Joanne Ericca Balba, Licensed Financial Advisor

Joanne Ericca Balba, Licensed Financial Advisor Providing impact thru financial literacy

2021, I decided to join PRU Life UK.Days after my Tatay was discharged from the hospital, I made a promise to myself— I ...
19/03/2026

2021, I decided to join PRU Life UK.

Days after my Tatay was discharged from the hospital, I made a promise to myself— I never want to experience asking for financial help again.

“I need to insure my parents.”

And now, by God’s grace ♥️
— we are all insured as a family.

✔️ Both of my parents (with multiple policies)
✔️ My 3 siblings
✔️ My 8 pamangkins

Protection is not just a plan — it’s peace of mind.

New year, same goals and mission — to insure more Filipino families. ♥️Insured a family of 4 before heading back to the ...
07/01/2026

New year, same goals and mission — to insure more Filipino families. ♥️

Insured a family of 4 before heading back to the U.K. 🇬🇧

Thank you so much, Gonzales Family for trusting me. 🧑‍🧑‍🧒‍🧒

This would have been my first death claim.I was able to insure this client last May 2023 (husband of one of my Nanay’s f...
23/12/2025

This would have been my first death claim.

I was able to insure this client last May 2023 (husband of one of my Nanay’s friends) Unfortunately, he was not able to continue paying for his plan. 🙏🏼

Habang nag-aayos ako ng policies for delivery kahapon, I saw his booklet and checked all the benefits.

Unpaid & lapsed in 2024.
He passed away last August due to a heart problem.

This is a reminder that insurance only works when it’s active. Protection is not just about having a policy — it’s about keeping it in force when life happens.

To all lapsed policyholders, please don’t hesitate to ask if your plans can still be reinstated. Lapses happen, and help is always available. 😊

Life is really uncertain.

Let’s secure what we still can—while we still have the chance.

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Makati

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