Flora Mae S. Apostol - Financial Advisor

Flora Mae S. Apostol - Financial Advisor Helping young families and millennial breadwinners in achieving a financially secured future

Our goal is to empower Filipinos to be intentional in achieving their Financial Goals. Through proper Financial Coaching, breadwinners and millennials will have an opportunity to improve the way they manage their finances so they can enjoy the present and at the same time prepare for the future.

20/10/2022

As responsible and loving parents, it is top priority to secure and protect the future of our kids.

Real talk muna tayo. Letโ€™s say you do groceries online. You are diligent with your spending. No frills, just the basics....
13/10/2022

Real talk muna tayo. Letโ€™s say you do groceries online. You are diligent with your spending. No frills, just the basics. Upon checkout, you notice that your usual budget falls short. Same groceries, but higher price tags.

This is the effect of inflation โ€” where the value of your money shrinks over time. If this happens with basic necessities, imagine its effect on how you can get the things you desire.

Curious to know how much you need to set aside for your goals? Message me right away for you to check on how to plan and prepare for it.


Build a strong financial foundation ๐Ÿ’›
10/10/2022

Build a strong financial foundation ๐Ÿ’›

01/09/2022

Start managing your finances properly as early as you can!

When it comes to Life Insurance sa reliable and trusted tayo. ๐Ÿ’ฏ   ๐Ÿ’›โ˜€๏ธ
31/08/2022

When it comes to Life Insurance sa reliable and trusted tayo. ๐Ÿ’ฏ

๐Ÿ’›โ˜€๏ธ

HMO vs Health Insurance We should have both ๐Ÿ™‚
18/08/2022

HMO vs Health Insurance

We should have both ๐Ÿ™‚

Happy Monday ๐Ÿ˜
14/08/2022

Happy Monday ๐Ÿ˜

๐Ÿ“ฃ If your goal is for your retirement you might want to consider this 5-in-1 benefit for only 1,500 to 2,500/month.๐Ÿ“ŒInsu...
13/06/2022

๐Ÿ“ฃ If your goal is for your retirement you might want to consider this 5-in-1 benefit for only 1,500 to 2,500/month.
๐Ÿ“ŒInsurance Coverage of Php900,000
๐Ÿ“ŒAccidental Death benefit of Php450,000
๐Ÿ“ŒTotal Disability Waiver of the Premium
๐Ÿ“ŒCritical Illness benefit of P500,000
๐Ÿ“ŒRetirement Fund
_______________________
๐Ÿ‘‰Life and Health Insurance with Investments
๐Ÿ‘‰Projected benefits is not guaranteed, depende sa performance ng market.
๐Ÿ‘‰DONT GET VUL if gusto mo yung pera mo money gain agad in less than 7-10 years. VUL is still Insurance Policy bonus niya ang investments. Get this one if long term ang goal mo like, Retirement, Educ fund, or more than 7-10 years.

โžก๏ธ You may also check the other plans and read the caption in each photo:
๐Ÿ“ Sun Life Assure
๐Ÿ“ Sun First Aid
๐Ÿ“ Sun Smarter elite
๐Ÿ“ Sun Fit and Well Advantage

๐Ÿ“ฉ Message me directly
https://www.facebook.com/livebrighterwithFlora/

โœจ

๐Ÿ‘ฉโ€๐Ÿ’ปFlora Mae Apostol
Associate Financial Planner
Licensed Financial Advisor
0920 201 2637
[email protected]

06/06/2022

๐Ÿ“ฃ Variable Universal Life (VUL) = Insurance ๐Ÿ›ก+ Investment ๐Ÿ“ˆ

โœ…Guaranteed Life Insurance until age 88
โœ…Critical Illness Benefit
โœ…Daily Hospitalization allowance
โœ…Investment for retirement fund or any of your future financial goals (college fund, dream house, funding a business)

Projected Interest rate on investment at 4-8%! This is way higher than the 0.25% interests offered by banks + you will have all the benefits mentioned above ๐Ÿค—

Sa VUL meron ka nang income protection, health insurance at investment all in oneโ—๏ธIto ang magsisilbing safety net ng iyong pamilya sa mga panahong kakailanganin nyo ito. Perfect sa mga breadwinners at mga responsabling millenials na nais paghandaan ang kanilang kinabukasan.

