Ad Meliora

05/02/2026

We in Ad Meliora continue to make our every client be well prepared holistically with all that can affect their health and wealth. This year, we continue to equip ourselves with the expertise to provide solutions for every goals and financial gaps.

24/04/2025

Interested to know more? Message us now!

24/04/2025

11/09/2024

A great product for those who want to jumpstart their insurance and retirement savings with minimal premiums! Introducing FWD Life's SmartStart Investment-Linked Insurance Plan!

The product comes with a life protection plan with investment opportunities and unique benefits! Start planning and achieving your financial goals. Talk to us now!

20/03/2024

We are the Top 3 Life Insurer in the Philippines!

Insurance Commission announced today the full year 2023 rankings of life insurance companies in the Philippines, and FWD ranks number 3 in terms of New Business Annual Premium Equivalent.

Thank you to our customers for the continued trust and support. We have been empowering the Filipinos to celebrate living for a decade now, and this recognition is a testament to our continued commitment to nation building and changing the way people feel about insurance.

11/01/2024

Aside from having traditional plans, St. Peter also offers cremation plans that are anti-inflationary, assignable, and transferable to your loved ones.

PM us for inquiries.

10/01/2024

Secure your legacy this 2024!!!

We are a group of trusted and licensed financial services consultants for the following products:

Life Insurance (FWD Life Insurance);
HMO (Pacific Cross); and
Non-Life Insurance (Paramount Life and General Insurance)
Life Plan (St Peter Plan)

We provide a one-stop shop for all your insurance needs so no need to go to different agents to look for the product you need!

Message us now to learn more!

08/11/2023

Now having our 3rd and 4th Batches of our virtual Health Insurance Talk. We have concluded successfully our first and second batches last October 21, 2023 and now we are opening to our friends this upcoming Saturday again.

We hope to see you for those who would take advantage of our limited slots for this Health Insurance Talk.

Please check the details in the photo. Message us now! 🧡

08/11/2023

We are delighted to welcome a great addition to Ad Meliora, Joi De Castro, equipped to serve the Filipinos for their financial protection needs! 🧡

Who is Ad Meliora?
We are licensed sales professionals who are ready to assist you with financial planning, provide personalized advice to help you build and attain your financial goals. We can also identify well-suited solutions from wide range of products we offer from different insurance, health and life plans companies we represent.
If you are interested to know more, contact us!

20/09/2023

We offer you Premier, a medical insurance plan for senior citizens from Pacific Cross.

• A plan especially designed for senior citizens
Premier breaks new ground by offering a medical insurance plan especially designed for those over 65 years of age. A plan that understands your continuing need for protection, this innovative product from Pacific Cross can take care of you and your loved ones even in old age.

• Swift reimbursement of medical expenses based on your coverage
When you choose Premier, you are assured of swift reimbursement of eligible medical charges.

• Your own choice of doctor, hospital, and specialist
For the best medical care, Premier offers you complete freedom of choice: your own doctor, hospital, or specialist.

• Comprehensive range of medical insurance benefits
With a maximum coverage limit of ₱1,500,000, you get the most comprehensive range of medical insurance benefits available in the Philippines.

• Emergency overseas coverage
Premier also covers you for emergencies and accidents when you travel, so you can receive the best medical assistance anytime, anywhere in the world.

• 24-hour worldwide customer assistance and emergency hotline
Pacific Cross, with its emergency assistance partner, has a worldwide network of alarm centers and full-time medical professionals ready to help you 24 hours a day, 7 days a week, 365 days a year.

Message us now to learn more!