Philippine Insurance 101

14/12/2025

After healthcare, investment at IMG, ang next favorite topic ay ang life insurance.

Ano nga ba ang LIFE INSURANCE?
Bakit natin kailangan ng life insurance?
Paano kumuha ng life insurance?

Ang life insurance ay kasama sa mga solutions na hindi nauunawaan ng marami.

Mayroon tayong 4-part series ng Life Insurance 101 (How Life Insurance Works), matututunan natin ang sagot sa mga tanong na ito, para magamit ito para sa kinabukasan natin at ng ating mga mahal sa buhay.




https://www.youtube.com/playlist?list=PLd82cccjrZGmH_FXQeUR7gmCAFRlBk019

09/12/2024

𝐒𝐚 𝐄𝐯𝐞𝐫𝐞𝐬𝐭 𝐌𝐞𝐦𝐨𝐫𝐢𝐚𝐥 𝐒𝐨𝐥𝐮𝐭𝐢𝐨𝐧 𝐏𝐥𝐮𝐬 (𝐄𝐌𝐒 𝐏𝐥𝐮𝐬), 𝟓 𝐲𝐞𝐚𝐫𝐬 𝐤𝐚 𝐥𝐚𝐧𝐠 𝐦𝐚𝐠-𝐢𝐢𝐩𝐨𝐧. 𝐔𝐦𝐚𝐛𝐨𝐭 𝐤𝐚 𝐦𝐚𝐧 𝐡𝐚𝐧𝐠𝐠𝐚𝐧𝐠 𝟏𝟎𝟎 𝐲𝐞𝐚𝐫𝐬 𝐨𝐥𝐝, 𝐢𝐧𝐬𝐮𝐫𝐞𝐝 𝐚𝐭 𝐦𝐚𝐲 𝐦𝐞𝐦𝐨𝐫𝐢𝐚𝐥 𝐩𝐥𝐚𝐧 𝐤𝐚 𝐩𝐚 𝐫𝐢𝐧!

𝐀𝐧𝐠 𝐄𝐌𝐒 𝐏𝐥𝐮𝐬 𝐚𝐲 𝟑-𝐢𝐧-𝟏:
𝑀𝑒𝑚𝑜𝑟𝑖𝑎𝑙 𝑃𝑙𝑎𝑛 + 𝐿𝑖𝑓𝑒 𝐼𝑛𝑠𝑢𝑟𝑎𝑛𝑐𝑒 + 𝐼𝑛𝑣𝑒𝑠𝑡𝑚𝑒𝑛𝑡
para sa iyong pamilya

𝑨𝙙𝒗𝙖𝒏𝙩𝒂𝙜𝒆𝙨 𝙣𝒈 𝑬𝙈𝑺 𝑷𝙡𝒖𝙨

📌𝐕𝐄𝐑𝐘 𝐀𝐅𝐅𝐎𝐑𝐃𝐀𝐁𝐋𝐄: Mas mababang premium at mas mataas na benefits kumpara sa traditional memorial plans.

📌𝐇𝐈𝐍𝐃𝐈 𝐏𝐑𝐎𝐁𝐋𝐄𝐌𝐀 sa pamilya kung kunin ni Lord!
Isang tawag lang, may mag a.asikaso na ng lahat.

📌𝐇𝐈𝐍𝐃𝐈 𝐏𝐑𝐎𝐁𝐋𝐄𝐌𝐀 ang final hospital bill!
Up to 50% ng benefit, maaring magamit para sa final hospital bill!

📌𝐇𝐈𝐍𝐃𝐈 𝐏𝐑𝐎𝐁𝐋𝐄𝐌𝐀 kung kukunin ka ni Lord abroad, may kasamang repatriation assistance o tulong para naiuwi ka dito sa Pilipinas, o dalhin sa pamilya abroad.

📌𝐅𝐈𝐗𝐄𝐃 𝐀𝐍𝐆 𝐇𝐔𝐋𝐎𝐆: kung ano ang inumpisahan mo, fixed na ang hulog for 5 or 10 yrs hindi mag babago kahit nagkaka-edad ka.

📌𝐓𝐑𝐀𝐍𝐒𝐅𝐄𝐑𝐀𝐁𝐋𝐄 / 𝐀𝐒𝐒𝐈𝐆𝐍𝐀𝐁𝐋𝐄.
Ang fully paid plan, maaring i-share sa iba! Kung nauna si Nanay, Tatay, Lola, Lolo, maski kaibigan pwedeng hatian ng memorial plan benefits.

At maski ma assign sa iba, covered ka pa rin! May maiiwan ka pa ring memorial plan coverage.

📌𝐌𝐀𝐘 𝐈𝐍𝐕𝐄𝐒𝐓𝐌𝐄𝐍𝐓 na guaranteed na growing value. Ang EMS Plus ay may kasamang premium deposit fund na guaranteed competitive growth, maaaring magamit pang retirement!