Kung gusto mong isecure matuto kung paano makakatulong ang VUL sayo at sa pamilya mo, PM mo lang ako ๐Ÿค—

๐Ÿ“ฉ https://www.facebook.com/livebrighterwithFlora/

โœจ

๐Ÿ‘ฉโ€๐Ÿ’ปFlora Mae Apostol
Associate Financial Planner
Licensed Financial Advisor
0920 201 2637
[email protected]

"๐˜ฟ๐™ค๐™ฃ'๐™ฉ ๐™ก๐™š๐™ฉ ๐™ก๐™–๐™˜๐™  ๐™ค๐™› ๐™š๐™™๐™ช๐™˜๐™–๐™ฉ๐™ž๐™ค๐™ฃ๐™–๐™ก ๐™›๐™ช๐™ฃ๐™™ ๐™—๐™š ๐™– ๐™๐™ž๐™ฃ๐™™๐™ง๐™–๐™ฃ๐™˜๐™š ๐™ž๐™ฃ ๐™ง๐™š๐™–๐™˜๐™๐™ž๐™ฃ๐™œ ๐™›๐™ช๐™ก๐™ก ๐™ฅ๐™ค๐™ฉ๐™š๐™ฃ๐™ฉ๐™ž๐™–๐™ก ๐™ค๐™› ๐™ฎ๐™ค๐™ช๐™ง ๐™˜๐™๐™ž๐™ก๐™™."Showing you illustration wh...
22/05/2022

"๐˜ฟ๐™ค๐™ฃ'๐™ฉ ๐™ก๐™š๐™ฉ ๐™ก๐™–๐™˜๐™  ๐™ค๐™› ๐™š๐™™๐™ช๐™˜๐™–๐™ฉ๐™ž๐™ค๐™ฃ๐™–๐™ก ๐™›๐™ช๐™ฃ๐™™ ๐™—๐™š ๐™– ๐™๐™ž๐™ฃ๐™™๐™ง๐™–๐™ฃ๐™˜๐™š ๐™ž๐™ฃ ๐™ง๐™š๐™–๐™˜๐™๐™ž๐™ฃ๐™œ ๐™›๐™ช๐™ก๐™ก ๐™ฅ๐™ค๐™ฉ๐™š๐™ฃ๐™ฉ๐™ž๐™–๐™ก ๐™ค๐™› ๐™ฎ๐™ค๐™ช๐™ง ๐™˜๐™๐™ž๐™ก๐™™."

Showing you illustration why it is very important for you, as parents to start building your childs fund for education.

Bilang mga magulang, alam natin na darating ang araw na magsisimulang mag-aral ang ating mga anak. (Given pero nakakaligtaang paghandaan) Pero when this time comes, hiram dito, hiram doon para sa pang tuition, which lead to delay ng education para sa mga anak natin.

We always want a better future for our children but we always see it as a vision only. Dapat may gawin, dapat may aksyon.

If you are a parent, view this image and try to reflect.

Kung magsisimula kang mag-ipon habang bata pa ang anak mo, YOU EARN THE GROWTH INTEREST.

Sa kabilang banda, kung hindi ka mag-ipon at magsimula ng mag-aral ang anak mo ng wala kang sapat na ipon, wala kang option but to BORROW MONEY AND PAY THE INTEREST.

Gets mo yung logic?

Be a wais parent! Save a portion of your money for your childs future ๐Ÿ˜‡

๐Ÿ‘จโ€๐Ÿ’ป Message me and lets start your child EDUCATIONAL FUND BUILDING ๐Ÿ‘

โœจ

Meanwhile, Sun Life also maintained its leadership in the insurance industry for the 11th consecutive year, finishing 20...
20/05/2022

Meanwhile, Sun Life also maintained its leadership in the insurance industry for the 11th consecutive year, finishing 2021 with a total of PHP 45.46 billion in Total Premium Income. This is according to reports released by the Insurance Commission based on submitted unaudited Quarterly Reports on Selected Financial Statistics.


Address

116 Gamboa Street , Legazpi Village
Makati
1227

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