Advisor Lhee Orlan Megarbio

16/10/2026

The closure of SLIMTC does not automatically mean Sunlife is bankrupt. This transition is part of the Company’s restructuring and harmonization of its UITF and Mutual Fund operations.

By consolidating its investment management focus under Mutual Funds, Sunlife aims to strengthen its operations and position itself for further growth and long-term performance.

Stay informed. Check the official Insurance Commission of the Philippines for the latest insurance industry reports and updates:

https://www.insurance.gov.ph/wp-content/uploads/2026/02/Performance-of-Life-Insurance-Companies-Assets-as-of-31-December-2025-Based-on-Submitted-Unaudited-EQRSFS.pdf

https://www.insurance.gov.ph/wp-content/uploads/2026/02/Performance-of-Life-Insurance-Companies-Net-Worth-as-of-31-December-2025-Based-on-Submitted-Unaudited-EQRSFS.pdf

🔗 https://site.insurance.gov.ph/statistical-report/

Sun Life Philippines will wind down its trust unit, SLIMTC, discontinuing its Unit Investment Trust Funds (UITFs) and other trust products as it refocuses on life insurance and mutual funds.

The company said affected clients will receive direct notifications with transition options, timelines, and guidance.

Read the full article in the comments section below.

15/10/2026

Today, we’re introducing a refreshed Sunlife brand, including a new logo, a new tagline, Making life brighter, and a move from “Sun Life’ to “Sunlife” as our global brand name. These visible changes reflect the evolution of our business and the broader role we play in Clients’ lives.

Kevin Strain
President and CEO
Sunlife

15/10/2026

𝐁𝐀𝐊𝐈𝐓 𝐁𝐔𝐌𝐀𝐆𝐒𝐀𝐊 𝐀𝐍𝐆 𝐂𝐀𝐏? 🤔

Alam mo ba na ang College Assurance Plan (CAP), isa sa mga kilalang educational plan providers noon sa Pilipinas, ay nagkaproblema dahil hindi na nito kayang tugunan ang mga obligasyon nito sa mga planholder?

Ano ang mga dahilan?
• Mabilis na pagtaas ng tuition at school fees.
• Mga problema sa investments at pondo.
• Malaking kakulangan sa trust fund na nakalaan para sa mga benepisyo ng planholders.

Ang resulta? Maraming pamilya ang naapektuhan at hindi natanggap sa inaasahang panahon ang educational benefits na kanilang pinag-ipunan.

𝘿𝙖𝙥𝙖𝙩 𝙩𝙖𝙣𝙙𝙖𝙖𝙣 𝙖𝙣𝙜 𝙖𝙧𝙖𝙡:

Hindi sapat na mangako ang isang financial company. Mahalagang suriin ang financial stability nito, ang mga garantisadong benepisyo, at kung paano pinamamahalaan ang pondo.

Sa financial planning, hindi lang kita ang mahalaga. Mahalaga rin kung gaano ka-secure ang pondong inaasahan mo sa hinaharap.

📚 Sources:
Supreme Court of the Philippines: https://lawphil.net/
Insurance Commission: https://www.insurance.gov.ph/

13/10/2026

⚠️ BEWARE OF THIS SCAM PAGE! PLEASE SHARE TO PROTECT OUR FELLOW FILIPINOS.

An OFW recently reached out to my page to verify the legitimacy of “Sunlife Loan Services Corporation.” According to the report shared with me, the page was asking for ₱18,000 in exchange for a promised loan.

🚨 PLEASE BE INFORMED: SUN LIFE IS NOT A LOANING CORPORATION.

This page uses the Sun Life name and branding to appear legitimate. Scammers may even send fraudulent IDs and documents to gain your trust. Do not be fooled by professional-looking posts, fake identification cards, or promises of easy loans.

❌ Do not send money for alleged loan processing or release fees without independently verifying the legitimacy of the transaction.
❌ Do not share your personal information or identification documents with unverified individuals.
❌ Do not assume that a page is legitimate just because it has thousands of followers.

✅ Always verify through Sun Life’s official channels or consult your trusted Sun Life Financial Advisor.

I am sharing this as a warning to protect our fellow Filipinos, especially our OFWs who work hard for their families. Please do not let scammers take advantage of your hard-earned money.

If you have encountered this page or a similar suspicious offer, save the evidence, report the page to Facebook, and report the incident to the appropriate authorities.

PLEASE SHARE THIS POST. One share could save someone ₱18,000 or even more.



Let us mass report this page:

https://www.facebook.com/share/1HExkksnbV/?mibextid=wwXIfr

13/10/2026

If you are a Life Insurance owner. Then, nabasa mo ito at parang nag panic kasi meron kang multiple life insurance policy; hear me out.

First, put the case into context. Take note that Property Insurance is Different from Life Insurance. There are terms and conditions that differ the two.

Second, for property insurance, if two policies insure the same property against the same risk, the insurers may share responsibility for the covered loss. The policyholder generally cannot collect more than the actual damage.

While, having multiple life insurance policies is generally allowed. Since life insurance pays the amount stipulated in each valid policy, beneficiaries may receive payouts from multiple policies, subject to the policies' terms and applicable law.

But the question is, What if the client did not disclose another policy?

This is depending on the circumstances and the materiality of the information, nondisclosure may affect the policy's validity or the claim. BUT, an insurer does not necessarily need to prove a deliberate intent to deceive or defraud for non-disclosure of material information to have legal consequences, though the burden of proof to establish concealment rests firmly on the insurer. (jurisprudence: Intestate Heirs of Monera v. Manila Bankers Life)

Thus, if discovered during the active application stage rather than at claims processing, the company may adjust the terms, limit the total face amount based on financial underwriting limits (such as human value or income limits), or increase the premium.

Bottomline: just disclose whatever is necessary, to avoid future inconveniences. 😊

Dear PAO,

I purchased insurance for my delivery business’ goods from an insurance company. Later, without canceling the first policy, I obtained another insurance policy from another insurance company covering the same goods and the same risk. When some of the goods were damaged in a fire, I filed claims with both insurance companies. The second insurance company denied my claim, arguing that there was double insurance and that I failed to disclose the first policy. However, I believe I should be entitled to recover from both insurers because I paid separate premiums for each policy.

Justin

Read more: https://tmt.news/2443955

10/10/2026

🏆 TOP ADVISOR OF THE MONTH

09/10/2026

Friendly advise...

08/10/2026

Ano nga ba ang money laundering?
Paglalaba ng pera. 🫧💸

Pero hindi damit ang nilalabhan; pera na galing sa illegal na source at pinapakitang legal.

Curious kung paano ito nangyayari?

Follow for more simple money & financial lessons.

07/10/2026

Always take note :) Be a wise client.