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Savings Pinoy, Libon (2026)

15/10/2020

Gaano katagal dapat nakainvest sa Soldivo Funds?

SOLDIVO STRATEGIC GROWTH FUND:
Long-term: 5 taon o higit pa

SOLDIVO BOND FUND:
Short-term: 1-2 taon

Gusto mo bang matutunan kung paano mag-invest sa Soldivo Funds?

Kung OO ang sagot mo, sagutan ang online form na ito at tuturuan ka namin kung paano ka makakapag-invest sa halagang P1000!-> https://bit.ly/invest-in-mutual-funds

May matatanggap ka din na libreng e-book (Basics of Mutual Fund Investing) na ipapadala sa iyong email!

I-click ang link para malaman ang iba pang detalye: https://bit.ly/invest-in-mutual-funds

07/10/2020

May 3 paraan para magkaroon ka ng 1.2 million na retirement fund.

1st Mag ipon ng 60k per year sa loob ng 20 years.

2nd Pwede ka mag invest ng 1,200 per month sa mutual fund in 20 years.

3rd Mag iipon ka lang ng 60k per year. i iinvest mo lang in 7 years at maghihintay ng 13 years maturity.

Kapag magkasakit ka magagamit mo. Kapag tinawag ka ni Lord may matatanggap ang family mo. At kapag tumanda ka.may magagamit ka din.

Para sa quotation, click here: https://261990ph.imgcorp.com/quote/kaiser

01/10/2020

Ung napatunayan na si ay Legit pala.

Ung hindi mo naman inalam ang kompanya na , pero nasa isip mo lang pala na scam pero ang totoo hindi pala.

ANO AT SINO BA SI IMG?

Ang ay nagtuturo upang maiwasan ang mga nagliliparang scam. Scampany kung tawagin.

Ang ay nagtuturo on how the proper way of Saving and Investing.

Ang ay tuturuan ka from Spender to become Saver, to become Investor and to become Entrepreneur.

Ang ay Financial Brokerage Company Business.

Ang ay may adbokasiya na naglalayon na maturuan ang 30 Milyong Pamilya ng Edukasyong Pinansyal sa taong 2030 sa buong mundo.

Ang ay nagkakaisang pamilya na naghihilahan Paitaas upang makamit ang Financial Freedom ng bawat isa.

Tandaan, hindi lahat ay scam. Pag aralan mo dahil nasasayang ang panahon at pagkakataon na mabago mo ang iyong buhay pinansyal.

Message me now HOW to know more!

10/09/2020

Think about these...

1. The normal price of an umbrella is P250. You feel it’s not worth it.
-When it’s raining, one umbrella is P500, you immediately bought it.

2. The normal price for one box of mask is P200. You feel it’s not worth it.
-When corona virus breakout, one box of mask cost P2,000, you immediately bought it.

3. The premium of Healthcare is 26,470 yearly. You feel you don’t need it.
-When you are critically ill, medical expense is P2M. You immediately sell all you have for it.

4. The medical expense is P2M, when one gets critically sick. You don’t have healthcare coverage, you pay P2M for it.

5. I spend 30minutes to share the long term Healthcare . You only take 5minutes to reject it.
- When your doctor inform you that you are sick, YOU IMMEDIATELY USE 10-30 YEARS WORTH OF SAVINGS FOR YOUR MEDICATION.

Sometimes, you will never know the true value of a thing until it becomes a necessity.

What if you realize its value before it becomes too late? 🤔🤔

Know that HEALTHCARE is the most important thing in the solid financial foundation.

Ctto

06/09/2020

Saan aabot ang 5,500 PhP na lifetime membership fee sa IMG?

Here are the benefits:

💚1,000 PhP initial investment in mutual fund with "Zero sales load". With online portal to top-up your investment.
💚100,000 PhP personal accident insurance from Manila Bankers
💚Free two (2) eye frames from Kaiser and IMG
💚Free UNLIMITED medical consultation at Kaiser Medical Center
💚20% discount on medical laboratory tests, extended to family members
💚24/7 assistance from memorial concierge
💚Discount on CAR purchases
💚Discount on tuition fee at Informatics Colleges
💚Discount on Associate Financial Planner Certification
💚Discount on REAL ESTATE (Ayalaland/SMDC/DMCI)
💚Discount on NON-LIFE INSURANCE (QBE/Standard Insurance/Pioneer/Mafre/MAA/Malayan)
💚Lifetime access to financial seminars and workshops
💚 Access to affordable healthcare and insurance products.

