20/01/2021
Ang PAMANA PLAN para sa iyong anak ๐
May pension ka na hanggang age 100
๐SUN SMARTER LIFE ELITE PESO 5/10
Nagbibigay si Sun Life ng 8% GUARANTEED Cash Benefit on 6th year of the policy, and every other year thereafter until age 100.
You read it right! ๐
Magbibigay si Sunlife ng GUARANTEED 8% ng face amount on 6th year of the policy kada 2 taon ang pagbigay hanggang tumanda ka until age 100. Diba ang ganda, may pension ka na until you reach age 100.
Ano ang PROS ng Sun Smarter Life Elite 5/10:
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Double ang face amount upon death of the insured
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Meron syang GUARANTEED 8% na endowment benefit
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Meron kang dividend (not guaranteed, projected 3%)
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Great for child's educational fund from 0 to 10 years old
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Ikaw ang bahalang ilipat sa anak mo ang cash benefit, until magka-apo ka, meron makukuha until age 100.
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Depende sa laki ng face amount ang laki ng 8% endowment benefit na makukuha
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Meron waiver of premium kapag namatay ang nagbabayad ng policy, ibig sabihin secured ang education ng bata kahit mawala ka sa mundo ng hindi inaasahan (God forbid), makakatanggap pa rin siya ng pera until age 100
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Okay siya sa taong may hesitations sa VUL, kung hindi sila comfortable iinvest sa stocks ang pera nila
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Perfect para sa mga taong sigurista
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May paying period na 5 years or 10 years
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Merong Accidental Death at Total Disability Benefit
For example if you have
1,000,000 face amount..
8% guaranteed endowment benefit, that is 80,000
Child: 0 year old
6th year : 80,000 + dividends
8th year: 80,000 + dividends
10th year: 80,000 + dividends
12th year: 80,000 + dividends
14th, 16th. . .and so on...until 100 years old!
