The Life Long Goal by Billy Joe Abareta

20/08/2024

Life Insurance will. ☺️
Let’s choose to love even beyond life. 🤗

Ctto

28/07/2024

SOME LESSONS ON FINANCES:

1. Must have EMERGENCY FUND - enough for 6 months of expenses/current lifestyle.

2. SAVE MONEY and MONEY WILL SAVE YOU. Don’t save what is left after spending. Only spend what is left after saving.

3. Best to have ZERO DEBT, if you can’t pay cash, you CAN’T AFFORD it, nothing beats PEACE OF MIND.

4. Avoid unnecessary spendings, forget sale price, everything is 100% off when you don’t buy it. Don’t waste your money on things that you don’t need, even if they are cheap. EVERY PESO COUNTS!

5. Learn to BUDGET - it is telling your money where to go instead of wondering where it went!

6. If we buy things that we don’t need, we will have to SELL THINGS THAT WE NEED.

7. PRETENDING TO BE RICH can make us poor. Must learn to live BELOW MEANS. Don’t go broke trying to look rich. ACT YOUR WAGE.

8. MONEY IS NOT EVERYTHING, but we cannot deny the fact that we NEED money for our FAMILY.

9. Always have a BACK-UP PLAN for life's uncertainties. Start having your personal LIFE INSURANCE with INVESTMENT.

10. Let's break the TOXIC FAMILY CULTURE about FINANCES. Your children is not your retirement fund, and your parents is not your emergency fund.
✨️
( P.s. Picture of my pamangkin is for attention only😊)

24/06/2024

Sino nasa Makati or working sa Makati today?

Kaysa makipagsabayan sa traffic, we have FREE Career Preview for part-timers. This is with FREE dinner pa.

Few slots left. PM me.

10/06/2024

𝐏𝐑𝐔𝐋𝐢𝐧𝐤 𝐀𝐬𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐀𝐜𝐜𝐨𝐮𝐧𝐭 𝐩𝐥𝐮𝐬
(𝐏𝐀𝐀 𝐩𝐥𝐮𝐬)

PAA plus is an affordable regular-pay investment-linked life insurance product that you can avail of if you want maximum protection.

You can enjoy the benefits of it like:

✅ Flexibility
✅ Maximum protection
✅ Source of funds for emergency
✅ Ready fund in case of disability
✅ Very Customizable plan 💯

And many more ‼

Guys you can always choose your plan depending on your AGE and BUDGET.

Get your FREE quote now. 🤓

Send me a message and let's customize a plan for you. 🤗📩📩

08/06/2024

FACTS about retirement in the Philippines 👵👴
𝟭. 𝟴𝟬% 𝗼𝗳 𝗿𝗲𝘁𝗶𝗿𝗶𝗻𝗴 𝗣𝗶𝗻𝗼𝘆𝘀 𝗻𝗼𝘁 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹𝗹𝘆 𝗽𝗿𝗲𝗽𝗮𝗿𝗲𝗱.
https://business.inquirer.net/.../80-of-retiring.../amp

𝟮. 𝗥𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗮𝗴𝗲 𝗶𝗻 𝘁𝗵𝗲 𝗣𝗵𝗶𝗹𝗶𝗽𝗽𝗶𝗻𝗲𝘀 𝗶𝘀 𝗯𝗲𝘁𝘄𝗲𝗲𝗻 𝟲𝟬-𝟲𝟱 𝘆𝗿𝘀 𝗼𝗹𝗱. The life expectancy for Philippines in 2021 was 71.41 years, a 0.18% increase from 2020.

Meaning our retirement is our longest vacation.
https://www.macrotrends.net/.../philippines/life-expectancy

𝘿𝙞𝙨𝙘𝙡𝙖𝙞𝙢𝙚𝙧:
𝘉𝘦𝘧𝘰𝘳𝘦, 𝘸𝘢𝘭𝘢𝘯𝘨 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘓𝘪𝘵𝘦𝘳𝘢𝘤𝘺 𝘈𝘥𝘷𝘰𝘤𝘢𝘵𝘦𝘴 𝘬𝘢𝘺𝘢 𝘯𝘢𝘨𝘪𝘯𝘨 𝘬𝘶𝘭𝘵𝘶𝘳𝘢 𝘯𝘢 𝘢𝘯𝘢𝘬 𝘢𝘯𝘨 𝘯𝘢𝘨𝘪𝘨𝘪𝘯𝘨 𝘳𝘦𝘵𝘪𝘳𝘦𝘮𝘦𝘯𝘵 𝘱𝘭𝘢𝘯. 𝘞𝘦 𝘤𝘢𝘯’𝘵 𝘣𝘭𝘢𝘮𝘦 𝘵𝘩𝘦 𝘧𝘰𝘳𝘮𝘦𝘳 𝘨𝘦𝘯𝘦𝘳𝘢𝘵𝘪𝘰𝘯 𝘥𝘢𝘩𝘪𝘭 𝘬𝘰𝘯𝘵𝘪 𝘭𝘢𝘯𝘨 𝘢𝘯𝘨 𝘍𝘈𝘴 𝘣𝘦𝘧𝘰𝘳𝘦. 𝘚𝘢𝘥𝘭𝘺 𝘬𝘢𝘺𝘢 𝘯𝘢𝘣𝘶𝘰 𝘢𝘯𝘨 “𝘚𝘢𝘯𝘥𝘸𝘪𝘤𝘩 𝘎𝘦𝘯𝘦𝘳𝘢𝘵𝘪𝘰𝘯”.
Now that we are here to share the value of Financial Planning, halika na’t pagusapan natin ang iyong future.