👉Optional: add 500 PhP and get
💚50,000 PhP LIFE INSURANCE (convertible to Memorial).

By-pass the middle man by availing this great membership platform offered by IMG. Get huge discounts when availing financial products for the entire family!

Attend our free Membership orientation via Zoom Meeting to know more about the IMG Membership Benefits. You will also learn valuable financial concepts to consider before you investing. Career and Business Opportunity in the financial industry is also included in the orientation talk.

Free Financial Classes

Be part of our campaign to financially educate 30M families by year 2030!

Kahit OFW ka, you can start investing thru

Cto

06/09/2020

Ano ba yang KAISER??

Maraming nagtatanong kong ano daw ang pinaka recommended na healthcare provider sa Philippines. The Filipino Investment Guide is actually recommending a LONG-TERM HEALTHCARE that does not only stand as healthcare rather a COMPLETE RETIREMENT PACKAGE or that supports a COMPLETE FINANCIAL PLAN.

Sa Pilipinas isa lang ang pwedeng ma e recommend sa market - its the Kaiser Long-Term Healthcare. Its a 3 in 1 investment na may components of (1) Healthcare, (2) lifetime investment and (3) life insurance.

How Does Kaiser Long-Term Healthcare Work?

⚠️It’s a 3-in-1 product that solves the 3 major financial needs of Filipinos: investment, life insurance and long-term healthcare.

⚠️This long-term care product is called the Kaiser Ultimate Health Builder. How does it work?

⚠️The long-term care program has 3 phases: the accumulation period, extended period, and the start of long-term care period (maturity).

⭐️1. Accumulation Period (7years)
This is the part where the plan holder is made to save for 7 years.

At this period, the plan holder gets to have the following benefits:

✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalizaton with Annual Benefit Limit (starting at 50,000 per year depending on the plan)

⭐️2. Extended Period (13years)
Since it is also an investment product, the funds have an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10% yearly.

💪🏻The plan holder no longer needs to contribute in his account but just have to wait for its maturity. The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.

The benefits in this period include:

☝🏻- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.

☝🏻- Term Life Insurance for 20 years (starting at the accumulation period up to the end of extended period)

☝🏻- Accidental Death and Dismemberment for 20 years (starting at the accumulation period up to the end of extended period)

☝🏻- Lifetime Network access to over 500 major hospitals

☝🏻- Additional Health Bonus when the market is at top performance

☝🏻- Receives the VISA card after full contribution from the accumulation period

⭐️3. Long-term Care Period (beyond 20years)
Upon maturity, the plan holder will receive the following benefits:

☝🏻- Total accumulation of unused health benefits

☝🏻- Long term care benefit or the plan coverage

☝🏻- Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)

☝🏻Additional health benefits when the market is at top performance

💰All the above benefits will be good as cash. The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.

💰Upon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lumped sum retirement fund.

💡The beauty of Kaiser long-term care program is that when a person gets sick, it is a health fund, but if not, it becomes your savings.

💡Unlike the traditional healthcare where the person contributes per year, and when he doesn’t get sick, no return of premium is available.

💡The Kaiser long term plan covers beyond age 60 and above basing on the health funds accumulated in your account until age 100.

Your family can use your KAISER as Family Assistance applies for immediate family in case of emergency 😃

Get yours now!

DM if interested

ccto

31/07/2020

Kung naiintindihan mo ang halaga ng proteksyon para sa sarili mo at pamilya mo, maaapreciate mo ang post na ito😊

Saan aabot ang 88 pesos mo ngayong may COVID19?? 🤔🤔🤔🤔🤔

Ang KAISER SAVING PLAN ay 20 years plan, meaning 7 years lang mag-iinvest and 13 years of waiting for the Maturity.

Meron kang benefits ng Long term Healthcare na pwede mong magamit khit beyond 100 years old ka na. No traditional HMO will cover you kpag retired ka na, only Kaiser Longterm Healthcare.

