Spend Wisely

16/07/2022

24/06/2022

Planning for a worry-free retirement?

KAISER is the provider of the long term healthcare in IMG Partners, of which 99% of the people I talk to does not have.
I have mine already, while others still contemplate whether to have it or not.

Filipinos hardly prepare for this major expense - long term healthcare. That is why, isang sakit wiped out ang finances ng family.

Bakit nga ba maganda magkaroon ng Kaiser 3 in 1 Investment Product ang bawat miyembro ng Pamilya lalo na yung mga bread winner.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung short term HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya nae-expire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang Long-term care bonus (cash) sa maturity, if there are no consumption during payment period.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may mangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

✔Maari kang magkaroon nito sa halagang P88.23 a day mas mahal pa ang 1pc chickenjoy na may drinks & fries bes?

• Sino ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap
basta healthy ay qualified po for this program.

• If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long.

Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag”

11/02/2022

Walang ipon ang karamihan sa mga pilipino dahil...

1. Wala silang Goal. May mga pangarap pero wala silang Goal.

Madami ang gusto lumaki ang sahod pero sila pa tong reklamador sa trabaho. Sila yung kapag biyernes ang sigla, pero kapag sunday night parang mamatay na dahil lunes na naman...

2. Napapaligiran sila ng mgagastaos at mabibisyong tao.

Kailangan mo ng right environment para ka makaipon. Ikaw ay average ng limang tao na madalas mong kasama. Gusto mo maging lasinggero? sumama ka sa lasinggero. Gusto mo maging magastos? sumama ka sa mga taong mgagastos. Pero kung gusto mo makaipon, sumama ka sa mga taong nag-iipon at nag-iinvest.

3. Mas madami silang excuses.

Maliit daw kasi sahod at madaming gastusin kaya di maka-ipon. Sino po magaadjust? Alam ng maliit ang income dapat gumawa ng paraan para lumaki ito. INCREASE YOUR CASH FLOW. Hindi na pwede ang single income ngayon. Mas okay kung may sideline pa din or nagagamit mo ang spare time mo sa mas makabuluhang bagay.

4. Kulang sa Financial Education.

Ang tao kahit malaki ang pera basta wala siyang disiplina at kaalaman sa tamang paghawak ng pera, hindi talga makaka-ipon. Kahit pa ang mga taong malalaki ang sweldo, nagkakautang pa din kasi Financially Illiterate sila. Gusto mo ba magtrabaho habang buhay? kung ayaw mo, pag-aralan mo na mag-ipon at mag-invest.

5. Kasi hindi nya naging habit.

Kung di mo maitabi ang 1k ng 10k, maniwala ka hindi mo din maitatabi ang 10k ng 100k. Kasi ang pag-iipon ay habit. Kaya dapat inuumpisahan mo na ito. Ngayon na!

Madami pang dahilan yan. At bawat isa may kanya kanyang dahilan. Alam ko yan kasi ganyan ako dati. Pero nabago ang pananaw and habit ko sa mga seminar na inatenan ko at tinuloy tuloy ko ang pagaaral tungkol sa pera hanggang sa nagawa kong palakihin ang income at ipon ko. Ikaw anong aksyon ang gagawin mo para matupad mo mga pangarap mo?

Start planning for your future. Iba na ang handa.

Attend our FREE Financial Class!

Message me

18/07/2021

‼️𝐖𝐀𝐊𝐄 𝐔𝐏 𝐂𝐀𝐋𝐋‼️ 🚨

This is what I realized after ko kumain sa jollibee..🙂

-------------

Ilang branch ng Mcdo and Jollibee sa Pinas naglagay na ng gadget machine where you can order. Hindi lang pala sa Pinas kundi sa boung mundo. Nagbawas narin sila ng employees, owners starting to replace their employees with machines, kung saan there are no complains, no salary increase, no demands, no day offs, no personal issues.

In 2-3 years time mawawala ang 60% ng employment due to Artificial Intelligence and Technology. Now, here's the thing. Where do you position yourselves 2 to 3 years from now? Employment world is slowly killing your hope to become financially free. There's nothing wrong with employment, but if today you are preparing yourself to become an employee, then better start a new source of income.

