22/06/2024
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๐๐ข๐ ๐ฒ๐จ๐ฎ ๐ค๐ง๐จ๐ฐ ๐ญ๐ก๐๐ญ ๐ฒ๐จ๐ฎ ๐๐๐ง ๐ ๐๐ญ ๐ฒ๐จ๐ฎ๐ซ ๐ค๐ข๐๐ฌ ๐ ๐ฅ๐ข๐๐ ๐ข๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐ ๐๐ฌ ๐๐๐ซ๐ฅ๐ฒ ๐๐ฌ ๐ ๐๐๐ฒ๐ฌ ๐จ๐ฅ๐ ๐๐ง๐ ๐ ๐ก๐๐๐ฅ๐ญ๐ก ๐ข๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐ ๐๐ฌ ๐๐๐ซ๐ฅ๐ฒ ๐๐ฌ ๐๐ ๐๐๐ฒ๐ฌ ๐จ๐ฅ๐?
Here are some reasons why you should consider getting your kids insured kahit bata pa sila:
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๐๐ญ ๐ฉ๐ซ๐จ๐ญ๐๐๐ญ๐ฌ ๐ฒ๐จ๐ฎ๐ซ ๐ค๐ข๐๐ฌ ๐๐ ๐๐ข๐ง๐ฌ๐ญ ๐๐ฎ๐ญ๐ฎ๐ซ๐ ๐ข๐ง๐ฌ๐ฎ๐ซ๐๐๐ข๐ฅ๐ข๐ญ๐ฒ. There are individuals na kahit nasa 20s or 30s pa lang ay hindi na insurable because of certain conditions. If you insure your kids as early as now and God forbid they are diagnosed with an illness that will render them uninsurable in the future, hindi ka na mamromroblema kasi ngayon pa lang insured na sila.
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๐๐ก๐๐ฒ ๐๐๐ง ๐๐ ๐๐จ๐ฏ๐๐ซ๐๐ ๐๐ ๐๐ข๐ง๐ฌ๐ญ ๐๐ก๐ข๐ฅ๐-๐ซ๐๐ฅ๐๐ญ๐๐ ๐๐ซ๐ข๐ญ๐ข๐๐๐ฅ ๐ข๐ฅ๐ฅ๐ง๐๐ฌ๐ฌ๐๐ฌ. Yes, may mga critical illnesses na pwedeng madiagnose sa mga bata like Kawasaki Disease, Acute Lymphoctic Leukemia, Rheumatic Fever with Valvular Implant, etc. And these can covered by critical illness insurance. If you apply for an insurance coverage as early as now, you don't have to worry about their medical expenses if they are diagnosed with these child-related illnesses.
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๐๐ซ๐๐ฆ๐ข๐ฎ๐ฆ๐ฌ ๐๐ซ๐ ๐ฐ๐๐ฒ ๐๐ก๐๐๐ฉ๐๐ซ ๐๐จ๐ซ ๐ค๐ข๐๐ฌ. A 10- year pay traditional health insurance with P1 million coverage for a 0 year old baby is only P35,000 per year. Kapag kinuha mo itong policy na ito when you're 30 years old, you will have to pay P55,000 na. Sobrang laki ng savings if you apply for it now.
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๐๐ก๐๐ซ๐ ๐๐ซ๐ ๐ข๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐ ๐ฉ๐จ๐ฅ๐ข๐๐ข๐๐ฌ ๐ฐ๐ข๐ญ๐ก ๐ฅ๐ข๐ฏ๐ข๐ง๐ ๐๐๐ง๐๐๐ข๐ญ๐ฌ. Yes, insurance is not just about death benefit. Sa panahon ngayon, there are a lot of insurance policies na merong investment, savings, endowments, dividends, and other cash benefits na pwedeng magamit ng anak mo when they enter college and other milestones in life, or even lifetime pamana! Ayaw mo ba na kahit mawala ka eh meron pa rin silang natatanggap galing sa'yo?
If you haven't consider getting your kids insured, baka ito na ang sign mo to apply for one.
Talk to your trusted financial advisor to know your options. ๐จ