Once nag-start ka ng Kaiser, automatic insured ka na ng Term Insurance nito and just in case mawala ang Policy Holder makukuha ng beneficiaries ang Instant Money from the Insurance, Waived na din ang Kaiser Plan, ibig sabihin wala ng iintindihin ang Family. Plus magagamit pa nila yung Health Benefits at makukuha pa nila ang money sa Maturity.

Sa 20th year or sa Maturity makukuha na good as cash ang Investment. Depende sa kukunin na Plan kung magkano ang Maturity nito and option mong kunin ang Fund or Hindi. Kapag ni-retain mo lang ang Funds after the Maturity kumikita pa ito ng 8-10% per year. (Depende sa stock market). Ito lang ang Healthcare Plan na nire-Reward tayo kung hindi tayo nagkakasakit. The Healthier we are, the Better because the More our INVESTMENT GROWS.

Once our plan matures pwede natin i-withdraw, o iwanan lang ang pera para tuloy-tuloy lumago for our Long-term healthcare needs, or source of Retirement Fund (Passive Income)

Kaiser (3-in-1 Saving Plan)
With FREE Annual Physical Exam benefit
With FREE Dental Benefits
Waiver of installment due to death
Waiver of installment due to disability
Basic Medical benefits
Term Life until the 20th year
Annual Benefit Limit
Accidental Death and Dismemberment until the 20th year
Lifetime Network access to over 500 hospitals and over 1k doctors as long as you have funds

Poster is for 26 yrs old, with 3.2M Long Term Care Benefit at the age of 65.

Benefit no. 3 Access to Kaiser Healthcare.
Isa sa mga IMG membership benefits namin ito at sinishare ko lang sa iyo😊

For more info
Message me

29/07/2020

ANO BA YANG KAISER?

Maraming nag tatanong kong ano daw ang pinaka recommended na healthcare provider sa Pilipinas.

The Filipino Investment Guide is actually recommending a LONG-TERM HEALTHCARE that does not only stand as healthcare rather a COMPLETE RETIREMENT PACKAGE or that supports a COMPLETE FINANCIAL PLAN.

Sa Pilipinas isa lang ang pwedeng ma e recommend sa market - its the Kaiser Long-Term Healthcare.

Its a 3 in 1 investment na may components of
(1) Healthcare
(2) Lifetime investment and
(3) Life insurance.

How Does Kaiser Long-Term Healthcare Work?

⚠️It’s a 3-in-1 product that solves the 3 major financial needs of Filipinos: investment, life insurance and long-term healthcare.

⚠️This long-term care product is called the Kaiser Ultimate Health Builder. How does it work?

⚠️The long-term care program has 3 phases: the accumulation period, extended period, and the start of long-term care period (maturity).

⭐️1. Accumulation Period (7 years)
This is the part where the plan holder is made to save for 7 years.

At this period, the plan holder gets to have the following benefits: 🆓 lang eto ha, it will not taken against your contribution.

✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalization with Annual Benefit Limit (starting at 50,000 per year depending on the plan)

⭐️2. Extended Period (13 years)
Since it is also an investment product, the funds have an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10% yearly.

💪🏻The plan holder no longer needs to contribute in his account but just have to wait for its maturity. The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.

The benefits in this period include:

☝🏻- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.

☝🏻- Term Life Insurance for 20 years (starting at the accumulation period up to the end of extended period)

☝🏻- Accidental Death and Dismemberment for 20 years (starting at the accumulation period up to the end of extended period)

☝🏻- Lifetime Network access to over 500 major hospitals and over 1000 clinics nationwide

☝🏻- Additional Health Bonus when the market is at top performance

☝🏻- Receives the VISA card after full contribution from the accumulation period

⭐️3. Long-term Care Period (beyond 20 years)
Upon maturity, the plan holder will receive the following benefits:

☝🏻- Total accumulation of unused health benefits

☝🏻- Long term care benefit or the plan coverage

☝🏻- Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)

☝🏻Additional health benefits when the market is at top performance

💰All the above benefits will be good as cash. The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.

💰Upon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lumped sum retirement fund.

💡The beauty of Kaiser long-term care program is that when a person gets sick, it is a health fund, but if not, it becomes your savings.

