JBH - Financial Coach

22/04/2022

𝗖𝗢𝗩𝗘𝗥𝗘𝗗 𝗡𝗔 𝗡𝗚 𝗞𝗔𝗜𝗦𝗘𝗥 𝗟𝗢𝗡𝗚-𝗧𝗘𝗥𝗠 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 𝗔𝗡𝗚 𝗖𝗢𝗩𝗜𝗗-𝟭𝟵!

𝐀𝐍𝐎 𝐏𝐀 𝐁𝐀 𝐀𝐍𝐆 𝐌𝐆𝐀 𝐁𝐄𝐍𝐄𝐏𝐈𝐒𝐘𝐎 𝐍𝐆 𝐊𝐀𝐈𝐒𝐄𝐑 𝐋𝐎𝐍𝐆 𝐓𝐄𝐑𝐌 𝐇𝐄𝐀𝐋𝐓𝐇𝐂𝐀𝐑𝐄?
Sa 𝗣𝗵𝗶𝗹𝗵𝗲𝗮𝗹𝘁𝗵 hanggang 60 years old tayo magrerenew pero sa 𝗞𝗔𝗜𝗦𝗘𝗥, 7years ka lang mag-iipon. Mabuhay ka man hanggang 100 years old may healthcare ka pa rin.

𝟯-𝗶𝗻-𝟭 𝗦𝗮𝘃𝗶𝗻𝗴𝘀 𝗣𝗹𝗮𝗻 kaya may peace of mind ka. May 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 + 𝗧𝗘𝗥𝗠 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 + 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝐓 ka na.
𝗔𝗗𝗩𝗔𝗡𝗧𝗔𝗚𝗘𝗦 𝗡𝗚 𝗞𝗔𝗜𝗦𝗘𝗥:

✅𝗩𝗘𝗥𝗬 𝗔𝗙𝗙𝗢𝗥𝗗𝗔𝗕𝗟𝗘. 7 years mo lang babayaran at covered ka na while paying period palang.

✅𝗗𝗜𝗥𝗘𝗖𝗧 𝗙𝗥𝗢𝗠 𝗧𝗛𝗘 𝗖𝗢𝗠𝗣𝗔𝗡𝗬. Mura kasi walang ahente dahil ikaw mismo ang ahente sa sarili mo kaya makakamura ka.

✅𝗥𝗢𝗢𝗠 𝗔𝗖𝗖𝗢𝗠𝗠𝗢𝗗𝗔𝗧𝗜𝗢𝗡. Sagot ang hospital bills mo including room accommodation kahit ilang buwan kapa. Uuwi kang may ngiti sa labi at walang iniisip na utang.

✅𝗙𝗥𝗘𝗘 𝗔𝗡𝗡𝗨𝗔𝗟 𝗣𝗛𝗬𝗦𝗜𝗖𝗔𝗟 𝗔𝗡𝗗 𝗗𝗘𝗡𝗧𝗔𝗟 𝗖𝗛𝗘𝗖𝗞 𝗨𝗣. After ng 1 year na pagbabayad entitled ka na sa LIBRENG checkup.

✅𝗙𝗜𝗫𝗘𝗗 𝗣𝗥𝗘𝗠𝗜𝗨𝗠 𝗔𝗠𝗢𝗨𝗡𝗧. The day na pag-sign mo ng policy mo sa KAISER, kung ilan ang amount na nakalagay, yun lang din ang babayaran hanggang 7 years. Hindi na siya madadagdagan.

✅𝗟𝗢𝗡𝗚 𝗧𝗘𝗥𝗠 𝗖𝗔𝗥𝗘 𝗕𝗢𝗡𝗨𝗦. Kapag di mo nagamit ang policy mo while paying period, ibabalik sayo ang 𝟴𝟱% na binayad mo on your maturity date. So making it like 𝗖𝗢𝗦𝗧 𝗙𝗥𝗘𝗘.

