21/12/2022
Spending is a habit and so is saving.
What if you could make small changes in your spending habits?
Start saving Php10 a day - that's Php300 in a month!
Your Php300 per month savings can become Php447,107 in 30 years at 8% interest annually.
Save Php20 a day or Php600 a month and you will have Php894,214 in 30 years at 8% interest annually.
One way to increase your savings is to reduce your expenses.
Delay your gratification.
Can you survive small, personal luxuries today so you can reap greater rewards and benefits in the future?
You may cut down on things like soda, coffe, bottled water, ci******es, cable TV, high-end gadgets and phones, shopping, fancy cars, eating out, partying, etc.
Remember, it's not how much you earn that counts. It's how much you keep. One of the common traits among rich people is that they are very conscientious when it comes to spending.
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