LeoDadios

20/08/2021

Yung Php29 dati na burger + fries + drinks ay Php85 na ngaun.
Almost 300% increase in 24 years!

Inflation is real!

Help us to help you.

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09/06/2021

R E T I R E M E N T

1. One day you will retire. You won't be going to work. You won’t have office power any more. No influence or at best, a reduced influence. Your cash flow will also reduce! Check retirement date on your payslip.

2. Always go for your 30days annual leave. Whatever you do during your leave, is what you will be doing when you retire. If all you do is to sleep or watch TV, then that’s what you are likely do do in your retirement. Remember the book of Proverbs. A little sleep and a little slumber, so shall your poverty multiply.
Watching Big Brother will not save you heartache in retirement. Learn a trade or a skill during your leave. It will come handy. Spend your after-office hours learning something. Don’t spend it sleeping, Gossiping, watching TV!! Same goes for your weekend. Make them productive. You will thank yourself for spending your time productively.

3. Invest for your retirement... your children are not retirement investment. Don’t bank on your children’s support or the support of friends or relations. That’s a BIG risk. It may not happen. Be ready to take care of yourself!! Everyone has his own responsibilities. They won’t be able to help you that much. You will also lose your dignity and respect if you adopt a life of begging.

4. Start a hobby early in your working days to take you along when you retire. Rearing chicken, farming or own a shop. Acquire marketable skills (not useless paper certificates), etc.

5. Where shall you retire. Build yourself a home. Don't retire and start to rent a house or refuse to vacate government house. You will be at the mercy of your landlord at a time when your cash flow is not only reduced but unpredictable!!

6. Who shall be your dependants. By the time you retire, your children should be above 18, and self reliant.

7. Don't retire and stay in a big city unless you can TRULY afford it. You can't continue living in a big city after 60 with limited financial resources. The language and the hustle will be hard for you. Where possible, Relocate to a less expensive town where your reduced take home (pension) can go further.

8. Have property which can be rented or converted into cash. Have shares that pay good dividends. Plant cash trees. Rear goats, cultivate vegetables etc. these activities will not only give you income but will also keep you healthy.

9. Live a simple life. If you never built a house at your rural home, dont use your retirement package to build. It is unwise unless you plan to live there on a permanent basis or you are super rich and therefore can afford the luxury. The choice is yours.

Note that many of retirees die early because of the following:

1. They are Not mentally prepared to retire.
2. Lack of finances
3. They Lapse into Depression
4. They develop Hypertension/ Diabetes because of worries, anxiety and uncertainty and financial pressures.

YOUR DESK AT YOUR WORK PLACE IS NOT PERMANENT. PLAN FOR YOUR RETIREMENT.

CTTO

20/05/2021

MAXICARE GO LIVE!

12/01/2021

We sometimes don't realize the value of LIFE INSURANCE until we are placed in the situation of needing one.

The Financial Advisor can only tell you so much about its value, BUT THE PEOPLE ON THESE PICTURES CAN SHOW YOU HOW TO LIVE WITHOUT ONE.

If you love yourself and your family, please talk to your trusted financial advisor or send a message for a free online financial planning.

22/10/2020

Sharing the post of my co-advisor...

My friend from college became successful when she got promoted three times in a multinational company she is currently employed.
During the stint of her success, she managed to get a condominium and a brand new car as a reward for herself. Her properties are expensive that she needs to back those up with insurance. Since she managed to secure her properties with insurance, I asked her "IKAW? Kailan mo ikukuha ang sarili mo ng personal insurance? Ikaw nagbabayad ng lahat ng yan...." She goes, "Sige, pagusapan natin yan pag may time ako. Busy pa. Di ko pa yan mahaharap." I was silenced.

During free days, we would usually explore the restaurants and coffeeshops around the metro. In one of our weekend shopping sprees, she once jokingly told me "diba ang mga mayayaman may mga imported na a*o?" - she got herself a chihuahua.
She loves to travel. She is indeed a wanderlust. She would reward herself an out of the country or out of town trips during long weekends. Batanes. Coron. Siargao. El Nido. Amanpulo. UK. USA. Japan. Korea. Canada. Australia. She has been to almost all the places one can dream of.

Her life was blissful until...

One day, she felt a sudden pain gushing through her stomach down to her pelvis. The pain became unbearable in less than an hour that she needs to ask her neighbor to drive her to the hospital.

She was rushed to the ER.
Sedated. Confined.
The test went back with the result: COLON CANCER. Stage 3.
Her age? 31.
She called me up soon as she was able to gather her self from shock. I rushed to the hospital and comforted her. She's afraid to die but she was more concerned about the expenses she will face from that day forward.

She then said helplessly "Sis, baka pwede nating gawan ng paraan yung insurance na inooffer mo? Okay lang kahit doblehin ko na lang yung premium..." I hugged her so tight that I cannot help my tears from falling down my cheeks in deep regret. I whispered, "Sis, I am sorry. Wala na akong magagawa sa insurance na kailangan mo..."

We cried.

She eventually resigned. Sold her condominium and her car to finance her treatments. Her puppy was adopted by another friend. She drained all her savings and owed some banks and friends some money. Her then co-workers passed the hats to help. She was broke.

She battled for two years but she was not able to make it. Leaving her family grieving and in debt. Leaving me with great regret.
She made me learn one thing: If you love your friends and if you are truly concerned with the people around you, insist to help them before it is too late.

So if I come around bugging you about insurance, do not shy away. Because if you are concerned about your family, you will be more than willing to sit down with me and talk: HOW MUCH DO YOU LOVE YOUR FAMILY?

-Credits to Ms. Cams Dela Cruz Morales

14/10/2020

Real prosperity only happens when we evolve from spenders to savers, and ultimately to investors and entrepreneurs - Randell Tiongson

05/10/2020

Sickness, Accident and Death are like a thief of the night. It can drain your hard earned money and can destroy the future of your family.

Give YOURSELF and YOUR Family the gift of PEACE OF MIND and PROTECTION with an insurance plan.

Get an ALL-IN-ONE life insurance plan for as low as P99 per day!

Insurance Plan
✔️ Life Insurance
✔️ Critical Illness Coverage
✔️ Accident Benefits
✔️ Savings
✔️ Investment

Send a message to learn more 😃👍

02/09/2020

A simple reminder ☝️

So, then, be very careful how you live. Do not be unwise but be wise, making the best use of your time because the times are evil. Therefore, do not be foolish, but understand what the Lord’s will is.

Ephesians‬ ‭5:15-17‬ ‭

Be a wise steward of time and money to avoid money mistakes that can wreck your future.

Want to build a solid Financial Plan? Message is the 🔑

18/06/2020

Don't give up... the beginning is always the hardest. Keep your eyes on the prize, and keep moving forward.

17/06/2020

Have a proper mindset.

Its not how much money you make but how much money you keep. If you want to be rich, you need to be financially literate.

Wanna learn more about financial management?

13/06/2020

12/06/2020

A rea*on to smile and shout "Pilipinas Kong Mahal". An encouraging news at this challenging time :)

The Japan Credit Rating Agency Ltd. (JCR) has upgraded the Philippines' foreign currency long-term issuer rating to 'A-', as it said it expects the current economic downturn to be "limited."The rating indicates that the country has a "high level of certainty to honor the f...