✅𝗢𝗡𝗟𝗜𝗡𝗘 𝗔𝗖𝗖𝗢𝗨𝗡𝗧. Meron kang sarili mong account kung saan mamomonitor mo ang payment mo.

𝗞𝗔𝗜𝗦𝗘𝗥 𝗜𝗡𝗧𝗘𝗥𝗡𝗔𝗧𝗜𝗢𝗡𝗔𝗟 𝗛𝗘𝗔𝗟𝗧𝗛𝗚𝗥𝗢𝗨𝗣 𝗜𝗡𝗖. 𝖳𝗁𝖾 𝖥𝗂𝗋𝗌𝗍 𝖭𝖺𝗆𝖾 𝗂𝗇 𝖧𝖾𝖺𝗅𝗍𝗁𝖼𝖺𝗋𝖾.

𝙏𝙤 𝙜𝙚𝙩 𝙖 𝙛𝙧𝙚𝙚 𝙨𝙖𝙢𝙥𝙡𝙚 𝙦𝙪𝙤𝙩𝙖𝙩𝙞𝙤𝙣, 𝙢𝙚𝙨𝙨𝙖𝙜𝙚 𝙪𝙨.

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13/04/2022

Plan for your retirement as early as now to live a comfortable life in the future! We will help you arrange the best solutions and actions to take from estate planning to estate preservation in the discussion on our Workshop 4: Retirement Planning - Wealth Preservation on April 17 at 5:30 pm.

So what are you waiting for? Register now!

Register here: http://img-corp.net/events/zoom/

08/04/2022

The importance of sharing about Financial Literacy🧐

Be part of IMG's 30Mby2030 campaign. Thirty (30) Million financially educated Filipino families by year 2030.

17/03/2022

IMG Headquarters is officially in its own Tower, Omnis Prosperity Tower, effective today, March 17, 2022!

17/03/2022

👉20K Free Personal Accident Insurance (PAI) is Back!!!
🥰This is Amazing! Huwag n'yo 'to palampasin. Para sa mga breadwinners, commuters at sa iba pa. Malaking bagay to para sa inyo lalo na sa mga myembro ng pamilya.
🙋‍♀️GET YOUR FREE 20,000 PERSONAL ACCIDENT INSURANCE (PAI) FROM IMG IN PARTNERSHIP WITH MANILA BANKERS LIFE INSURANCE CORPORATION.
👉Super easy lang mag avail nito! And it's TOTALLY FREE!

👉HOW TO GET THE FREE PAI:
✅1. Subscribe to our 30Mby2030 Financial Literacy Campaign through this link (Wala naman mawawala sa yo):
👉 https://122694ph.30m2030.com/share
✅2. Check your email. See and follow the given instructions or simply click on the provided link where you can get the free PAI.
✅3. Share the good news with your friends. You will have your own policy number after you accomplished all the forms.

You can also send me a , and I will be happy to assist you with this.

14/03/2022

Learn more about mutual funds and how they will help you in building your solid financial foundation.

Join us in our Financial Literacy Monday today at 2:00 pm. Make sure to not miss this online lecture that will certainly help you navigate the world of investing!

Register here to join: http://img-corp.net/events/zoom

03/03/2022

Nakakalungkot na story sana ay maging lesson po ito sa atin mga kaibigan..

True Story:
I have a friend na tulad ko rin nawalan ng trabaho nitong nagkaroon ng pandemya. Noong December 2020 nakatanggap siya ng Ayuda na 5,000 pesos sa barangay.

Inaalok ko siya noon na mag-IMG. Sabi ko, iga-guide ko siya to save and invest the right way para ang pera niya ay mag-go-grow. Pero sabi niya, sa Bank daw siya mag-iipon. Kahit na sinabi ko na sa kanya na hindi dodoble ang pera niya sa Banko. Pero sabi niya sa Bank daw talaga siya mag-iipon. Sabi ko, Ok. 👍🏼

Makalipas ang isang taon at dalawang buwan, bumalik sa akin ang kaibigan ko at ipinakita niya ang passbook niya. Friend, nawala ang pera ko... 😞😢. Totoo nga ‘yong sinasabi mo.

