Right and Bright Life

29/08/2021

One of the plans that we must have during these times.

*Covers COVID-19
*With Return of Payment

26/07/2021

Money Lessons During this Pandemic

Tough times are great teachers too. They teach us many things.

The ongoing pandemic has not only endangered millions of lives across the world, it has also dealt a huge blow to the global economy, and to our personal finances, as well.

Let me share a few critical money lessons the crisis has taught us.

1. No contingency plan is complete without an adequate emergency fund. The importance of an emergency fund has become very apparent in times like these when many among us are losing our income. Ensure your emergency fund is worth at least 6 months of your expenses, or you may want to increase its size to weather a longer time of crisis.

2. It has become obvious that not only can we survive without spending and doing as much, we can also save money and spend on what’s necessary, not just what is nice to have. Also, if we spend recklessly, we'll definitely find ourselves in a tight financial mess.

3. It’s always a good idea to go through your monthly expenses and identify which items are needs and which are just wants. Create a monthly budget to ensure that you’re living within your means and not overspending.

4. When things are going well, it is easy to see debt as a way to get what you want, or maybe help in building your wealth, or to fund a need. The lesson from this crisis is to keep your debts light (or nothing at all), – the lighter the financial load you have to carry, the easier it is to survive.

5. Having a medical emergency that requires hospitalization could get extremely difficult if you don't have adequate insurance coverage. This could drain your life savings, untimely liquidate your other investments, or worst, push you into debt.

6. The best time to save money is when you actually have some. This crisis has shown us that we do not have total control on our income streams - we'll never know when it's going to be taken away from us. So when you can, save for the rainy days ahead.

BONUS: We often take life for granted and enter comfort zone when things are normal. But times like these teach the importance of working harder and creating alternate sources of income.

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Need a Financial Advisor? Message me to book a free online financial planning session. 10 available slots only.

19/07/2021

Pay your insurance policy from the comfort and safety of your home! Check out the links below to discover how you can make online payments via your preferred bank.

BDO - bit.ly/paysunlifeviabdo
BPI - bit.ly/paysunlifeviabpi
Metrobank - bit.ly/paysunlifeviametrobank

For more online payment options, simply visit https://bit.ly/insurancepayments

09/06/2021

Mahal ba magkasakit?
Opo, mahal. Masakit pa sa bulsa, sa katawan at sa isip.

Meron bang plan para sa critical illness?
Opo, meron. Tanong ka lang. :)

01/04/2021

This is what the Lord says, I have heard your prayer and seen your tears. I will heal you.

2 Kings 20:5

17/03/2021

Best time to start investing 😊

Discover how affordable and easy it is to open an investment – starting at only ₱ 100. Ito Ang Araw Mo to try this at 👉 http://bit.ly/InvMoneyMarketFundFB

14/03/2021

Introducing SUN FIRST AID - the comprehensive health insurance from Sun Life!!

For as low as 1000 monthly, get the below benefits.

With return of premium of 50% to 75%!

Send us a message to know more.

01/03/2021

Tama ka dyan Sir Chinkee!

of the Day:

Tandaan na hindi batayan ng estado sa buhay ang pagkakaroon ng "Air Fryer" sa bahay

Watch this video: https://rfr.bz/f1jqizm



Credit photo: https://rfr.bz/f1jqizn https://rfr.bz/f1jqizo

25/02/2021

Ngayon na ang takdang panahon!

23/02/2021

Correct!

Tama ka Lotlot... Huwag porma now hikahos later

21/02/2021

Hindi lang isa kundi maraming life insurance policies para kinabukasan ng kanyang pamilya. We salute you Ogie Diaz!

Subscribe to my channel: https://bit.ly/OgieDiazFollow me on social media!Facebook: https://www.facebook.com/The-Ogie-Diaz-139216656152101/Instagram: https:/...

17/02/2021

Retirement only means it’s time for a new adventure. To enjoy it, let’s start saving today!