Financial Planning with Engr. Romhel and Engr. Jane

25/08/2026

The biggest financial mistake isn’t starting late, it’s thinking you still have time.

At 20, you think there’s still plenty of time.
At 30, you enjoy the fruits of your labor.
At 40, your priorities shift to your family.
At 50, retirement suddenly feels closer.
At 60, you realize preparation should have started years ago.

Don’t wait for “someday.” Start where you are, with what you have.

Your future self will thank you for the financial decisions you make today. ❤️

Let’s talk about how you can start building and protecting your financial future. 📩

24/08/2026

Your HMO covers 17%. Who pays for the other 83%? 🤔

Critical illnesses like Heart Disease, Cancer, and Stroke can cost ₱1M - ₱3M.
And medical costs are growing TWICE as fast as your investments.

Don’t drain your retirement savings. Get protected before it happens.

Pru Life UK can help. Let’s find the right plan for you.
Comment "INFO" or send me a message.

13/08/2026

The Top 3 causes of death in the Philippines for 2025 are heart disease, cancer, and stroke.
According to PSA, these 3 alone accounted for 41% of all deaths last year.

Critical illnesses can happen anytime — even with a healthy lifestyle.
This is why having protection matters.

With Pru Life UK, you don’t just get life insurance. You get critical illness coverage, health benefits, and financial security for your family when you need it most.

Message me to get a free quote and find the right plan for you. 📩

12/08/2026

𝐂𝐚𝐥𝐥𝐢𝐧𝐠 𝐀𝐥𝐥 𝐏𝐫𝐮 𝐋𝐢𝐟𝐞 𝐔𝐊 𝐏𝐨𝐥𝐢𝐜𝐲𝐡𝐨𝐥𝐝𝐞𝐫𝐬 ♥️

𝐏𝐚𝐚𝐧𝐨 𝐤𝐮𝐧𝐠 𝐬𝐢𝐦𝐩𝐥𝐞𝐧𝐠 𝐬𝐮𝐫𝐯𝐞𝐲 𝐥𝐚𝐧𝐠 𝐚𝐧𝐠 𝐭𝐢𝐜𝐤𝐞𝐭 𝐦𝐨 𝐩𝐚𝐩𝐮𝐧𝐭𝐚𝐧𝐠 𝐒𝐨𝐮𝐭𝐡 𝐊𝐨𝐫𝐞𝐚? 🇰🇷✈️

𝗚𝗼𝗼𝗱 𝗻𝗲𝘄𝘀 𝘀𝗮 𝗺𝗴𝗮 𝗣𝗿𝘂 𝗟𝗶𝗳𝗲 𝗨𝗞 𝗽𝗼𝗹𝗶𝗰𝘆𝗵𝗼𝗹𝗱𝗲𝗿𝘀! ❤️

May chance kayong manalo ng trip for two to Seoul, South Korea sa anniversary survey ng Pru Life UK.

✅ Walang kailangang bilhin.
✅ Walang additional payment.
✅ Just complete the official survey once ma-receive ninyo via your registered email or Viber.

Baka ito na ang sign para matuloy ang K-drama moment ninyo. 😊

If you're a Pru Life UK Policy Owner or Policy Life Insured and hindi mo pa nare-receive ang survey, message mo lang ako para ma-check natin kung eligible ka.

See you in South Korea! 🇰🇷🇰🇷🇰🇷

08/08/2026

Even while working abroad, our client received a ₱3.1M+ insurance claim directly in their bank account.

Read the full story in the comments. 👇

02/08/2026

"OFW & SEAFARERS: Modern-day Heroes. Buhay para sa Pamilya." ❤️

Working far from home.
Sailing across the seas.
Missing birthdays, graduations, and simple Sunday dinners.

All for one reason: Love, Sacrifice, and a Better Future.

Sa bawat padala, sa bawat sakripisyo, dala niyo ang pangarap ng buong pamilya.
Kayo ang dahilan kung bakit maraming bahay ang natatayo, maraming bata ang nakakapag-aral, at maraming pangarap ang natutupad.

Pero mga Bayani, sino ang nagpo-protect sa inyo habang pinoprotektahan niyo ang lahat?

Ngayon na nasa peak kayo ng earning years niyo, ito na ang best time to secure your future.
Insurance + Investment isn't just for today. It's for the day you finally come home for good.

✈️ *5 years to pay*: ₱17,000/mo → Build ₱1.1M in 5 years
🚢 *10 years to pay*: ₱9,250/mo → Build ₱1.5M in 10 years
🌊 *15 years to pay*: ₱7,100/mo → Build ₱2.2M in 15 years

+ ₱2M Emergency Fund + ₱3M Life Insurance Coverage

Your hard work deserves to be protected.
Your sacrifice deserves to grow.

Saludo kami sa inyo! Message me and let's build a plan that brings you closer to your "uwi na" goal.

02/08/2026

"I will help you get ahead."

It's the promise every parent and grandparent makes.
To read them stories. To guide them. To make sure their future is brighter than ours.

But promises need a plan to come true.
Insurance and investment isn't about fear. It's about making sure that no matter what happens, you can still keep your word.

Promises, made real.
Because they deserve the best head start in life.

Message me and let's talk about how we can secure their future today.

Every child deserves a strong start. With PRULifetime Income* and PRUSteady Income*, guaranteed annual payouts can help turn today's planning into tomorrow's opportunities. ❤️

To know more, visit pru.ph/PromisesMadeRealSFB

Promises, made real. 🤝

*Terms and conditions apply.

29/07/2026

29/07/2026

According to LIMRA or Life Insurance Market and Research Association,

your life insurance coverage ay dapat 10x ng annual income mo 😊

Sapat na yan to cover yung mawawalang income sa household nyo, pay off debt (if meron), and fund for the future milestone ng family mo.

But beyond this number, ang malaking help ng insurance is hindi kailangang madaliin ng family ang grieving process nila

Hindi mag-iisip kung “magluluksa ba ko or didiskarte ng pera”

Kaya insurance is still the best legacy tool in the market.

So ikaw, how much na ang life insurance coverage mo? 10x ng annual income mo na ba?