew according to what was initially projected. So far so good! 🙏🏼

Single Pay plan is part of the investment products that secures the investment with 125% death benefit. It also allow smooth transfer of the asset to the relatives in the event of investor's demise. Addtional investments (top up) and partial withdraw (subject to conditions) are allowed, giving flexibility to the plan. 📈🌱☘️🍀