Isa lang ang point dito, this year wag mo hayaan na employment lang ang source mo, grab opportunities that will develop your Entrepreneurial Skills. 😉👍
Ctto

06/04/2021

😂🤣
Ctto.

18/02/2021

REAL TALK....... Usapang Practical"

Ang iba na kumukuha ng MEMORIAL PLAN may monthly sila 700php or above @ for how many years nilang bayaran ?

Pero kung member ka ng IMG hindi na kailangan mag monthly for MEMORIAL PLAN sa halagang 500 pesos may MEMORIAL PLAN kana worth 50k !!!

San kapa?magbayad ng monthly 700php monthly or just pay 500php one time for 50k 👀

Do you want to know how?
PM me at Usap tayo ....
Local and abroad pwede ka kumuha nito

Join us in our Free Orientation Webinar just pm Lang po😊❤️

29/01/2021

👇👇👇

23/01/2021

Hindi forever malakas ka.
Hindi forever nagtatrabaho ka.
Hindi forever nasa abroad ka.
Hindi forever ang Active Income.

Ngayon pa lang, start building your Passive Income.

Want to know more about this? Message us.

18/01/2021

IMG VS NETWORKING

Networking ba ang IMG?

You may want to call IMG a networking company.

Yes, we both recruit members, but there the similarities stop.

Networking groups make money recruiting people.
IMG makes no money recruiting people.

Networking groups encourage people to spend.
IMG encourages people to save.

Networking groups train members to sell.
IMG trains members to help and educate.

Networking groups sell products at a higher price.
IMG sells products at competitive or lower prices.

Networking groups sell products that lose in value over time.
IMG recommends products that increase in value over time.

Networking groups look for customers.
IMG looks for people to educate.

Networking groups have quotas to meet.
IMG has none.

Networking groups have volatile positions that may be lost if quota not met.
IMG has permanent positions once reached.

Networking groups value commission.
IMG values mission.

Networking groups want members to be successful.
IMG wants all Filipinos to be successful.

I am proud member of IMG!
Know more about IMG, just message us anytime. :)

12/01/2021

ADVICE from Warren Buffett
1. STAY away from credit cards & invest in yourself.
2. LIVE your life as simple as you are.
3. DON'T do what others say, just listen to them, but do what you feel good.
4. DON'T go on brand name; just wear those things in which you feel comfortable.
5. DON'T waste your money on unnecessary things; just spend it on what you really need.
6. DON'T give others a CHANCE to RULE your LIFE, it's yours to live after all.

06/01/2021

Isa ka bang HENRY?
(High Earning Not Rich Yet)

Halimbawa, earning P100k per month, pero hindi makapag-save at invest? Gaya ng mga professionals ( doctor, dentists ) at OFWs (seaman, engineers)?

Alam mo, ang high income, ay pansamantalang "rich" habang malaki ang income, pero ano ang mangyayari kung tumigil na ang high income, halibawa pag retire?

Magsimula maghanda sa kinabukasan habang maaga, para pagdating ng retirement, maginhawa na ang buhay!

Kung gusto mo matuto mag-save at invest para sa retirement, sagot lang ng "how" sa comment.

Ang HENRY o High Earning Not Rich Yet ay isang kalagayan kung saan malaki ang kinikita ng isang tao pero halos walang naiipon, walang investment at walang passive income. Ito...

02/01/2021

NASA BANK LANG BA ANG PERA MO?

According to a recent report by BSP, 54 million Filipinos ang wala pang investments, and siguro mostly ang pera nila nasa bank lang.

"Lumalaki" naman daw ang pera sa bangko. Pero alam mo bang sobrang liit lang ng interest rate per annum? Pag lahat ng pera mo nasa bank lang, most banks here in our country 0.125% lang ang interest.

And that's one of the reasons WHY YOU SHOULD INVEST.

There's no guaranteed returns pag nag-invest ka but if you'll invest your time first to study and learn on how investing works, malaki ang probability na kikita ka.

Wala kang time para mag-trade ng stocks? Okay lang. Hindi lang naman stock market trading ang pwede mong pag-aralan. You can even get yourself insured na may kasamang investment options.

This is also why we do what we do, para dumami ang Pilipino na nag-iinvest sa bansa.

Ikaw, pinapatulog mo lang ba ang pera mo sa bank o pinapalaki mo?

Want to learn how to invest? Send us message now!