ELL Financials

06/08/2021

FINANCIAL LITERACY FOR EVERYJUAN!

Join us this coming Saturday, August 7, 2021 at 7PM as we continue to educate everyJuan about the basics of Financial Planning.

Learn how you can SAVE, PROTECT and GROW your hard-earned money.

Admission is FREE!

06/08/2021

IT'S CRITICAL ILLNESS AWARENESS MONTH

Are You Prepared for the serious cost of Critical Illness?

Let us help you secure your financial health.

Message or Book us an appointment now to learn how!

29/07/2021

THINKING OF INVESTING?

You might have heard about growing money through funds. First, you must learn the ABCs of stocks and bonds.

Understand better how funds work as financial wellness and investing advocate Mark Anthony Valino talks about investment basics in a FUNancial way!

Open to the public for FREE!

Register here https://bit.ly/3AEYgmw to secure your slot!

28/07/2021

THE REAL COST OF SERIOUS ILLNESSES IN THE PHILIPPINES

People often say that health is wealth. That even though you might not have much in life, you’re all set as long as your body’s in good shape. But for one reason or another, when we feel generally OK, health is put in the backseat to make way for more pressing concerns like everyday living expenses and various needs and wants. Ironically, our well-being becomes the least of our concerns – until we start feeling the symptoms.

That being said, we need to be more proactive in making sure we’re covered in case we fall ill. In the event that you contract a serious ailment like a heart disease or cancer, the abovementioned wouldn’t be enough to cover expenses that could reach up to millions of pesos. It is here that a comprehensive insurance plan would be of great help.

Source: rapplerdotcom

Our company offers comprehensive plans to help you prepare for these financial risks.

BOOK US AN APPOINTMENT TO LEARN MORE!

27/07/2021

TAKE CONTROL OF YOUR FUTURE

Determining what your short-term, mid-term, and long-term personal financial goals are is the first step to financial freedom. Some common financial goals are a dream vacation, a new home, college savings, retirement savings, and an emergency fund.

Whatever your financial goals are, we are here to help you plan ahead.

Book us an appointment and let's talk about your financial goals so you can take control of your future!

26/07/2021

22/07/2021

THE DIFFERENCE BETWEEN SAVING, INVESTING AND SPECULATING

TALK TO A FINANCIAL CONSULTANT NOW TO LEARN MORE AND KNOW WHAT APPROACH IS SUITABLE FOR YOUR FINANCIAL GOALS AND NEEDS!

Video Credit to Pinnacle Advisory Group

21/07/2021

LEVERAGE YOUR SAVINGS FOR YOUR MEDIUM TO LONG-TERM GOALS THRU COMPOUNDING INTEREST

TALK TO A FINANCIAL ADVISOR NOW TO KNOW HOW YOU CAN START LEVERAGING YOUR SAVINGS!

Video Credit to Dan Lok

20/07/2021

PAY YOURSELF FIRST

"Pay yourself first" means that you should pay your own savings and investment accounts first. You are "paying" your future self by saving for your long-term needs and expenses. For example, paying yourself can include:

✅Putting money into a retirement account/program
✅Buying insurance, including life insurance and long-term disability care
✅Paying into a health savings account
✅Creating an emergency fund
✅Paying off debts

When you pay yourself first, you are prioritizing your long-term financial well-being. Rather than focusing only on immediate needs, such as bills or entertainment, you pay your future self by saving before you do any other spending.

Source: TheBalanceDotCom

19/07/2021

DID YOU KNOW THAT THE BIBLE ALSO TEACHES US ON HOW WE SHOULD BE MANAGING OUR FINANCES?

Personal finance books are hot sellers. Bestsellers include such well-known titles as Robert T. Kiyosaki’s “Rich Dad, Poor Dad,” Dave Ramsey’s “The Total Money Makeover,” and Stephen R. Covey’s “The 7 Habits of Highly Effective People.” However, there’s one book that’s more popular than any of these and offers plenty of sound advice about money: the Bible.

7 Important Financial Tips From the Bible – Verses About Money

1. Set Priorities
Proverbs 24:27 – Put your outdoor work in order and get your fields ready; after that, build your house.

2. Make a Budget
Luke 14:28-30 – Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you have enough money to complete it? For if you lay the foundation and are not able to finish it, everyone who sees it will ridicule you, saying, “This person began to build and wasn’t able to finish.”

3. Build an Emergency Fund
Genesis 41:34-36 – Let Pharaoh appoint commissioners over the land to take a fifth of the harvest of Egypt during the seven years of abundance. They should collect all the food of these good years that are coming and store up the grain under the authority of Pharaoh, to be kept in the cities for food. This food should be held in reserve for the country, to be used during the seven years of famine that will come upon Egypt, so that the country may not be ruined by the famine.

4. Avoid Debt
Proverbs 22:7 – The rich rule over the poor, and the borrower is slave to the lender.

5. Diversify Your Investments
Ecclesiastes 11:2 – Invest in seven ventures, yes, in eight; you do not know what disaster may come upon the land.

6. Reduce Risk as You Age
Ecclesiastes 5:13-14 – I have seen a grievous evil under the sun: wealth hoarded to the harm of its owners, or wealth lost through some misfortune, so that when they have children there is nothing left for them to inherit.

7. Make a Financial Plan
Proverbs 21:5 – The plans of the diligent lead to profit as surely as haste leads to poverty.

Of course, most people don’t think of the Good Book as a personal finance guide. To some, it’s the literal Word of God; to others, it’s a beautiful work of literature; still others view it as a historical text that’s had a profound influence on our society.

Whatever else the Bible is, it’s also an incredibly useful source of guidance on money matters. Numerous stories and sayings from the Bible, written thousands of years ago, illustrate basic financial concepts that are as relevant as ever in the modern world.

Source: moneycrashers

Send a message to learn more

18/07/2021

WHERE ARE YOU ON THE JOURNEY OF BUILDING YOUR FINANCIAL PYRAMID?

Like constructing the great Egyptian pyramids, finances take a long time to build. Financial independence, preserving our wealth and leaving a legacy are what we are all striving for, but we get there by working our way up the pyramid. We need to remember that everyone is on the same journey, but at different stages, so don’t feel discouraged if you’re not where you want to be yet. (IslandSavings)

TALK TO OUR FINANCIAL ADVISOR NOW TO HELP YOU MANAGE, BUILD, STRENGTHEN, PROTECT AND PRESERVE YOUR FINANCIAL PLANNING PYRAMID!

17/07/2021

MONEY MISTAKES TO AVOID IN YOUR 20's

Source: The Financial Minimalist PH