15/07/2025
Why do the best companies invest in their peopleâs safetyâeven when they donât have to?
Because protection builds trust. And trust builds loyalty.
Itâs not just about insurance. Itâs about sending a clear message to your employees:
âWe care about youânot just while you work, but if something unexpected happens.â
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Hereâs the HOW:
PRU Personal Accident gives you the power to protect your team from accidents, disability, hospital expensesâeven deathâat a cost thatâs within budget but beyond expectations.
This is not a benefit you have to give. Itâs a benefit that defines your brand.
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Now the WHAT â the actual premiums (â±1M coverage, per year):
If you cover each employee with â±1,000,000 accidental protection:
âą For Class 1 (non-hazardous jobs like office workers, insurance agents, teachers, doctors):
â±4,431.31 per employee per year. Thatâs only around â±12/day.
âą For Class 2 (limited exposure roles like drivers, plant supervisors, architects):
â±5,229.82 per employee per year. Roughly â±14/day.
âą For Class 3 (skilled or semi-skilled workers like janitors, messengers, waiters, mechanics):
â±5,773.22 per employee per year. Thatâs about â±16/day.
âą For Class 4 (industrial/unskilled workers like construction helpers, delivery men, butchers):
â±6,822.32 per employee per year. Just around â±18.70/day.
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The most admired business leaders are early adoptersâthey donât wait for tragedy or competition to act. They lead with care, and in return, their people stay longer, work harder, and speak proudly about where they belong.
You donât need a big budget to be a great leader.
You just need a big WHYâand a plan that backs it up.
So hereâs the question every great business should ask:
If it only costs â±12 to â±18 a day to protect one life⊠whatâs stopping you from protecting your team?
