Cindy Fajardo, Financial Advisor, Sun Life Philippines

Cindy Fajardo, Financial Advisor, Sun Life Philippines Financial Advisor

โ€œ๐—™๐—ฟ๐—ถ๐—ฒ๐—ป๐—ฑ, ๐—ผ๐—ธ๐—ฎ๐˜† ๐—ป๐—ฎ ๐—ฎ๐—ธ๐—ผ ๐˜€๐—ฎ ๐—ฆ๐—ฆ๐—ฆ ๐—ฎ๐˜ ๐—ฃ๐—”๐—š-๐—œ๐—•๐—œ๐—š. ๐— ๐—ฒ๐—ฟ๐—ผ๐—ป ๐—ฑ๐—ถ๐—ป ๐—ฎ๐—ธ๐—ผ๐—ป๐—ด ๐—š๐—ฆ๐—œ๐—ฆ.โ€ Why do you have to supplement your SSS and Pag-ibig?๐—”๐—ป๐˜€๐˜„...
21/07/2022

โ€œ๐—™๐—ฟ๐—ถ๐—ฒ๐—ป๐—ฑ, ๐—ผ๐—ธ๐—ฎ๐˜† ๐—ป๐—ฎ ๐—ฎ๐—ธ๐—ผ ๐˜€๐—ฎ ๐—ฆ๐—ฆ๐—ฆ ๐—ฎ๐˜ ๐—ฃ๐—”๐—š-๐—œ๐—•๐—œ๐—š. ๐— ๐—ฒ๐—ฟ๐—ผ๐—ป ๐—ฑ๐—ถ๐—ป ๐—ฎ๐—ธ๐—ผ๐—ป๐—ด ๐—š๐—ฆ๐—œ๐—ฆ.โ€

Why do you have to supplement your SSS and Pag-ibig?

๐—”๐—ป๐˜€๐˜„๐—ฒ๐—ฟ: ๐—ง๐—ต๐—ฒ๐˜† ๐—ฎ๐—ฟ๐—ฒ๐—ป'๐˜ ๐—ฒ๐—ป๐—ผ๐˜‚๐—ด๐—ต. ๐Ÿฅบ

๐—ง๐—ผ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐—ฎ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—ฟ๐—ฒ๐—ต๐—ฒ๐—ป๐˜€๐—ถ๐˜ƒ๐—ฒ ๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐—ฎ๐—ด๐—ฒ ๐—ณ๐—ผ๐—ฟ ๐—ฎ ๐˜„๐—ผ๐—ฟ๐—ฟ๐˜†-๐—ณ๐—ฟ๐—ฒ๐—ฒ ๐—ณ๐˜‚๐˜๐˜‚๐—ฟ๐—ฒ, ๐—ด๐—ฒ๐˜ ๐—ฎ ๐—Ÿ๐—ถ๐—ณ๐—ฒ ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐˜๐—ผ๐—ฑ๐—ฎ๐˜† ๐˜๐—ต๐—ฎ๐˜ ๐˜„๐—ถ๐—น๐—น ๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ณ๐—ผ๐—น๐—น๐—ผ๐˜„๐—ถ๐—ป๐—ด:

๐Ÿ“Œ If you get sick, we will pay.
๐Ÿ“Œ If you retire, we will pay.
๐Ÿ“Œ If your kids go to college, we will pay.
๐Ÿ“Œ If you die, we will pay.

๐—ช๐—ต๐—ฒ๐—ป ๐˜„๐—ฒ ๐˜€๐—ฎ๐˜† ๐˜„๐—ฒ ๐˜„๐—ถ๐—น๐—น ๐—ฝ๐—ฎ๐˜†, ๐—ถ๐˜ ๐—บ๐—ฒ๐—ฎ๐—ป๐˜€ ๐—บ๐—ถ๐—น๐—น๐—ถ๐—ผ๐—ป ๐—ณ๐—ผ๐—ฟ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ณ๐—ฎ๐—บ๐—ถ๐—น๐˜†. ๐—”๐˜†๐—ฎ๐˜„ ๐—บ๐—ผ ๐—ฏ๐—ฎ ๐˜๐—ฎ๐—น๐—ฎ๐—ด๐—ฎ? ๐Ÿคทโ€โ™€๏ธ

"Ilang taon ko yung ipon, pero naubos dahil sa CRITICAL ILLNESS lang."Hindi natin malalaman kung kailan tayo tatamaan ng...
11/05/2022

"Ilang taon ko yung ipon, pero naubos dahil sa CRITICAL ILLNESS lang."

Hindi natin malalaman kung kailan tayo tatamaan ng sakit. Kaya habang ika'y healthy pa, maglaan ka na para sa iyong CRITICAL ILLNESS plan. Sa panahon ngayon, di sapat ang Philhealth lang.

Message mo lang ako at hayaan mong tulungan kitang maprotektahan ang iyong hard earned money. Para kapag dumating ang mga ganitong di inaasahang pagkakataon, ikaw ay nakapaghanda na!


