THINGS TO KNOW WHEN BUYING A HOUSE❣️🏠
✔Bᴜᴅɢᴇᴛ - ᴍᴀɢᴋᴀɴᴏ ʙᴀ ᴋᴀʏᴀ ᴍᴏ ᴍᴏɴᴛʜʟʏ? Kᴜɴɢ ᴍᴀɢᴋᴀɴᴏ ʟᴀɴɢ ᴋᴀʏᴀ ᴍᴏ ᴅᴏᴏɴ ᴋᴀ ᴍᴀɢ ᴜᴍᴘɪsᴀ ᴛᴜᴍɪɴɢɪɴ.
✔Rᴇǫᴜɪʀᴇᴅ Mᴏɴᴛʜʟʏ Iɴᴄᴏᴍᴇ - Cʜᴇᴄᴋ ᴍᴏ ɴᴀ ᴋᴀᴀɢᴀᴅ ᴋᴜɴɢ ᴍᴀɢᴋᴀɴᴏ sᴡᴇʟᴅᴏ ᴍᴏ ᴋᴀsᴇ ᴅᴏᴏɴ ʟᴀɴɢ ᴍᴀɢʙᴀʙᴀsᴇ ᴋᴜɴɢ ᴍᴀɢᴋᴀɴᴏ ᴍᴏɴᴛʜʟʏ ᴘᴡᴇᴅᴇ ᴍᴏ ᴋᴜɴɪɴ! (ᴘᴡᴇᴅᴇ ᴄᴏᴍʙɪɴᴇᴅ sᴀʟᴀʀʏ) at kailangan mo muna mag pa pre-qualification especially sa bank financing to have your assurance na ma a-aprov
ed ka sa ilo-loan mo.
✔️Pᴀʏᴍᴇɴᴛ Sᴄʜᴇᴍᴇ - Dᴇᴘᴇɴᴅᴇ ɪᴛᴏ sᴀ ᴅᴇᴠᴇʟᴏᴘᴇʀ, ᴍᴀʏ PAG-IBIG, Bᴀɴᴋ ᴀᴛ Iɴ-Hᴏᴜsᴇ ꜰɪɴᴀɴᴄɪɴɢ. Pɪɴᴀᴋᴀᴍᴀʙᴀʙᴀ ᴀɴɢ ᴘᴀɢɪʙɪɢ ɴᴀ ɴᴀsᴀ 6.375% ᴘᴇʀ ʏᴇᴀʀ ᴀɴɢ ɪɴᴛᴇʀᴇsᴛ.
✔Lᴏᴄᴀᴛɪᴏɴ - ᴄᴏɴsɪᴅᴇʀ ᴍᴏ ᴘᴀ ʀɪɴ ʙᴜᴅɢᴇᴛ ᴍᴏ. Kᴜɴɢ ᴍᴜʀᴀ ʟᴀɴɢ sɪɢᴜʀᴀᴅᴏɴɢ ᴍᴀʟᴀʏᴏ sᴀ ᴍᴀɴɪʟᴀ ʏᴀɴ. Cᴏɴsɪᴅᴇʀ ᴍᴏ ᴅɪɴ ᴋᴜɴɢ ꜰʟᴏᴏᴅ-ꜰʀᴇᴇ ᴀᴛ ᴡᴀʟᴀɴɢ ꜰᴀᴜʟᴛʟɪɴᴇ.
✔Mᴀʀɪᴛᴀʟ Sᴛᴀᴛᴜs - ʟᴀɢɪɴɢ ᴛᴀɴᴅᴀᴀɴ ᴀɴɢ ʟᴇɢᴀʟɪᴛɪᴇs ᴋᴀᴘᴀɢ ᴋᴀsᴀʟ ᴋᴀ sᴀ ᴘᴀᴘᴇʟ ᴋᴀʜɪᴛ ɴᴀ ʜɪᴡᴀʟᴀʏ ᴋᴀʏᴏ sᴀ ᴍᴀᴛᴀ ɴɢ ʙᴀᴛᴀs ᴄᴏɴᴊᴜɢᴀʟ ᴘʀᴏᴘᴇʀᴛʏ ᴘᴀ ᴅɪɴ ᴀɴɢ ʟᴀʜᴀᴛ ɴɢ ᴘᴀɢᴍᴀᴍᴀʏ-ᴀʀɪ ɴɪɴʏᴏ.
✅Cᴏᴍᴍᴏɴ Qᴜᴇsᴛɪᴏɴs:
☑️ Sᴀᴀɴ ᴘᴏ ʙᴀ ᴍᴀʏ ᴍᴜʀᴀ?
✔ Sᴀ Cᴀᴠɪᴛᴇ, Lᴀɢᴜɴᴀ, Bᴀᴛᴀɴɢᴀs, Rɪᴢᴀʟ, Qᴜᴇᴢᴏɴ, Bᴜʟᴀᴄᴀɴ ᴀᴛ ɪʙᴀ ᴘᴀ.
☑️Mᴀʏ Rᴇɴᴛ Tᴏ Oᴡɴ ᴘᴏ ʙᴀ ᴋᴀʏᴏ?
