𝐋𝐞𝐚 𝐌𝐚𝐫𝐢𝐞 𝐕. 𝐀𝐥𝐢𝐧𝐝𝐚𝐲 - 𝒀𝒐𝒖𝒓 𝑮𝒐-𝑻𝒐 𝑭𝒊𝒏𝒂𝒏𝒄𝒆 𝑷𝒂𝒏𝒈𝒂𝒏𝒂𝒚

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𝐋𝐞𝐚 𝐌𝐚𝐫𝐢𝐞 𝐕. 𝐀𝐥𝐢𝐧𝐝𝐚𝐲 - 𝒀𝒐𝒖𝒓 𝑮𝒐-𝑻𝒐 𝑭𝒊𝒏𝒂𝒏𝒄𝒆 𝑷𝒂𝒏𝒈𝒂𝒏𝒂𝒚

CPA | Junior Unit Manager | Premiere Level Family FA
(Tax, Finances, Insurance and Investment)

19/05/2026

Now comes with a guaranteed critical illness coverage! 😍

Yearly Payout for life + Critical Illness Fund

Much needed plan in this unpredictable economy and life 🙏🏽

Would be glad to assist you and your family. Just drop me a message. 📥😊

16/02/2026

Sharing here the birds-eye view of our country’s health care and how much Pru Life UK covered in 2024 related to these leading critical illnesses. 🙏🏽

I assist clients prepare and build a stronger financial foundation. Let’s explore your critical illness funding options. 🤗

Critical illness coverage means:
✔️ You have funds for treatment
✔️ Your income gap is covered
✔️ Your savings stay intact
✔️ Your family doesn’t carry the burden

📥

13/02/2026

“We’re trying for a baby.” 👶

Before you say that sentence…
Here’s something most of us women tend to ignore:

Get insured first.

Not because you’re negative.
Not because you’re expecting something bad.

But because pregnancy changes everything.

Once you’re pregnant:
• Some applications get postponed
• Some premiums increase
• Some conditions get excluded

And we all know pregnancy, while amazing siya, can also come with unexpected complications.

Gestational diabetes.
Emergency CS.
Preeclampsia.
Postpartum recovery.

Even a “normal” delivery in a private hospital can cost hundreds of thousands.

Now imagine this instead:

🙋🏻‍♀️ You enter pregnancy already covered.
🙋🏻‍♀️ Your premiums are locked in at your healthy rate.
🙋🏻‍♀️ You’re protected if complications arise.
🙋🏻‍♀️ Your future child already has financial security in place.

That’s not being paranoid.

That’s being prepared.

We prepare vitamins.
We prepare baby clothes.
We prepare nursery rooms.

Financial protection should be part of the preparation too.

Because the moment you conceive, you’re no longer just living for yourself.

You’re someone’s entire world. 🤍

If you’re planning to start a family this year or next, let’s secure you first…

Habang mas madali, mas mura, at mas smooth pa.

Message me “READY” and I’ll walk you through your best options. 🤗

10/02/2026

Most assets are for wealth-building.
Very few are for crisis protection. 💯

Numbers in the comment section 🙏🏽👇

26/01/2026

𝘓𝘰𝘰𝘬 𝘧𝘰𝘳 𝘵𝘩𝘦 𝘧𝘪𝘳𝘦 𝘦𝘹𝘵𝘪𝘯𝘨𝘶𝘪𝘴𝘩𝘦𝘳. 🧯

In every establishment, we’ll see a fire extinguisher.

Pwedeng enclosed, pwedeng nakaganyan lang.

The truth is, no establishment will risk having no fire extinguisher in place.

I understand why establishments have to secure a fire extinguisher even if it costs them around ₱700–₱55,000.

And it might never be used, which, of course, is better!

Because there’s always that risk, even if the owner did not ask for it.

The risk of losing some or EVERYTHING.

Kahit sobrang yaman, it’s always difficult to start over, especially if funds are meant for something else like another business, a house or car, personal expenses, education, etc.

It never asks how the company will earn from selling a fire extinguisher, as long as it serves its purpose once an untoward incident occurs.

And then there comes an insurance policy.

Only 4% of the Philippine population is insured.

Financial illiteracy is a systemic problem and social issue.

Syempre, we can’t compare this with other countries where only 4% are not insured and where insurance is already a status symbol.

I would like to take part in solving this long-standing concern among my kababayans so that not just a few have access to, and knowledge of, how insurance works.

