Kaiser/HMO

18/08/2024

18/08/2024

Hanggang saan aabot ang 𝟴𝟴 𝗽𝗲𝘀𝗼𝘀 mo?
Mag-ipon lang ng 𝟳 years 𝗶𝗻 𝗼𝗻𝗲 𝗽𝗹𝗮𝗻. May 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘, 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 at 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝗧 ka na.
The 𝗯𝗲𝘀𝘁 𝗶𝗽𝗼𝗻 na 𝘄𝗮𝗹𝗮𝗻𝗴 𝘁𝗮𝗽𝗼𝗻.
𝑯𝒐𝒘 𝑫𝒐𝒆𝒔 𝑲𝒂𝒊𝒔𝒆𝒓 𝑳𝒐𝒏𝒈-𝑻𝒆𝒓𝒎 𝑯𝒆𝒂𝒍𝒕𝒉𝒄𝒂𝒓𝒆 𝑾𝒐𝒓𝒌?
It’s a 3-in-1 product that solves the 3 major Financial Needs of Filipinos:
- LONG TERM HEALTHCARE
- DEATH AND ACCIDENT INSURANCE
- INVESTMENT
3 PHASES OF LONG-TERM CARE PERIOD:
1️⃣. 𝑨𝒄𝒄𝒖𝒎𝒖𝒍𝒂𝒕𝒊𝒐𝒏 𝑷𝒆𝒓𝒊𝒐𝒅 (7 𝒚𝒆𝒂𝒓𝒔)
You start saving for 7 years while getting the following benefits:
✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Transfer of investment to beneficiary if planholder dies
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalization with Annual Benefit Limit (starting at 50,000/year depending on the plan)
✔️- Life insurance equivalent to contract price
✔️- Accidental Death and Dismemberment for 20 years
✔️- Lifetime network access to over 500 major hospitals and pool of doctors.
2️⃣. 𝑬𝒙𝒕𝒆𝒏𝒅𝒆𝒅 𝑷𝒆𝒓𝒊𝒐𝒅 (13 𝒚𝒆𝒂𝒓𝒔)
As a health savings product, the funds are invested and allowed to grow at an average rate of 10% yearly. You stop paying and wait for the money to grow thru compounding interest. Kaiser invests in mutual funds handled by Soldivo and Rampver Financials. Benefits include:
✔- Same as the accumulation period but all health/hospital benefits will be deducted from your Kaiser fund.
✔- Additional Health Bonus when the market is at top performance
✔- All diseases covered including pre-existing conditions, critical illnesses, dreaded diseases, and maternity/childbirth.
3️⃣. 𝑳𝒐𝒏𝒈-𝒕𝒆𝒓𝒎 𝑪𝒂𝒓𝒆 𝑷𝒆𝒓𝒊𝒐𝒅 (𝒃𝒆𝒚𝒐𝒏𝒅 20 𝒚𝒆𝒂𝒓𝒔)
Upon maturity, the plan holder will receive the following benefits:
✔- Total accumulation of un-used health funds
✔- Guaranteed longterm care benefit or the plan coverage
✔- Long term care bonus (up to 85% RETURN of premiums/moneyback when no claims are made during the accumulation period or within the first 7yrs.
✔Additional health benefits when the market is at top performance.
✔ Receives visa card where the funds are deposited.
Options upon maturity:
- Withdraw all the money.
- Withdraw a portion/interest only and growth continues.
Retain all and let it grow at an average of 10% Yearly.
Kaiser covers your medical bills when you're sick. But when you're healthy, Kaiser saves and invests your money for future use.
This is NOT your traditional healthcare where you pay every year, but has no returns/savings when you don't get sick.
The Kaiser long term plan covers beyond 60yrs old & above based on the health funds accumulated.

01/08/2024

BAKIT BA MAGANDA ANG KAISER 3-IN-1 INVESTMENT?

Meron itong Long-term Healthcare + Life Insurance + Mutual Funds Investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang healthcare coverage sa beneficiary.

✔Nakainvest sa mutual funds ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

Send a message for more details. Thank you!

01/08/2024

Bakit nga ba maganda magkaroon ng Kaiser 3 in 1 Investment Product ang bawat miyembro ng pamilya lalo na yung mga bread winner.

📌Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

📌Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit muman or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

📌May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

📌Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

📌Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

📌Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

📌Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong account!

📌Maari kang magkaroon nito sa halagang P88(depends on age) a day mas mahal pa ang 1pc chicken joy na may drinks & fries

👍🏻Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

👍🏻Basta healthy ay qualified po for this program?
If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long.

Get Kaiser 3 in 1 ,(Longterm Healthcare, Life Insurance +
Investment) as early as you can, "mas daig ng maagap ang masipag"

Para sa klaro at kumpletong detalye message us!

11/07/2024

*Hindi tayo habang buhay na malakas at makakapagtrabaho...

*Isang araw tayo ay manghihina at walang employer ng maghahire sa atin

*Kaya dapat ngayon pa lang simulan na nating pag ipunan ang ating retirement fund...health/life insurance....

dahil di natin hawak ang bukas at mga pangyayari sa buhay natin...

"TIME IS UNPRDICTABLE"..ika nga.

Ctto

Attend our FREE financial literacy class and investment seminar. Message mo lang ako para ma guide kita 😘

17/11/2023

Bakit hindi ka makapagdecide? 🤔

Kasi puro ganito ⬇️
✔️Wala akong pera.
✔️Ayaw ng asawa ko.
✔️Scam yan.
✔️Di ko yan linya.
✔️Busy ako, wala akong TIME.
✔️May trabaho na ako.
✔️Hindi ako magaling diyan.
✔️Di ako marunong nyan.

