11/03/2024
Bakit patok na patok si Kaiser Ultimate Health Builder?
9 reasons why you should include to get Kaiser Ultimate Health Builder. ( this is a healthcare product, not a life insurance product )
✅ 1. SPECIAL ACCESS TO 800+ hospitals NATIONWIDE
Kaiser planholders have access to 2000+ hospitals and 10,000 doctors nationwide.
DURING THE FIRST 7 YEARS, Mayroon Pang Free an annual physical exam, unlimited dental check-ups, and unlimited simple tooth extraction at simple dental procedures ( temporary filling, minor denture adjustments). Mayroon ding in-patient benefits, EXCEPT for pre-existing illnesses, critical illness at maternity.
✅2. COMPREHENSIVE HEALTH CARE BENEFITS
Starting in the 8th year, may consumable outpatient and in-patient benefits for all ailments, including pre-existing diseases critical illnesses, and maternity.
✅3. HOSPITALIZATION BENEFIT
As mentioned:
first 7 years, in-patient benefits EXCEPT for pre-existing, critical illness and maternity.
After 7 years, in-patient AND OUTPATIENT benefits include pre-existing, critical illness, and maternity.
✅ 4. FAMILY ASSISTANCE
in emergencies, use family assistance to ask Kaiser to vouch for emergency admittance of family members to hospitals.
✅ 5. LIFE INSURANCE COVERAGE
Kaiser plan holders have up to 4-way insurance benefits for 20 years or age 75, whichever comes first.
-- group term insurance*
-- waive of premium on death *
-- waiver of premium on total and permanent disability*
-- accidental death and dismemberment
*subject to underwriting
✅ 6. GUARANTEED CASH BENEFIT
For 13 consecutive years after the 7th year (Hindi kailangan maghintay ng age 65) guaranteed health benefits (fund value) are given.
Unused health benefits accumulate with interest for 13 years. The health fund will continue earning interest after maturity.
Accumulated health benefits are consumable anytime.
May guarantee a 3 - 10% annual interest that you can use as your guaranteed steady income during retirement even after only 20 years. Hindi kailangan maghintay ng retirement age.
You also have the option to just leave it with Kaiser to accumulate.
✅ 7. LIMITED PAYING PERIOD
Kaiser Ultimate Health Builder has spot cash or a 7-year paying period. Guaranteeed, no additional payments!
Pay only 7 years for pre-paid, consumable healthcare you can use till any age!
✅ 8. EARLY MATURITY
Convertible to cash anytime after 20 years.
Kung kumuha ka at age 10, maturity at age 30.
Hindi na kailangan maghintay ng 100 years old.
✅ 9. UNUSED HEALTH BENEFITS AWARDED TO BENEFICIARY.
if the member passes away with unused health benefits, unused benefits are inherited by the beneficiary.
If a member passes away during the paying period, beneficiaries are given the life insurance proceeds, and the fully paid plan is inherited by the primary beneficiary.
Kaiser Quote:
https://bit.ly/KaiserMedical_Quote
Everyone