Dont hesitate to send me a DM.

07/06/2024

Something to think about today.

Happy Friday Everyone!

01/06/2024

𝟔 𝐑𝐞𝐚𝐬𝐨𝐧𝐬 𝐖𝐡𝐲 𝐘𝐨𝐮 𝐍𝐞𝐞𝐝 𝐭𝐨 𝐆𝐞𝐭 𝐋𝐢𝐟𝐞 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐢𝐧 𝐘𝐨𝐮𝐫 𝟐𝟎𝐬 𝐭𝐨 𝟑𝟎𝐬

𝟏. 𝐘𝐨𝐮 𝐰𝐢𝐥𝐥 𝐛𝐞 𝐫𝐞𝐚𝐝𝐲 𝐟𝐨𝐫 𝐭𝐡𝐞 “𝐰𝐡𝐚𝐭 𝐢𝐟” 𝐦𝐨𝐦𝐞𝐧𝐭𝐬.
You may never know what will happen to you anytime and anywhere kahit bata ka pa and like what they say, it’s better to be prepared than sorry.

𝟐. 𝐘𝐨𝐮 𝐰𝐢𝐥𝐥 𝐬𝐚𝐯𝐞 𝐚 𝐥𝐨𝐰𝐞𝐫 𝐩𝐫𝐞𝐦𝐢𝐮𝐦.
While you’re still young yung sini-save mong premium is lower compared if kukuha when you are older. The reason behind is while we age mas at risk na tayo to different sickness, tandaan mo hindi ka bumabata!

𝟑. 𝐘𝐨𝐮 𝐜𝐚𝐧 𝐟𝐮𝐥𝐥𝐲 𝐩𝐚𝐲 𝐲𝐨𝐮𝐫 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐞𝐚𝐫𝐥𝐲.
We offer limited pay term policies, from the words itself likited pay term, may numbers of years ka lang to save and then insured ka na hanggang pag tanda mo. So if you get insurance while you’re still young mas maaga ka matatapos.

𝟒. 𝐘𝐨𝐮𝐫 𝐦𝐨𝐧𝐞𝐲 𝐰𝐢𝐥𝐥 𝐡𝐚𝐯𝐞 𝐦𝐨𝐫𝐞 𝐭𝐢𝐦𝐞 𝐭𝐨 𝐠𝐫𝐨𝐰.
For most life insurance policy offered today, mostly VUL na, meaning while you have your insurance may growing investment din, so if you start early mas malaki yung potential ng money mo to grow.

16/05/2024

“Totoo nga yung sinasabi nila na pag kailangan mo na hindi na pwede, na mas ok kumuha habang di mo pa kailangan.” 🥺

While we advisors can wait, sometimes life insurance can't.

Now is the Right time para kumuha ka ng Life Insurance mo Besh while you are young and healthy.

Feel free to DM me for sample quotation.

14/05/2024

𝐏𝐑𝐔𝐋𝐢𝐧𝐤 𝐀𝐬𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐀𝐜𝐜𝐨𝐮𝐧𝐭 𝐩𝐥𝐮𝐬
(𝐏𝐀𝐀 𝐩𝐥𝐮𝐬)

PAA plus is an affordable regular-pay investment-linked life insurance product that you can avail of if you want maximum protection.

You can enjoy the benefits of it like:

✅ Flexibility
✅ Maximum protection
✅ Source of funds for emergency
✅ Ready fund in case of disability
✅ Very Customizable plan 💯

Guys you can always choose your plan depending on your AGE and BUDGET.

Send me a message and let's customize a plan for you. 📩

12/05/2024

Your health and wealth are equally important. Protect them both! 𝐒𝐭𝐚𝐲 𝐡𝐞𝐚𝐥𝐭𝐡𝐲. 𝐒𝐭𝐚𝐲 𝐢𝐧𝐬𝐮𝐫𝐞𝐝!🫰

06/05/2024

30/04/2024

𝐁𝐚𝐤𝐢𝐭 𝐧𝐠𝐚 𝐛𝐚 𝐧𝐞𝐞𝐝 𝐧𝐚𝐭𝐢𝐧 𝐧𝐠 𝐏𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧? 🤔

Dahil hindi natin alam kung kelan mangyayari ang 𝐔𝐧𝐞𝐱𝐩𝐞𝐜𝐭𝐞𝐝 𝐄𝐯𝐞𝐧𝐭𝐬. 𝐁𝐮𝐢𝐥𝐝𝐢𝐧𝐠 𝐖𝐞𝐚𝐥𝐭𝐡 𝐢𝐬 𝐥𝐢𝐤𝐞 𝐁𝐮𝐢𝐥𝐝𝐢𝐧𝐠 𝐚 𝐇𝐨𝐮𝐬𝐞 hindi ka magsisimula sa roof, laging solid foundation muna.