Pinoy Investors Guild

Pinoy Investors Guild PISOtibo offers financial education and solution on a grand scale by bringing the secrets of the wea

Webinar on financial literacy available for free! Just send a message!
26/08/2020

Webinar on financial literacy available for free! Just send a message!

PROCRASTINATION = DELAYINGIto ang number 1 reason bakit hanggang sa ngayon marami pa rin sa mga pinoy ang walang ipon. P...
01/11/2019

PROCRASTINATION = DELAYING

Ito ang number 1 reason bakit hanggang sa ngayon marami pa rin sa mga pinoy ang walang ipon.

Pag nasa 20's na!
Di muna ako magsi-save, enjoy ko muna buhay ko habang bata pa, every payday gusto may bagong damit, kainan with office mates, at syempre ang panahong masarap mag travel with your barkada kasi (YOLO) You Only Live Once. Nakalimutan mo ang (YAGO) You Also Grow Old.

Pag nasa 30's na!
Sabi mo, wala akong masi-save, nadagdagan na responsibilidad ko, may pamilya na ako, malaki nagastos ko sa kasal, buntis asawa ko, mag papabinyag pa at mag celebrate pa ng 1st year birthday ang anak ko at kailangan kong magbayad ng gastusin sa bahay, dumoble na responsibilidad mo kasi may asawa at anak kana.

Pag nasa 40's na!
Di ko kaya mag ipon, papasok na sa kolehiyo ang mga anak ko, lumalaki na tuition fee at alowance nila.

Pag nasa 50's na!
Malapit ka ng mag retire at sakitin ka na and then nag decide ka na! Sabi mo, ready ka ng mag save, kaya lang sa edad mo may trabaho ka pa kaya? Pano ka makakapag ipon kung wala ka ng kinikita? Trip to Jerusalem na ang mangyayari sayo pag di ka nakapag ipon, pag papasa-pasahan ka ng mga anak mo.

Para mas maintindihan kung bakit mahalaga ang mag ipon habang bata pa!

Halimbawa:
Si Mr. Save Early at Mr. Save Later.

Si Mr. Save Early at si Mr. Save Later ay magkaklase at magka edad, sabay silang nakapagtrabaho sa edad na 22, pareho silang nakahanap ng investment facility with an average of 12% per year, pareho silang nag-invest ng P20,000 a year for 6 years for a total of P120,000.

Ang difference, si Mr. Save early nagsimula nag invest sa edad na 22 ngunit si Mr. Save Later sabi next time nalang masyado pa akong bata para dyan. Dahil sa sakit na procrastination or delaying sa pag invest, si Mr. Save Later ay nag simula mag invest sa edad na 28, 6 years delay.

After age 62, naisipan na nilang mag retiro, Si Mr. Save Early ay nakapag ipon ng Mahigit P9,597,930 at si Mr. Save Later ay nakapag ipon ng mahigit P4,862,610. Dahil 6 years delay, mahigit P4,735,320 ang nawala or P789,222 every year delay ni Mr. Save Later.

Time is money, sabi nga, the best time to invest is 20 years ago, dapat pala matagal na tayong nagsimulang mag ipon. The next best time to invest is "NOW"!

The next time you come up with a new reasons, why it is imposible that you cannot save money,

Think of your family
Think of yourself
Think of your Dreams

"AND IT'S TIME TO TAKE ACTION"

Pinoy Investors Guild is here to help you. 😇

May 10 years old ka bang anak?Gusto mo siyang magkaron ng magandang future?Just by saving and investing of 88 pesos per ...
19/10/2019

May 10 years old ka bang anak?
Gusto mo siyang magkaron ng magandang future?

Just by saving and investing of 88 pesos per day for only 7 years it will give him/her 9.1 Million Retirement Fund and Healthcare Fund.

10 - 60 years old can apply to this kind of Saving Plan.

Road to success and building wealth? Use your Spare Time to Build a Business with a sense of Purpose and Meaning.IMG giv...
12/10/2019

Road to success and building wealth?

Use your Spare Time to Build a Business with a sense of Purpose and Meaning.

IMG gives you an opportunity to build your legacy.

Join us in IMG thru this link, https://108536ph.imgcorp.com. 💙

Life Insurance coverage is a death benefit. It ensures the replacement of income given to the beneficiary incase policy ...
10/10/2019

Life Insurance coverage is a death benefit. It ensures the replacement of income given to the beneficiary incase policy owner passes away.