📌𝐌𝐀𝐘 𝐅𝐀𝐌𝐈𝐋𝐘 𝐋𝐄𝐆𝐀𝐂𝐘. Ang benefit ng EMS Plus ay cash na pang final expenses, kaya hindi magiging mabigat financially sa family ang pag-kawala mo. o pagkawala ng kamag anak. Kung may "sukli", maiiwan sa pamilya bilang family legacy ( pamana )

Maganda diba?

Message us for A Free Quote 😊

Hanggang 64 pwede kumuha.

Pag lampas 64, magpakuha sa anak, ikaw ang assignee!
If you really love your family at ayaw mong maging burden sa kanila pagdating ng panahon,

Get Everest Plus 3 in 1 ,(Life Insurance + Memorial Plan + Investment) as early as you can, "𝘮𝘢𝘴 𝘥𝘢𝘪𝘨 𝘯𝘨 𝘮𝘢𝘢𝘨𝘢𝘱 𝘢𝘯𝘨 𝘮𝘢𝘴𝘪𝘱𝘢𝘨"

Para sa klaro at kumpletong detalye message us!

21/11/2024

Ang life insurance, parang lutong ulam lang iyan.
-- tinola?
-- sinampalukan?
-- binakol?

Dapat ibagay sa needs at wants (panlasa);ng gusto kumuha (kumain).

Marami ang nagbebenta ng VUL, maski hindi bagay sa pangangailangan.

Para sa gusto mag-build ng educational plan na matagal pa ang target (lampas10 years), bagay ang term with premium deposit fund.

Para sa gusto mag-build ng educational plan na malapit na ang target (less than 5 years), bagay ang term insurance, tapos invest sa digital bank time deposit.

Para sa gusto mag-handa pang final expenses,maganda ang memorial fund plan (yung insurance-type, hindi yung popular pre-need plan.).

Mayroon ding memorial fund plan para sa over-age na hindi na insurable.

Para sa gusto lang burol (kabaong at isang bulaklak lang),walang pambayad sa ospital at ibang expenses), pwede na ang pre-need na traditional memorial plan..

You won't chicken out on naming them next time. 😉

11/11/2024

𝐒𝐚 𝐄𝐯𝐞𝐫𝐞𝐬𝐭 𝐌𝐞𝐦𝐨𝐫𝐢𝐚𝐥 𝐒𝐨𝐥𝐮𝐭𝐢𝐨𝐧 𝐏𝐥𝐮𝐬 (𝐄𝐌𝐒 𝐏𝐥𝐮𝐬), 𝟓 𝐲𝐞𝐚𝐫𝐬 𝐤𝐚 𝐥𝐚𝐧𝐠 𝐦𝐚𝐠-𝐢𝐢𝐩𝐨𝐧. 𝐔𝐦𝐚𝐛𝐨𝐭 𝐤𝐚 𝐦𝐚𝐧 𝐡𝐚𝐧𝐠𝐠𝐚𝐧𝐠 𝟏𝟎𝟎 𝐲𝐞𝐚𝐫𝐬 𝐨𝐥𝐝, 𝐢𝐧𝐬𝐮𝐫𝐞𝐝 𝐚𝐭 𝐦𝐚𝐲 𝐦𝐞𝐦𝐨𝐫𝐢𝐚𝐥 𝐩𝐥𝐚𝐧 𝐤𝐚 𝐩𝐚 𝐫𝐢𝐧!

𝐀𝐧𝐠 𝐄𝐌𝐒 𝐏𝐥𝐮𝐬 𝐚𝐲 𝟑-𝐢𝐧-𝟏:
𝑀𝑒𝑚𝑜𝑟𝑖𝑎𝑙 𝑃𝑙𝑎𝑛 + 𝐿𝑖𝑓𝑒 𝐼𝑛𝑠𝑢𝑟𝑎𝑛𝑐𝑒 + 𝐼𝑛𝑣𝑒𝑠𝑡𝑚𝑒𝑛𝑡
para sa iyong pamilya

𝑨𝙙𝒗𝙖𝒏𝙩𝒂𝙜𝒆𝙨 𝙣𝒈 𝑬𝙈𝑺 𝑷𝙡𝒖𝙨
📌𝐕𝐄𝐑𝐘 𝐀𝐅𝐅𝐎𝐑𝐃𝐀𝐁𝐋𝐄: Mas mababang premium at mas mataas na benefits kumpara sa traditional memorial plans.

📌𝐇𝐈𝐍𝐃𝐈 𝐏𝐑𝐎𝐁𝐋𝐄𝐌𝐀 sa pamilya kung kunin ni Lord!
Isang tawag lang, may mag a.asikaso na ng lahat.

