Money Management by Miss Charm

03/08/2025

𝗚𝗼𝗼𝗱 𝗻𝗲𝘄𝘀 𝘁𝗼 𝗮𝗹𝗹 𝗚𝗼𝘃𝗲𝗿𝗻𝗺𝗲𝗻𝘁 𝗘𝗺𝗽𝗹𝗼𝘆𝗲𝗲𝘀 ‼️
Check this.

Best deal HMO exclusive for you🙌🏻
5 Point Healthcare:
Preventive, In-patient, Outpatient, Emergency, Dental
— P 7,000 annual premium per year
— P 75,000 coverage PER ILLNESS per year
— With access to major hospitals (no additional payment)
— Pre-existing and dreaded illnesses covered
— BONUS Feature: Family Assistance

Eligibilty for Principal Members:

✅GOVERNMENT EMPLOYEES
— Local Government Units (LGUs)
— Government Institutions
— Cooperatives
— Associations
— Age 18 up to 65 years old

Accredited Hospitals and Clinics: https://kaiserhealthgroup.com/map/index.html

Message me for more info.

06/04/2025

The most affordable LIFE INSURANCE for 1 MILLION COVERAGE‼️

INTRODUCING...
Multiple Option Super Term 18 (M.O.S.T. 18) 3.0 from IMG, in partnership with Manila Bankers Life Insurance Corporation.

Alam mo ba? mas mahal pa ang insurance ng kotse mo kesa sa life insurance na ito.

For age 32, for as low as 7,670 pesos PER YEAR, ito yung mga included benefits.
🛑1 Million Life Insurance
🛑1 Million Accidental Death Benefit
🛑500k Terminal Illness
🛑300k Critical Illness

Meron din itong nakabukod na feature para sa investment (Premium Deposit Fund) na nag e-earn ng interest every year that never goes negative kahit bagsak ang stock market.

Pwede ka ding mag withdraw in case of emergency sa iyong investment na walang loan charge.

Super Affordable with maximum coverage.

19/01/2025

SUNDAY ONLINE TRAINING Live via Zoom Webinar | January 19, 2025

MEMBERSHIP ORIENTATION | 7:45 PM (PH time)
Click here to register:
https://bit.ly/IMGTRM-FintLit-Webinar

"Learning is the beginning of wealth."

Happy Learning!;-)

*Thanks in advance to our Servant Leaders.

GOD bless us all abundantly.😊❤️

*Do you love your family? *Are you concerned about the future of your job or career? *Are you concerned about lack of savings or investments for your retirement or kid's education? *Are you concerned about too many bills or debts to pay? *Are you concerned about not having enough protection in case....

14/01/2025

Join us tonight! 🤍

02/01/2025

02/01/2025

Juan: Pre kuha kana ng Healthcare sa sarili mo para pag may nangyare hindi ka mamroblema sa pagpapagamot.

Pedro: NEXT YEAR nlng pre pag nakaluwag- luwag nagpagawa kasi ako ng bahay tsaka ang daming bayarin.

Next year...

Juan: Pre ano kukuha kna ng insurance mo?

Pedro: NEXT MONTH nalang cguro pre, gumastos kc ako ng malaki dahil nasira mga appliances kaya bumili ako ng bago

Next month...

Juan: Pre ano kukuha ka na ba ng policy mo?

Pedro: NEXT WEEK cguro usap tyo..

Hindi na pinansin ni Pedro si Juan ng mga ilang linggo at umabot ng 1 taon.

Pedro: Juan! Juan mabuti't nakita kita, pwede ba natin pagusapan yung insurance NGAYON? kukuha ako kasi kailangan ko maoperahan, malaking halaga kailangan NGAYON. Nabenta ko na kc yung bahay at lahat ng napundar ko.. hindi ako pwede madelay bukas o NEXT WEEK, LAST MONTH na kasi..pag di magamot baka di na ako umabot NEXT YEAR...

Juan: Malungkot na balita pre, dahil hindi na pwede NGAYON.

Moral lesson:
Maaaring tingin mo hindi mo kailangan ng insurance ngayon..pero kakailanganin mo rin ito sa tamang panahon.

Walang naghirap dahil sa insurance..pero maraming nahirapan dahil wala sila nito.

make a plan, enjoy your life, invest in yourself 🌱🌱🌱

If you want to learn how you can achieve the financial freedom that you wanted you can message me anytime I will share the ideas and best practices to you for FREE ❤️

27/12/2024

ANO ANG BENEPISYO NG KAISER HEALTHCARE?
Sa PhilHealth hanggang 60years old tayo magrerenew pero sa KAISER, 7years ka Lang mag-iipon. Mabuhay ka man hanggang 100years old may healthcare ka pa rin.

3in1 product kaya may peace of mind ka. May HealthCare + Income Replacement + Investment ka na.

Disadvantages ng hindi KAISER:
❎Insurance at Investment lang. Pinakaimportante may healthcare ka. Panu bayarin mo sa hospital?
❎Kapag Insurance at Investment lang inoffer sayo at gusto mo may HealthCare. Kukuha sila ng Rider, separate mo siya babayaran kaya mapapamahal ka. Sa KAISER 3in1 Package na.
❎Taon taon tataas ang binabayaran mo kasi dumadagdag ang edad mo.
❎Sa PhilHealth naman, 15% to 20% lang ang discount sa hospital bills mo. Hindi pa lahat na sakit covered ni PhilHealth. Sa KAISER covered lahat ng pre-existing na sakit mo.

Advantages ng KAISER:
✅Very affordable. 7 years mo lng babayaran. Sa iba 10 to 20 years. Kung may 5 years man masyadong mataas wala pang HealthCare.

✅Mura kasi walang ahente dahil ikaw mismo ang ahente sa sarili mo kaya makakamura ka.
✅Sagot ang hospital bills mo including room accomodation kahit ilang buwan kapa. Uuwi kang may ngiti sa labi at walang iniisip na utang.
✅Unlimited FREE Consultation mo pati immediate family mo. Kahit araw araw ka magpacheck-up at kahit iba iba sakit mo bawat araw.
✅The day na pagsign mo ng policy mo sa KAISER kung ilan ang amount na nakalagay un lang din ang babayaran hanggang 7years. Hindi na siya dadagdag.
✅Maari mo pa itong itransfer sa iyong principal beneficiary na pagdating ng maturity makakakuha siya ng malaking pera galing sa investment mo.

Nakakatuwa diba?
MESSAGE ME FOR FREE QUOTATION :)

27/12/2024

Join us on December 28 at 9:30 AM and December 29 at 5:30 PM for the IMG WORKSHOP 1 Increase Cash Flow and Debt Management! Be trained by our passionate Financial Mentors, Joen De Las P***s, Bart Borja, and Noel Arandilla!

Register now, Financial Educators! Don’t miss the chance to get certified once you finish all the workshops waiting for you!

Register here: http://img-corp.net/events/zoom/

24/12/2024

Just a few hours to go before Noche Buena! 🎄

What Christmas family tradition are you most excited about? Share with us and let’s spread the joy and positive vibes to inspire every campaigner this holiday season! 🧑🏻‍🎄🎅🏻

20/12/2024

The best gift for yourself and your loved ones?

Kaiser 3 in 1 Healthcare, with life insurance and savings plan. Ang ipon na walang tapon.

DM me for quotation.