Longterm Healthcare is a Living benefit - it's a savings fund for future (old age) health expenses of the plan holder.

Retirement fund is a living benefit and savings fund with a purpose to provide means to continue doing and living what we want to do and how we want to live during old age.

Critical illness benefit is a life insurance product. It's not a savings fund, but rather a coverage in case we get diagnosed of any critical illnesses indicated on the (insurance policy) list. If we dont get diagnosed, no coverage is given.

Short-term Healthcare is the benefit that often comes with traditional hospitalization and access to basic medical procedures. It is not a savings fund. We pay a premium to get coveraged - no premium payment, no coverage.

Senior Care is a special healthcare benefit for ages 61 to 100. It's a reimbursement and participating type of program. It is not a savings fund. It is renewable yearly. No renewal, no continues coverage.

These are some important information that we learn, we teach, we share if we take Financial Education as a top priority, mission, cause and advocacy.🙏

More learnings once we join the classes and be part of the community.📖

Bring your families and friends - if you believe their future is important to you too. 🏃😉👍

Don't fall into the trap thinking "bata pa naman ako e, blablabla..."The decisions you make today will determine your to...
10/10/2019

Don't fall into the trap thinking "bata pa naman ako e, blablabla..."

The decisions you make today will determine your tomorrow.

Are you proud of the decisions you're making today?

DID YOU KNOW that SSS invests 3B in Mutual Funds??😮Now for only 1,000 pesos, you can now INVEST in Jollibee and other HU...
07/10/2019

DID YOU KNOW that SSS invests 3B in Mutual Funds??😮

Now for only 1,000 pesos, you can now INVEST in Jollibee and other HUGE companies with the help of IMG. ❤

And the good news is it's ZERO CHARGE!😮😀

START INVESTING NOW!👊

If you are burdened by your parents medical expenses now, make sure you will not let your kids experience the same. We ...
06/10/2019

If you are burdened by your parents medical expenses now, make sure you will not let your kids experience the same. We cannot blame our parents for not having a longterm healthcare because this program was not offered before.

However, our kids in the future have all the right to do so because it is readily available now.

Get protected, start building your longterm healthcare fund now!

Many Overseas Filipino Workers (OFWs) work hard for years and still end up retiring poor. OFWs are heroes who sacrifice ...
06/10/2019

Many Overseas Filipino Workers (OFWs) work hard for years and still end up retiring poor. OFWs are heroes who sacrifice a lot just to be able to send money and gifts to their families back home. In many cases, the families take for granted just how hard it is for an OFW to earn the money they remit. The families do not know that many OFWs send balikbayan boxes filled with brand-new clothes and shoes that they themselves do not have.

So it is a reality that many OFWs who work for 20 to 30 years still end up retiring poor.

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Remember, that your status as an OFW is just TEMPORARY. Plan ahead, ilang taon ka na bang OFW? Paano mo ba pinaghahandaan ang buhay mo pag natapos ang kontrata mo abroad. O baka naman, masaya ka talaga na malayo ka sa pamilya mo?!

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Start saving and investing, learn with us in IMG. 👊💙

IMG is in the completion and collaboration business.This is what makes our Mission and Purpose more Powerful and more Un...
06/10/2019

IMG is in the completion and collaboration business.

This is what makes our Mission and Purpose more Powerful and more Unstoppable.

Insurance Companies deal only with 1 product for a selected group of people.

This is where Salesmanship and Entrepreneurship differs.

Sales people see you once or twice, and after making a sale, off to the NEXT prospect. You are just a number and $$$ to them.

Sales people are busy looking & making the next sale.

There is nothing wrong with it, that's just the way it is.

On the other hand, Entrepreneurs are special.

We want to work with you and your goals continually until you achieve them all.

We want to see you and your family in our financial classes regularly until you learned it all.

This is how we reach out and serve you until you achieve financial independence.

Thru IMG's powerful platform and buildable system - you are able to help and equip every individual from DIY Financial Education to DYO financial program - leading and allowing each family and individual to completely build a SOLID FINANCIAL FOUNDATION.

The trademark of a true mission-driven, purpose-driven, system-driven organization.

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Makati

Telephone

+639154924320

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