08/07/2023
AXA Health Care Access 500K -Comprehensive Medical Insurance Plan
✅Higher Coverage 500k Annual Benefit Limit (higher benefit than usual HMO)
✅With INPATIENT, Outpatient , and Emergency Coverage already up to 500k unlike other HMO who has limited benefits.
✅Covers all Doctors Fee, Surgeon Fee and other fees, unlike other usual HMO who has limited coverage and inner limits.
✅Higher Room and Board coverage of up to 4500/day
(Local HMO is just 1000-1500/day, you will pay the remaining. In the end, mas mapapagastos ka.)
✅With 50,000 Life and 50,000 Accident Insurance
✅With Dental Benefit (Extraction, cleaning, pasta/tooth fillings, brace adjustment)
✅Emergency Benefit (accident or non accident) with ambulance coverage
✅24/7 Unlimited Teleconsultation via My Pocket Doctor. (very useful and convenient, can request prescription, lab test request, and medical certificate for free)
✅Guaranteed Renewable until age 75
(regardless if the client had a critical illness or has higher claims, policy will still be renewed)
📌For local HMO, they have the right to not renew the plan if the client has major claims already.
✅Premiums increases base on age, not on claims (mas economical and practical)
✅In case that there is no accredited hospital in the area, client can still avail treatment even from non accredited hospitals via reimbursement (Subject to RVS, up to 80%)
✅With Longevity Health Fund (Cashback fund of 250,000 at age 76)
✅Pre and Post Hospitalization Benefit ( covers up to 500k ABL for Outpatient lab test and treatment related to confinement within 90 days before confinement or 90 days after confinement)
✅With Annual Physical Exam + FBS and Total Cholesterol
✅With 500,000 Critical Illness Lump Sum Cash Benefit upon diagnosis of the 56 Major Critical Illness
✅Inflation Shield design / Annual Benefit Limit Booster - increment of ABL by 10% every 3 yrs to make sure you can avail the best Health care through the years
Jericho Tabañag
Unit Manager/ Licensed Finacial Advisor AXA PH
09083984020
[email protected]