Ayon sa transactions sa kaniyang passbook:
Ang 5,000 pesos niya noong December 2020, binawasan niya ng 3,000 pesos noong April 2021 at kahit hindi siya nagwi-withraw, binawasan ito ng bank ng 500 pesos, (kase nga below maintaining na ang account). Noong nagkapera siya June 2021, nagdeposit siya ng 3,000 pesos. Ang pera niya ay naging 4,502.01 pesos. Pero, hindi na niya ito nadagdagan... at ang sad story, kahit hindi siya nagwiwithraw, binabawasan ito ng Banko.

Kaya ang pera ni Friend, mula 5,000 pesos naging 502.01 pesos na lang ngayon. Sabi ko sa kanya, kailangan pa ba mangyari ito para maniwala ka sa akin? Haaay.

Ito ang ng aking kaibigan. Mag-ipon.

Sa totoo lang, wala naman masama na maglagay ng pera sa bank. Pero dapat ito ay para sa emergency fund natin. Hindi ito IPON. Lalo na kung hindi mo naman ito nadadagdagan, kaya ang ending ito, kahit hindi mo binabawasan ang pera mo, automatic na binabawasan ito ng banko kung wala na sa maintenaining balance.

Kaya kung hindi ka pa maniniwala sa sinasabi ko, ewan ko na lang. Ayan na po ang resibo. 🤭

Ang tanong? Saan po ba dapat ang tamang pag-iipon? eh di Usap na tayo. 💙





Credits to Ms. Arma Avendaño Bacar

22/02/2022

Which of our LOCAL & GLOBAL Mutual Funds performed best last year? Here’s a quick look.

Want to start your mutual funds investment?

Attend our free financial literacy class via zoom. Reserve your seat by sending me a message!📩📩

22/02/2022

Natutulog ba sa bank ang pera mo? 😴 Bakit hindi mo invest sa kikita ng malaki? 😜

Invest in mutual funds para mas lumago. Isa lang ang ATRAM Alpha Opportunity Fund sa kumita ng malaki last year kahit na may pandemic. 😍

Gusto mo malaman kung paano? PM lang po. 😊

P.S. Pwede pa maging zero entry fee.💚

22/02/2022

Determine How You Want to Live

Someone has once said that money is a good slave but a bad master. Money has a tendency of making people dependent on it, and make them forget that the ultimate source is God. There are people that look at money as their god, and when they don’t have it, they feel exposed. The only thing God said that it can compete with him in terms of worship is money.

Money should be looked at as a resource, not a source. It should not be looked at as something to depend on, but something we can use to achieve an end. When it becomes an end in itself it causes a lot of havoc. Many people have done atrocious things due to their obsession with money. Instead of looking at money as a means to an end. They have looked at money as the end and in doing so, money has made them do things that are evil.

If you don’t want money to be your master, determine how you want to live. Use money as your servant to help you achieve the goal of how you want to live. This will protect you from covetousness. You will not look at other people’s things and covet them. You will also not be wooed into chasing money for money's sake. Because you have determined how you want to live, money to you will be a tool and not an end in itself.

You need to determine your own lifestyle and use the money to facilitate that so that if there is anyone having more it won’t bother you because you have already set how you want to live. When you set your lifestyle target, now determine how much money will make that happen. When you get money, or when you pursue money, it will not be for money’s sake but for what you want it to do for you.

Other people have also pursued money because they want to help others. That is noble because then money becomes a tool to do good.
———-
“No one can serve two masters, for either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve God and money.”
‭‭
Matthew‬ ‭6:24‬ ‭ESV

20/02/2022

Tara lagay tayo sa may mas malaking return. 🙂

14/02/2022