Getting insured is a form of self-love and a duty to our family and society as well. 🫶🏼

Filipinos deserve better health care.

PS. This is an original content/IP and never AI generated. This is meant to spread and strengthen financial awareness. 🙏🏽 Feel free to reshare this post. 🥰

𝐋𝐞𝐚 𝐌𝐚𝐫𝐢𝐞 𝐀𝐥𝐢𝐧𝐝𝐚𝐲, 𝐂𝐏𝐀
Registered Financial Wealth Planner
Junior Unit Manager | Pru Life UK - Makati

27/12/2025

Here’s how PhilHealth actually pays for our hospital bills:

𝐏𝐡𝐢𝐥𝐇𝐞𝐚𝐥𝐭𝐡 𝐮𝐬𝐞𝐬 𝐚 𝐂𝐚𝐬𝐞 𝐑𝐚𝐭𝐞 𝐬𝐲𝐬𝐭𝐞𝐦:

• Each illness, diagnosis, or medical procedure has a fixed benefit amount.
• This amount is pre-determined by PhilHealth.
• It stays the same regardless of the hospital bill.

What this means for patients:

• If your total hospital bill is higher than the PhilHealth case rate → 𝙮𝙤𝙪 𝙥𝙖𝙮 𝙩𝙝𝙚 𝙙𝙞𝙛𝙛𝙚𝙧𝙚𝙣𝙘𝙚.

• If your bill is lower than the case rate → 𝙋𝙝𝙞𝙡𝙃𝙚𝙖𝙡𝙩𝙝 𝙤𝙣𝙡𝙮 𝙥𝙖𝙮𝙨 𝙪𝙥 𝙩𝙤 𝙩𝙝𝙚 𝙖𝙘𝙩𝙪𝙖𝙡 𝙗𝙞𝙡𝙡, 𝙣𝙤𝙩 𝙚𝙭𝙩𝙧𝙖.

Felt indebted to share this info I got from researching about Philhealth’s policies and recent updates long ago. Na-share ko na rin ‘yong link to the Medical Case Rates in one of my posts last year.

Some of my clients already know this, sharing not to discourage, but to inform, manage expectations, and help prepare better moving forward.

PhilHealth is meant to help, not fully cover hospital expenses.

We continue to hope for a time when healthcare will be a true priority of our government, because we contribute not only through our monthly PhilHealth payments, but also through our taxes.

Here are PhilHealth’s latest Medical Case Rates for some illness which also available on the internet:
https://www.philhealth.gov.ph/circulars/2024/0037/AnnexA-ListofMedicalCaseRates.pdf

21/10/2025

⭐️⭐️⭐️⭐️⭐️

Worth more than any award 🫶🏼

When work no longer feels like work, even the hardest days feel lighter. You wake up with hope for yourself, for others, for the world.

Not everyone will take this path, but this journey has made me more human, more connected. That alone, for me, is already a win.

Thank you, Lord. And thank you, clients, for choosing me and Pru.

16/10/2025

Insured 10 amazing business owners and counting

Each with their own story, dreams, and families I’ve been lucky to know 🩷

Here to help you prepare for every kind of day, rain or shine. ☺️

(First time to use ai generated photo, but kinda captured how I usually talk with clients. 😅 kakaamaze naman ang teknolohiya!)

03/10/2025

“𝘼𝙮𝙤𝙠𝙤 𝙣𝙜 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚. 𝙄𝙩 𝙙𝙤𝙚𝙨𝙣’𝙩 𝙜𝙧𝙤𝙬 𝙖𝙨 𝙢𝙪𝙘𝙝 𝙖𝙨 𝙞𝙣𝙫𝙚𝙨𝙩𝙢𝙚𝙣𝙩𝙨 𝙙𝙤.”

⬆️ income potential (investment)
⬇️ cost/risk/financial uncertainty (insurance)

Result?

Financial intergenerational independence.

Investments build wealth. Insurance makes sure you don’t lose it.

Exploring insurance and guaranteed lifetime income options? Talk to us. 🩷

18/09/2025

Promises kept. Lives protected. Dreams continued. 🙏🏽

Life insurance is more than just numbers.

Behind every approved claim is a story of hope, relief, and a family’s future secured. 🩷

Grateful to all the breadwinners and families who continue to believe in what we do.

Address

7th F. Dohle Haus Manila, 30-38 Senator Gil Puyat Avenue, San Isidro
Makati
1234

Website

http://linkedin.com/in/lea-marie-alinday-cpa-cia-78a79a218

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