WaisSha.PH

WaisSha.PH Financial Planning? Debt Management? Insurance? HMO? St.Peter? Applying as Advisor?

19/03/2026

Calm, Happy and Positive

18/03/2026

God's plan for you is always the best 🥰🥰🥰

17/03/2026

5 practical pieces of advice for pursuing your master's degree:

1. Choose a program aligned with your goals
Don't just pick a prestigious school — pick a program that matches your career direction and research interests. A well-aligned program will keep you motivated through the tough stretches.

2. Master your time management
Graduate school demands more self-discipline than undergrad. Create a weekly schedule that balances coursework, research, personal time, and rest. Treat your study blocks like appointments you can't cancel.

3. Build relationships with your professors and peers
Your network is one of the most valuable things you'll gain. Engage actively in class, attend seminars, and connect with classmates. Your professors can become mentors, collaborators, or references for future opportunities.

4. Start your thesis or research early
Don't wait until you're "ready." Begin exploring your research topic as early as possible. Reading related literature from day one gives you a huge head start and reduces the stress of deadlines later on.

5. Take care of your mental and physical health
Burnout is very real in graduate school. Make sleep, exercise, and social connection non-negotiable. A rested, healthy mind learns and produces far better work than an exhausted one.

゚viralシfypシ゚viralシalシ

16/03/2026

"For I know the plans I have for you... plans to prosper you and not to harm you." — Jeremiah 29:11

1. You're in a Season of Lack — But Learning
When you're going through financial struggle yet gaining wisdom about budgeting, discipline, and stewardship, that's not punishment — it's preparation. God often strips away to rebuild on a stronger foundation.

2. Unexpected Doors of Opportunity Are Opening
You're receiving job offers, business ideas, connections, or resources you didn't chase or earn on your own. Divine appointments and "coincidences" that advance your finances are signs of a higher hand at work.

3. You're Being Stretched in Faith Around Money
God challenges you to give when it's uncomfortable, trust Him with your finances, or step out on a vision that requires provision you don't yet have. Being stretched in this way means He's enlarging your capacity.

4. Old Mindsets About Money Are Breaking
If you find yourself shedding poverty thinking, fear of wealth, or financial self-sabotage — that's inner transformation. God rebuilds the mind before He releases the money, because the blessing has to have somewhere solid to land.

5. Your Purpose and Your Finances Are Aligning
When the work you feel called to do starts to generate income — even slowly — that's a sign God is connecting your assignment to your provision. He funds what He orders.

07/03/2026

Huwag na huwag mong sasabihin........ kung ayaw mong mawalan ng pera

Here's why

Easiest strategy din to kung ayaw monl gumastos o hindi kaya ayaw mo magpautang


Minsan, hindi kulang ang kita... mali lang ang cash flow. 💸Ready to flip the script on your finances? Let’s talk 😍
07/03/2026

Minsan, hindi kulang ang kita... mali lang ang cash flow. 💸
Ready to flip the script on your finances? Let’s talk 😍

04/03/2026

Maraming Pilipino ang nag aavail ng bahay .....pero hindi alam ang dapat isaalang alang

Narito ang 5 karaniwang pagkakamali sa pag-avail ng housing loan:

1. **Hindi sinisigurado ang credit score bago mag-apply** — Marami ang nagsu-submit ng application nang hindi alam ang kanilang credit standing. Ang mababang credit score ay maaaring magdulot ng mas mataas na interest rate o tanggihan ang application.

2. **Hindi nagko-compare ng iba't ibang bangko o lender** — Ang unang bangko na pinuntahan ay hindi palaging nagbibigay ng pinakamababang interest rate. Dapat mag-canvass ng kahit 3–5 lenders para malaman ang pinakamainam na terms.

3. Hindi isinasaalang-alang ang lahat ng gastos** — Marami ang nagtitingin lang sa monthly amortization pero hindi isinasama ang processing fees, appraisal fees, insurance, at iba pang hidden charges na kasamang sa loan.

4. Nag-borrow nang higit sa kaya** — Ang pangkalahatang rule ay hindi dapat lumampas ang monthly amortization sa **30% ng gross monthly income**. Ang hindi pagsunod dito ay maaaring magdulot ng financial stress sa hinaharap.

5. **Hindi nagbabasa ng loan agreement nang maigi** — Maraming borrower ang pumipirma nang hindi lubos na naiintindihan ang terms, tulad ng **penalty clauses**, prepayment conditions, at kung fixed o variable ang interest rate.

Maging Wais
.ph

Ganitong pormahan ba ang gusto mo?Si chatgpt na ang bahala sayo 🤣🤣Like and try nyo na rin guysNasa comment section ang p...
04/03/2026

Ganitong pormahan ba ang gusto mo?
Si chatgpt na ang bahala sayo 🤣🤣

Like and try nyo na rin guys

Nasa comment section ang prompt

.ph

03/03/2026

Nice to see you little shara 🥰

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Blk 3 Lot 6 Phase 1 Paradise Village Malabon
Malabon
1473

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