📌𝐇𝐈𝐍𝐃𝐈 𝐏𝐑𝐎𝐁𝐋𝐄𝐌𝐀 ang final hospital bill!
Up to 50% ng benefit, maaring magamit para sa final hospital bill!

📌𝐇𝐈𝐍𝐃𝐈 𝐏𝐑𝐎𝐁𝐋𝐄𝐌𝐀 kung kukunin ka ni Lord abroad, may kasamang repatriation assistance o tulong para naiuwi ka dito sa Pilipinas, o dalhin sa pamilya abroad.

📌𝐅𝐈𝐗𝐄𝐃 𝐀𝐍𝐆 𝐇𝐔𝐋𝐎𝐆: kung ano ang inumpisahan mo, fixed na ang hulog for 5 or 10 yrs hindi mag babago kahit nagkaka-edad ka.

📌𝐓𝐑𝐀𝐍𝐒𝐅𝐄𝐑𝐀𝐁𝐋𝐄 / 𝐀𝐒𝐒𝐈𝐆𝐍𝐀𝐁𝐋𝐄.
Ang fully paid plan, maaring i-share sa iba! Kung nauna si Nanay, Tatay, Lola, Lolo, maski kaibigan pwedeng hatian ng memorial plan benefits.

At maski ma assign sa iba, covered ka pa rin! May maiiwan ka pa ring memorial plan coverage.

📌𝐌𝐀𝐘 𝐈𝐍𝐕𝐄𝐒𝐓𝐌𝐄𝐍𝐓 na guaranteed na growing value. Ang EMS Plus ay may kasamang premium deposit fund na guaranteed competitive growth, maaaring magamit pang retirement!

📌𝐌𝐀𝐘 𝐅𝐀𝐌𝐈𝐋𝐘 𝐋𝐄𝐆𝐀𝐂𝐘. Ang benefit ng EMS Plus ay cash na pang final expenses, kaya hindi magiging mabigat financially sa family ang pag-kawala mo. o pagkawala ng kamag anak. Kung may "sukli", maiiwan sa pamilya bilang family legacy ( pamana )

Maganda diba?

Message us for A Free Quote 😊

Hanggang 64 pwede kumuha.
Pag lampas 64, magpakuha sa anak, ikaw ang assignee!

If you really love your family at ayaw mong maging burden sa kanila pagdating ng panahon,

Get Everest Plus 3 in 1 ,(Life Insurance + Memorial Plan + Investment) as early as you can, "𝘮𝘢𝘴 𝘥𝘢𝘪𝘨 𝘯𝘨 𝘮𝘢𝘢𝘨𝘢𝘱 𝘢𝘯𝘨 𝘮𝘢𝘴𝘪𝘱𝘢𝘨"

Para sa klaro at kumpletong detalye message us!

10/02/2024

Ang life insurance,
kinukuha habang hindi pa kailangan.

Pag kailangan na,
hindi na pwede makuha.

This scene was taken from the movie “I Can Only Imagine”. It tells the life of Bart Millard, frontman of the group Mercy Me, and how he was able to write the song “I Can Only Imagine”, the best selling Christian song of all time.

Get a life insurance so that whatever may happen to you (as a parent), your child or children will be able to continue their dreams. May it be with their education, forming a band, having their own business, etc.

We also recommend you to watch the movie “I Can Only Imagine”. 🙂

*Sa ibang bansa priority nila ang Life Insurance. Bakit kaya? 😅

CTO

28/01/2023

Adela Calamba - OFW from Japan
Factory worker sa Japan, paano nalampasan ang iba't ibang scam?

Adela was employed as a nurse in DepEd for seven years. Even though she was hired, she still struggled financially, unlike when she managed her own business. Because of this, she was exposed to loans and money lending.

She experienced a lot of networking. Until she was scammed by one of the companies she joined.

http://ipon.club/stories/adela-calamba.html

She learned how to spend her hard earned money in a wise and disciplined way. She saved a lot of her money because of the practices that she learned in the community.

27/01/2023

Julie Tuazon - OFW from Singapore
Ano ang nagtulak kay Julie na mag-trabaho sa Singapore?

Despite having an 8 month old baby, Julie continued on with her journey of working abroad. She landed a job in Singapore under the Armani brand. However, just after a few days, she started to look for another brand due to the racist criticisms from the other native employees. She moved to Prada and remained there despite the difficulty of adjusting to the culture and work positions.

Julie admits that before, she used to live luxuriously by buying branded items and travelling to different places. She even splurge a lot on her kids because she felt a distance between them. Because of this kind of spending, she reveals that she wasn't able to earn, despite having a high salary.
http://ipon.club/stories/julie-tuazon.html

Julie realized the importance of money management in her life, and changed her perspective on properly handling finances.