✔ ᴡᴀʟᴀ ɴᴀᴍᴀɴ ᴛᴀʟᴀɢᴀɴɢ ʀᴇɴᴛ ᴛᴏ ᴏᴡɴ. Mᴀɢʟᴀʟᴀʙᴀs ᴋᴀ ʀɪɴ ɴɢ ᴘᴇʀᴀ sᴀ Eǫᴜɪᴛʏ ᴏʀ
Dᴏᴡɴᴘᴀʏᴍᴇɴᴛ ᴀᴛ ʏᴜɴɢ ʀᴇᴍᴀɪɴɪɴɢ ᴘᴡᴇᴅᴇ ɴᴀ ᴍᴀ-ʟᴏᴀɴ sᴀ PAG-IBIG / Bᴀɴᴋ ᴀᴛ ᴍᴀɢᴍᴏᴍᴏɴᴛʜʟʏ ᴋᴀ ɴᴀ ʟᴀɴɢ ᴋᴀʏᴀ ᴘᴀʀᴀɴɢ ʀᴇɴᴛ ᴛᴏ ᴏᴡɴ ᴀɴɢ ʟᴀʙᴀs.
☑️Mᴀʏ Lɪᴘᴀᴛ Aɢᴀᴅ ᴘᴏ ʙᴀ ᴋᴀʏᴏ?
✔ ᴋᴜɴɢ ᴋᴀʏᴀ ᴍᴏ ᴍᴀɢʙᴀʏᴀᴅ ɴɢ ᴄᴀsʜ ᴍᴀᴀʀɪɴɢ ᴍᴀᴋᴀʟɪᴘᴀᴛ ᴋᴀᴀɢᴀᴅ.
✔ ᴋᴜɴɢ ɪɴsᴛᴀʟʟᴍᴇɴᴛ ʜɪʜɪɴᴛᴀʏɪɴ ᴍᴜɴᴀ ᴍᴀᴛᴀᴘᴏs Dᴏᴡɴᴘᴀʏᴍᴇɴᴛ, ᴋᴀᴘᴀɢ ʙᴀʏᴀᴅ ɴᴀ sᴀᴋᴀ ᴘᴀ ʟᴀɴɢ ᴍᴀᴘʀᴏᴄᴇss sᴀ ᴘᴀɢɪʙɪɢ ɴᴀ ᴜsᴜᴀʟʟʏ 3-6 ᴍᴏɴᴛʜs (ᴘᴡᴇᴅᴇ ᴍᴏ ʙᴀʏᴀʀᴀɴ ɴɢ ᴄᴀsʜ ᴀɴɢ ᴇǫᴜɪᴛʏ ᴘᴀʀᴀ ᴍᴀᴘʀᴏᴄᴇss ᴀɢᴀᴅ sᴀ ᴘᴀɢ-ɪʙɪɢ.
☑️Kᴇʟᴀɴ ᴘᴡᴇᴅᴇ ᴍᴀᴋᴀʟɪᴘᴀᴛ?
✔ ᴋᴜɴɢ ɴᴀ ʀᴇʟᴇᴀsᴇ ɴᴀ ɴɢ ᴘᴀɢɪʙɪɢ / ʙᴀɴᴋ ᴀɴɢ ʟᴏᴀɴ ᴍᴏ.
☑️Aɴᴏ ᴀɴɢ Pʀᴇ-sᴇʟʟɪɴɢ?
✔ ɪʙɪɢ sᴀʙɪʜɪɴ ɴɪᴛᴏ ɪᴛᴀᴛᴀʏᴏ ᴘᴀʟᴀɴɢ ᴀɴɢ ʙᴀʜᴀʏ ᴍᴏ ᴜsᴜᴀʟʟʏ 18-24 ᴍᴏɴᴛʜs ᴄᴏɴsᴛʀᴜᴄᴛɪᴏɴ sᴀ ᴍɢᴀ ᴀꜰꜰᴏʀᴅᴀʙʟᴇ ᴏʀ ʟᴏᴡ ᴄᴏsᴛ ʜᴏᴜsɪɴɢ. Aɴɢ ᴍᴀɢᴀɴᴅᴀ ɴɪᴛᴏ ᴍᴜʀᴀ ᴘᴀ ᴀɴɢ ᴘʀɪᴄᴇ ɴɢ ʙᴀʜᴀʏ ᴋᴀsɪ ᴡᴀʟᴀ ᴘᴀɴɢ ᴅᴇᴠᴇʟᴏᴘᴍᴇɴᴛ.
☑️Aɴᴏ ɴᴍᴀɴ ᴀɴɢ RFO?
✔️ Aɴɢ RFO ᴏʀ Rᴇᴀᴅʏ Fᴏʀ Oᴄᴄᴜᴘᴀɴᴄʏ, ᴍᴇᴀɴɪɴɢ ɴᴀɢᴀᴡᴀ ɴᴀ ᴀɴɢ ʙᴀʜᴀʏ ᴏʀ ɢɪɴᴀɢᴀᴡᴀ ɴᴀ ʜᴀʟᴏs 50%-100% ɴᴀ ɢᴀᴡᴀ. Usᴜᴀʟʟʏ, ᴜᴍᴀᴀʙᴏᴛ ᴘᴀ ʀɪɴ ɴɢ 3-6 ᴍᴏɴᴛʜs ᴀɴɢ ᴘʀᴏᴄᴇssɪɴɢ ʙᴀɢᴏ ᴍᴀᴋᴀʟɪᴘᴀᴛ.
☑️Mᴀʏ ɪʙᴀ ᴋᴀ ᴘᴀɴɢ ᴛᴀɴᴏɴɢ? Wᴀɢ ᴍᴀʜɪʏᴀɴɢ ᴍᴀɢᴛᴀɴᴏɴɢ, ᴛᴜʟᴜɴɢᴀɴ ᴋɪᴛᴀ!