27/09/2025
1. Promo Title
COOP Month LOANanza – Bigger Loans, Smaller Interest!
2. Promo Period
This promotional offer is applicable to Consumption Loan which
shall start from September 29, 2025 to October
28, 2025. Interested members may submit their application
beginning September 29, 2025.
3. Loan Features
Loanable Amount:
Consumption Loan is up to ninety percent (90%) of the member’s
share capital depending on the member’s available net
disposable income as determined by the Human Resource
Department of QCRB or Payroll Officer of
Allied Companies.
Promo Interest Rates for Consumption Loan :
Nine percent (9%) – Reloan (with balance to be paid)
Eight percent (8%) – Renewal
Seven percent (7%) – New or Newbie Accounts.
Back-to-Back Loan is up to one hundred percent (100%)
member’s of Deposits (Savings/Time Deposit).
Interest Rate for Back-to-Back Loan
For loan amounts ₱50,000.00 and below → 6.75% per annum
For loan amounts above ₱50,000.00 → 6.50% per annum
4. Eligibility
The ninety percent (90%) loanable amount shall be made
available to all active members of QCRB Group Provident
Multipurpose Cooperative.
The preferential interest rates under this promo may be availed
exclusively by Members in Good Standing (MIGS). For purposes of
this promo, a MIGS is defined as a member who has not incurred
any delayed loan payments on any type of loan with the
Cooperative for the past two (2) years.
5. Application Requirements
Applicants must submit the following:
Duly accomplished Loan Application Form;
Duly accomplished Credit Life Insurance Form
TIN ID-issued identification and updated member record;
Company ID
2X2 Picture
6. Loan Conditions
All loan applications under this promo are subject to the
Cooperative’s loan policies, credit investigation, and approval
procedures.
Members availing of the promo shall be required to settle any
outstanding obligations, if applicable, prior to the approval of the
new loan.
The applicable interest rate shall apply for the entire loan term
granted under this promo. Non-compliance with the
Cooperative’s
repayment schedule shall subject the member to disqualification
from future promotions.
7. Exclusions
The following shall be disqualified from availing of this promo:
Members who fail to comply with the required documentation
or do not meet evaluation standards.
8. Contact Information
For further inquiries or assistance regarding this promo, please
contact:
Ms. Merrylyn S. Remo
Loan Officer
Tel. No.: (042) 797-1667
Email: [email protected]
