11/08/2023
Mas masarap mag-invest kung alam mong kumikita ang perang naiipon mo sa safe at secured na paraan!
Pwede nating IPUNIN at PALAGUIN ang perang pinaghirapan through Stock Market o Mutual fund (Indirect Stock Market Investment).
ADVANTAGES OF MUTUAL FUNDS
1. Low Initial Invesment
- It takes only 1,000 to start in Mutual Fund investing. After that, you can invest 500 every month or every other month, or as often as you want.
2.Diversification
-Mutual Funds allow small Investors to take advantage of investment opportunities with a bigger interest and enable them to buy more types or unit of investment, instead of being limited to only one or few.
3. Convenience and Cost efficiency
- Mutual Funds take the stress away from small investors who want to invest in the financial markets. This is because MF are handled by competent and professional fund Managers who choose the right investment for them.
4.Principle of Compounding at Work
-The earnings of a Mutual Fund grow more when the value of the securities it owns increases. Compounding automatically takes place while the investments remain in the Mutual Funds.
5. Liquid Investment
- This means you can get your cash easily if you need it. Mutual fund shares can be sold ( redeemed ) and collected within seven days at the prevailing NAVPS.
6. No more tax and additional charges
- Mutual funds invest in stock and securities that are already subject to final withholding tax. Therfore, investors in MF are no longer subject to tax.
7. Regulated by the Securities & Exchange Commission
Source : Making Your Money Work Book
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