Gigi Ramos Mesina - Financial Advisor

11/05/2026

I'm from Sun Life Philippines, message me Gigi Ramos Mesina - Financial Advisor ☀️

09/05/2026

Life is unpredictable.
That’s why financial preparation is essential.

Insurance helps you stay ready.

25/04/2026

23/04/2026

If you are looking for a compounding interest behavior sa fund value ng VUL mo compared to the premium you paid to the plan, wala kang makikitang ganun.

The fund value is affected by the following:

1. The rise and fall of the price per unit. (price per unit changes daily)
2. The monthly charges that are deducted from the fund value.

The main priority of VUL is the death benefit.
..but since not all the money you put in a VUL plan pays for the life insurance, there is a possibility that there is a fund value that you can use for future goals.

Just remember that there is a guaranteed amount that will go to your family anytime as long as there is enough fund value to pay for the monthly charges.

Hindi para sa lahat ang VUL.

May assessment pa yan. Sagutin mong mabuti ang assessment form para malaman mo kung bagay ba sayo ito.

These are the considerations in getting any financial instrument:

1. The problem you want to solve.
2. The goal you want to reach.
3. The lifestyle you want to protect.
4. Your risk personality.
5. Your financial situation.
6. Your preference.

22/04/2026

BANK or INSURANCE…watch till the end…

19/04/2026

Many people underestimate how critical a proper retirement plan truly is.

By the time it finally feels important, the window of opportunity has often already narrowed and the chance to build real financial stability and peace of mind becomes harder to capture.

That is why starting matters more than timing it perfectly. Even a small step today is far more powerful than waiting for the “right” moment.

The smartest move is to sit down with a financial advisor who can help you see your full financial picture and guide you toward a strategy that actually fits your life.

And if you are an advisor reading this, remember the impact you have. You are in a position to guide clients through one of the most important financial decisions of their lives by understanding their risk, their goals, and helping them build a plan they can truly rely on.

I break this down in my ABCD Retirement Investment Strategy on YouTube, where I share how advisors can approach this responsibility with clarity and purpose.

Watch it here: https://youtu.be/DurSkjvIBu8

18/04/2026

Every parent dreams of giving their child a future filled with opportunities… not limitations.

But with the rising cost of education, that dream needs more than hope.

It needs a plan.

A child's education plan is not just about saving money. It is about making sure your child’s future is protected no matter what life brings.

No sudden loans.
No compromises.
No missed opportunities.

Because when the time comes, your child should focus on chasing their dreams not worrying about finances.

Start early. Plan with purpose. Give them the future they deserve.

11/04/2026

Ikaw ang sandigan, pero sino ang sasandalan mo?💛

Being the provider means being the hero—and every hero needs a shield. You don’t need a huge budget to start; you just need a plan.

☕ Less than the cost of your daily coffee = Big protection for your family.

Start small. Protect big. PM me, and let’s build your safety net today! 👍

10/04/2026

Akala mo safe ka na kasi may company insurance ka? 🤔
What if mawalan ka ng trabaho tomorrow, protected ka pa rin ba?

Sa video na ‘to, pag-uusapan natin ang Company Insurance vs Personal Insurance at bakit hindi sapat ang isa lang.
Baka may marealize ka dito na magbabago ng financial decisions mo this year.

🎥 Watch the full video. ⬇️⬇️⬇️
📩 And if you want to build your own protection na hindi nakatali sa company mo, message me.

Let’s talk. 📲