Puro negative agad pumapasok sa isip mo. Pero in reality, never nawawala sa tao mga ganyang problema. NEVER!

UNLESS you CHANGE your MINDSET and make your LIFE BETTER!

What if kung ganito?
👍Turuan mo ako.
👍Gagawan ko ng paraan.
👍Turuan mo ko kasi pagod na pagod na ako mag TRABAHO wala akong ipon.
👍Gusto ko talaga ng EXTRA INCOME
👍Ayoko na ma-stress sa BOSS ko. Gusto ko ma experience na ako naman ang BOSS.

Ako gusto kong mabago buhay ko at ng pamilya ko, kaya kahit saan POSITIVE ako. Sana ikaw din! 😍

Attend to our free webinar🎦
Message lang po para assist kita 💗

17/11/2023

Sa dami ng beses mong kumain sa Jollibee, uminom ng San Mig, nagbayad sa Meralco at Maynilad, mag shopping at grocery sa SM, at pumunta sa vacation getaway via PAL, bakit di ka na lang maging 𝙄𝙉𝙑𝙀𝙎𝙏𝙊𝙍/𝙎𝙏𝙊𝘾𝙆𝙃𝙊𝙇𝘿𝙀𝙍?

Para ang story nyo ng mga companies na ito ay hindi lang nagtatapos sa pagiging consumer mo. Every time you pay, you earn!

Makaka-ipon ka ng tama kahit wala kang oras sa pamamagitan ng Mutual Funds!

𝘼𝙣𝙤 𝙣𝙜𝙖 𝙗𝙖 𝙖𝙣𝙜 𝙢𝙜𝙖 𝙗𝙚𝙣𝙚𝙛𝙞𝙩𝙨 𝙨𝙖 𝙈𝙪𝙩𝙪𝙖𝙡 𝙁𝙪𝙣𝙙𝙨?
✔️ Professional Management (Fund Managers)
✔️ Diversification (investor ka sa iba't ibang companies)
✔️ Low Capital Requirement (kahit Php 500 lang na additional)
✔️ Great Equalizer (walang mayaman o sobrang yaman)
✔️ Secured (SEC Regulated)
✔️ Potentially Higher Returns (lalo na kung long term)
✔️ Transparent (lahat available na sa internet)

Kaya simulan mo na! Maging stockholder ka ng Jollibee, PLDT, Meralco, PAL, Cebu Pacific, San Miguel, Ayala, SM, at marami pang ibang malalaking companies sa Pinas!

Hayaan mo mag-work ang pera mo para sayo, kasi pwede naman!

𝐁𝐞 𝐰𝐢𝐬𝐞. 𝐁𝐞 𝐬𝐦𝐚𝐫𝐭. 𝐁𝐞 𝐞𝐝𝐮𝐜𝐚𝐭𝐞𝐝.

Gusto mo ba matutunan ang tamang diskarte, maging isang shareholder ng mga malalaking companies sa Pilipinas?

We are conducting a FREE training via ZOOM. 𝔹𝕠𝕠𝕜 𝕪𝕠𝕦𝕣 𝕤𝕝𝕠𝕥𝕤 𝕟𝕠𝕨!

♥ Financial education is not an option, it is a necessity. ♥

17/11/2023

Start this Year with good Vibes by Starting to invest in Stocks 🙂 read Below 👇👇👇

Gusto mo mag-invest sa Stock Market pero:

1.) Walang time mag-monitor
2.) Walang time mag-aral ng technical analysis
3.) Hindi kalakihan ang capital

We suggest to invest INDIRECTLY sa stock market thru Mutual Funds for as low as 1,000 pesos only 😊

👉 Benefits of Investing in Mutual Funds:

☑ It is professionally managed.
☑ It is very liquid.
☑ It is diversified.
☑ It has a low minimum investment requirement.
☑ It’s very transparent.
☑ It has strong track records.
☑ It is safe and secured.
☑ Zero load fees
☑ The gains are tax-exempt.

For more details, message me directly to assist you in our online seminars about investing!

17/11/2023

BAKIT BA MAGANDA ANG KAISER 3-IN-1 INVESTMENT?

Meron itong Long-term Healthcare + Life Insurance + Mutual Funds Investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang healthcare coverage sa beneficiary.

✔Nakainvest sa mutual funds ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

Send a message for more details. Thank you!

16/09/2023

Sa KAISER 7 years ka lang na mag iipon pero lifetime ang benefits kaya wala kang pera na masasayang dahil ito "Ang IPON na walang TAPON". 3 in 1 investment pa!

1. May HEALTHCARE or HMO ka.
👉🏻 may magagamit pag nagkasakit.

2. May LIFE INSURANCE ka.
👉🏻 may maiiwan na pera sa pamilya kapag kinuha ni Lord ng maaga or ma disabled.

3. May INVESTMENT ka.
👉🏻 may pera ka na magagamit sa retirement or after policy maturity dahil ang pera mo ay naka invest din sa stock market.

Kung gusto mong maintindihan ang mga basic plans at paano ka makakapag uumpisa... mag direct message lang po para ma guide ka.
Start now habang bata pa at kaya mo pang mag ipon... dahil mahirap ang walang ipon lalo na sa panahon ng pagkakasakit.

Happy Investing!

Start now for your KAISER savings plan.
Message me 💌 now.

16/09/2023

*Hindi tayo habang buhay na malakas at makakapagtrabaho...

*Isang araw tayo ay manghihina at walang employer ng maghahire sa atin

*Kaya dapat ngayon pa lang simulan na nating pag ipunan ang ating retirement fund...health/life insurance....

dahil di natin hawak ang bukas at mga pangyayari sa buhay natin...

"TIME IS UNPRDICTABLE".