Be financially responsible๐Ÿ‘
13/04/2022

Be financially responsible๐Ÿ‘


Facts about life insurance:-Mas mahal ang life insurance habang tumatanda ka.-Hindi lahat ng tao Insurable.-Pinaka magan...
09/04/2022

Facts about life insurance:
-Mas mahal ang life insurance habang tumatanda ka.
-Hindi lahat ng tao Insurable.
-Pinaka maganda pagkuha ng Life Insurance ay hahang hindi ko ito kailngan.
Dahil baka kapag kailangan mo na hindi na pwede.

Your Future FA
Cindy Santos Fajardo

Tumatanda ka na wala ka pa ring Insurance at Investment? Okay lang yun, ang mahalaga ay nakita mo 'to.Para san ba yun? K...
06/03/2022

Tumatanda ka na wala ka pa ring Insurance at Investment? Okay lang yun, ang mahalaga ay nakita mo 'to.

Para san ba yun?

Kailangan ko ba yun?

The answer is NO, wag ka nang kumuha if tingin mo wala kang binubuhay na pamilya or walang nakadepende sa'yo.

Pero if meron, you need to buy insurance, what if something happens to you, how will you provide for your family?

Ang saya siguro sa bahay if may MONEY MAKING MACHINE sa loob tapos sa tuwing kakailanganin ng pamilya mo, may lalabas na pera. At syempre nakakalungkot din kapag yung MONEY MAKING MACHINE na yun ay nasira.

Alam mo...
..ikaw yung MONEY MAKING MACHINE na yun, ikaw yung nagpo-provide ng mga pangangailangan ng pamilya.

Kaya kung tatanungin mo ulit ang sarili mo kung kailangan mo, the answer is YES, lalo na kung ikaw ang breadwinner. ๐Ÿ˜Š

By the way, I'm Charmaine, nag ooffer din ako ng life Insurance, health insurance at ng Insurance with Investment. Kahit hindi ako ang mapili mo na pwedeng tumulong sa'yo para makakuha ng Insurance, okay lang yun, ang mahalaga makakuha, kasi higit sa kailangan mo, mas kailangan yun ng mga mahal mo sa buhay, okay?

At kung tingin mo naman, I can help you on how you can manage your finances well or even sa pagkuha mo ng first INSURANCE mo, message ka lang. Available anytime, 24/7.

Huwag mahihiyang magtanong ๐Ÿ’›
Message ka lang, kaibigan!

Ctto

โ€œInsurance? ay mahal yan! โ€œโ€œWala akong budget... Malakas pa naman ako, di pa ako mamatay noh!...โ€These are the common ob...
25/02/2022

โ€œInsurance? ay mahal yan! โ€œ
โ€œWala akong budget... Malakas pa naman ako, di pa ako mamatay noh!...โ€

These are the common objections I usually encounter whenever I approach someone.

Come to think of it guys, latest gadget may budget tayo, ang bilis nating magpalabas ng pera na kung tutuusin dead investment yan...

Ok lang naman bumili ng luho deserve naman natin yan once in a while.

Pero kung nagbubudget tayo sa luho natin dapat mas may budget tayo para sa natin... Tandaan mo, hindi habang buhay healthy ka, hindi rin habang buhay may kita ka.

Tailored fit ang Insurance Guys, kaya subukan mo lang makinig, malay mo afford na afford mo pala ๐Ÿ˜‰


๐‘ถ๐’Œ๐’‚๐’š ๐’๐’‚๐’๐’ˆ ๐’Œ๐’‚๐’‰๐’Š๐’• ๐’Ž๐’‚๐’๐’Š๐’Š๐’• ๐’„๐’๐’—๐’†๐’“๐’‚๐’ˆ๐’†, ๐’Œ๐’†๐’”๐’‚ ๐’˜๐’‚๐’๐’‚. ๐‘ด๐’†๐’”๐’”๐’‚๐’ˆ๐’† ๐’Œ๐’‚ ๐’๐’‚๐’๐’ˆ. ๐‘ฐ'๐’Ž ๐’‰๐’†๐’“๐’† ๐’•๐’ ๐’‰๐’†๐’๐’‘ ๐’š๐’๐’– ๐’ˆ๐’†๐’• ๐’š๐’๐’–๐’“ ๐’๐’˜๐’ ๐’‘๐’†๐’“๐’”๐’๐’๐’‚๐’ ๐‘ฐ๐’๐’”๐’–๐’“๐’‚๐’๐’„๐’†.๐’€๐’๐’–๐’“ ๐‘ญ...
13/02/2022

๐‘ถ๐’Œ๐’‚๐’š ๐’๐’‚๐’๐’ˆ ๐’Œ๐’‚๐’‰๐’Š๐’• ๐’Ž๐’‚๐’๐’Š๐’Š๐’• ๐’„๐’๐’—๐’†๐’“๐’‚๐’ˆ๐’†, ๐’Œ๐’†๐’”๐’‚ ๐’˜๐’‚๐’๐’‚. ๐‘ด๐’†๐’”๐’”๐’‚๐’ˆ๐’† ๐’Œ๐’‚ ๐’๐’‚๐’๐’ˆ. ๐‘ฐ'๐’Ž ๐’‰๐’†๐’“๐’† ๐’•๐’ ๐’‰๐’†๐’๐’‘ ๐’š๐’๐’– ๐’ˆ๐’†๐’• ๐’š๐’๐’–๐’“ ๐’๐’˜๐’ ๐’‘๐’†๐’“๐’”๐’๐’๐’‚๐’ ๐‘ฐ๐’๐’”๐’–๐’“๐’‚๐’๐’„๐’†.