💡Unlike the traditional healthcare where the person contributes per year, and when he doesn’t get sick, no return of premium is available.

💡The Kaiser long term plan covers beyond age 60 and above basing on the health funds accumulated in your account until age 100.

‼️Your family can use your KAISER as Family Assistance applies for immediate family in case of emergency 💕🙏💪

Pm me HOW

29/07/2020

IPON NA WALANG TAPON

KAISER Facts❗️

☑️Ang KAISER po ay regulated by S.E.C. (Securities and Exchange Commission) and I.C. (Insurance Commision)

☑️Regulated by I.C. means hindi sila basta basta dapat matakot kasi I.C. cannot accept any insurance company na mababa sa 50M ang fund.

☑️KAISER has 160M na pondo kaya more than 3x sa required na qualification.

☑Ang Kaiser po ang Trusted Healthcare ng Philippine Congress.

☑️Pwedeng kumuha ng Kaiser ang maski sino basta Filipino 10-60 y/o.

Kaya choose what is the right and best Healthcare for you!

Ang tanong,mahal mo ba ang sarili mo?

22/07/2020

PWEDE PALA HINDI MAGNEGOSYO AT MAGING INVESTOR NA LANG SA STOCK MARKET. LET YOUR MONEY WORKS FOR YOU.

ITO ANG GOOD NEWS!!!
The market is still ON SALE!🤩

While some people are letting their money sleep in their banks and panic buy at now opened malls, the investors are grabbing the opportunity to buy theses extremely low price SHARES!

Let your money grow through investment in Stock Market and become Shareholder of bluechips companies in the Philippines!

INVEST NOW AT TOP COMPANIES PHILIPPINES OR ABROAD

Want to know how?
Message me for details!

Ctto

21/07/2020

Iba ang may Alam,

My Hospital Bill for 3 Days : Php115.00

Sa isang simpleng pagkadulas, sinong mag-aakala na magiging sanhi ito ng pabalik-balik kong lagnat hanggang sa kinailangan akong operahan upang tuluyang gumaling.

Mabuti na lang at employed pa rin ako at may Company HMO Card. Mabuti na lang at may PhilHealth din ako.

Paano kung wala ako niyan pareho at nangyari ang ganitong pangyayari sa akin? Paano kung wala naman akong sapat na source of income para bayaran ang naging Hospital Bill ko sa loob lamang ng tatlong araw na nagkakahalaga ng Php69,165.55?

Pagkalabas ko ng ospital, tinanong ako ng kakilala ko kung nagamit ko raw ba ang ko. I said "NO". He asked why? Para saan pa raw at kumuha ako ng Plan ko sa Kaiser kung hindi ko naman pakikinabangan. I simply answered him back: "I don't intend to use it for now. I intend to use it for my retirement years. Kung ngayon pa lang na 36 pa lang ako at nagkaroon na ako ng ganitong kalaki na bayarin sa ospital dala lang ng simpleng pagkadulas, what more sa pagtanda ko na mas magkakaroon pa ako ng maraming klase ng sakit? Saan ko kukunin ang pambayad ko sa ospital kung wala na akong source of income dahil wala na akong trabaho dala ng katandaan?"

My point of sharing this, most of us avail what Kaiser has offered us with this mindset to use it at anytime we encounter an emergency like this. Tipong first payment pa lang ang nagagawa or wala pang 1 year or hindi pa tapos ang 7 years of payment, iniisip na kung paano gagamitin ang Kaiser for hospitalization.

Lucky me that I am still employed. I was able to use my Company HMO Card and my PhilHealth. Pero, even without those, I have Emergency Funds to cover the expenses. My Kaiser will remain its purpose for my retirement years.

Thanx to . Hindi man ako palaging nakaka-attend ng mga seminar, training, or convention, sa maikling panahon na naigugol ko para sa mga ito nung nag-uumpisa pa lang ako, marami na akong natutunan. What more kung mas maraming oras pa ako na mailaan para sa mga ganitong bagay? :)

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Savings Pinoy

15/10/2020

07/10/2020

01/10/2020

10/09/2020

06/09/2020

06/09/2020

31/07/2020

29/07/2020

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21/07/2020

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