๐’€๐’๐’–๐’“ ๐‘ญ๐’Š๐’๐’‚๐’๐’„๐’Š๐’‚๐’ ๐‘จ๐’…๐’—๐’Š๐’”๐’๐’“:

A reminder to all breadwinners!When everyone depends on you,you need to protect your income..You need life insuranceโ€ฆ
31/01/2022

A reminder to all breadwinners!

When everyone depends on you,you need to protect your income..You need life insuranceโ€ฆ


"DAGDAG GASTOS" nga lang ba ang pagkuha ng Insurance?Let me tell you this...โ—๏ธWe cannot escape these things: GETTING OLD...
18/01/2022

"DAGDAG GASTOS" nga lang ba ang pagkuha ng Insurance?

Let me tell you this...

โ—๏ธWe cannot escape these things: GETTING OLD/SICK and DIE. Sa oras ng kailangan mo ng pang gastos, mabibigay sayo yan ng Insurance mo (Accidental Benefit, Critical Illness Benefit, Hospital Income Benefit, and Death Benefit)

โ—๏ธOf course, you don't want to be an employee forever diba? Dito na papasok yung Investment portion ng Insurance mo. Pwede mong gamitin as:
โ€ข Retirement Fund
โ€ข Educational Fund (for your child)
โ€ข Travel Fund
โ€ข Emergency Fund

Ang daming benefits diba? ๐Ÿ˜‰ Masasabi mo pa din bang "gastos" ang pagkuha nito?

To know more about Insurance, feel free to message me.

YOUR PARTNER FOR LIFE,

Cindy Fajardo | Financial Advisor
๐ŸŒžSun Life of Canada (Philippines) Inc.
๐Ÿ’ŽDAU NBO- Amazing Citrine Unit



For eight years in a row, we made it again to the top! Sun Life Philippines was hailed as the top insurance brand in the...
17/01/2022

For eight years in a row, we made it again to the top! Sun Life Philippines was hailed as the top insurance brand in the โ€œTop 100 Brands in the Philippinesโ€ study by Campaign Asia-Pacific.

We would like to thank everyone for your continuous trust and support. As we venture into a new year, weโ€™ll continue doing our best as your partner for life. ๐Ÿ’›

Read more: https://sunlife.co/SunLifeTop100

Our kasambahay for more than 5yrs handed me this 2,000 pesos as she bid goodbye to return to Manila para mamasukan bilan...
06/01/2022

Our kasambahay for more than 5yrs handed me this 2,000 pesos as she bid goodbye to return to Manila para mamasukan bilang family helper.

Her: Janelle, lagi kong nakikita yung mga post mo about sa insurance. Hindi ko alam yun at hindi ko naiintindihan pero baka pwede mo ako isali may natira pa akong pera dito mula sa sweldo ko buong taon.

I was surprised with what she said cause to give you a background she was only able to finish until grade 1 and can barely read and write.

Me: Sige po auntie. Sure ka na dito? Diba ipapagawa mo pa yung mga sira sa bahay niyo?

Her: Oo, tinabi ko talaga yan para pag nagkita tayo maabot ko sayo at ma explain mo sakin.

And her next words really broke me.

โ€œTulungan mo naman ako na wag na matulad sakin yung mga anak ko at apo ko. Ilang henerasyon na din kaming namamasukan simula pa noon sa nanay ko at nung bata ako. Gusto ko maiba naman buhay ng mga iiwanan koโ€

Grabe! ๐Ÿคง Nag goosebumps ako sa sinabi niya.
I was straight up stunned for five seconds absorbing what she said.

I hate working on holidays but at that very moment, I immediately picked up the application form as I explain to her the proposal na pinagkasya ko sa budget and told her na if kulangin, we will cover for the deficit.

Just imagine, thousands of filipinos out there na gustong mabago ang situation nila but financial illiteracy hinders them. My heart and advocacy are with these people.

Si Auntie our helper, barely making ends meet, breadwinner, slowly paying debts, worked for her lifetime, but has a really big heart for her familyโ€™s future.

Walang degree pero wais! ๐Ÿ’ฏ

For the record, this is my most favorite story as an advisor.

Mabuhay mga breadwinners!



Ctto.

Address

Rada Street
Makati

Telephone

+639195440138

Website

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