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Money Guro - Juan At A Time

We teach and guide families and individuals towards building a solid financial foundation and securi

15/05/2024

𝐁𝐄𝐍𝐄𝐅𝐈𝐓𝐒 𝐎𝐅 𝐇𝐀𝐕𝐈𝐍𝐆 𝐔𝐋𝐓𝐈𝐌𝐀𝐓𝐄 𝐊𝐀𝐈𝐒𝐄𝐑 𝐇𝐄𝐀𝐋𝐓𝐇 𝐁𝐔𝐈𝐋𝐃𝐄𝐑 𝐏𝐋𝐀𝐍:

✅𝐍𝐨 𝐃𝐨𝐰𝐧 𝐏𝐚𝐲𝐦𝐞𝐧𝐭 𝐏𝐨𝐥𝐢𝐜𝐲
👉No need to worry of the amount needed for downpayment before admission

✅𝐅𝐫𝐞𝐞 𝐀𝐧𝐧𝐮𝐚𝐥 𝐏𝐡𝐲𝐬𝐢𝐜𝐚𝐥 𝐄𝐱𝐚𝐦𝐢𝐧𝐚𝐭𝐢𝐨𝐧 𝐁𝐞𝐧𝐞𝐟𝐢𝐭𝐬
👉Chest X-ray, Stool & Urine Analysis Complete Blood Count,
👉Electrocardiogram (for 35 yrs old & above)

✅𝐅𝐫𝐞𝐞 𝐃𝐞𝐧𝐭𝐚𝐥 𝐁𝐞𝐧𝐞𝐟𝐢𝐭𝐬
👉Unlimited dental check-ups, once a year free dental prophylaxis, unlimited simple tooth extraction

✅𝐁𝐚𝐬𝐢𝐜 𝐌𝐞𝐝𝐢𝐜𝐚𝐥 𝐁𝐞𝐧𝐞𝐟𝐢𝐭𝐬
👉Accredited Hospital's Room & Board Services of Accredited Physician/Specialist/Surgeon/Anesthesiologist
👉Hospital's Intensive Care Unit
👉Operating Room Fee

✅𝐇𝐨𝐬𝐩𝐢𝐭𝐚𝐥 𝐑𝐨𝐨𝐦 𝐁𝐞𝐧𝐞𝐟𝐢𝐭
👉Any type of room that goes with your Kaiser Plan (Executive, Private, Semi Private Rooms)

✅𝐇𝐨𝐬𝐩𝐢𝐭𝐚𝐥𝐢𝐳𝐚𝐭𝐢𝐨𝐧 𝐁𝐞𝐧𝐞𝐟𝐢𝐭𝐬
👉The amount of medical assistance limit goes with your Kaiser Plan

✅𝐒𝐩𝐞𝐜𝐢𝐚𝐥 𝐚𝐧𝐝 𝐄𝐱𝐭𝐞𝐧𝐝𝐞𝐝 𝐁𝐞𝐧𝐞𝐟𝐢𝐭𝐬
👉Magnetic Resonance Imagin (MRI)
👉Nuclear/Radioactive Isotope Scan
👉CT Scan, Dialysis, Blood Transfusion
👉Physical/ Speech Theraphy
👉Anti-Rabies, Venom & Tenanus Vaccine
👉Emergency Benefits (Ambulance)

✅𝐓𝐞𝐫𝐦 𝐋𝐢𝐟𝐞 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐟𝐨𝐫 𝟐𝟎 𝐲𝐞𝐚𝐫𝐬

✅𝐃𝐢𝐬𝐦𝐞𝐦𝐛𝐞𝐫𝐦𝐞𝐧𝐭 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐨𝐫 𝐋𝐨𝐬𝐬 𝐨𝐟 𝐁𝐨𝐝𝐲 𝐏𝐚𝐫𝐭𝐬

✅𝐖𝐚𝐢𝐯𝐞𝐫 𝐨𝐟 𝐈𝐧𝐬𝐭𝐚𝐥𝐥𝐦𝐞𝐧𝐭 𝐃𝐮𝐞 𝐭𝐨 𝐃𝐞𝐚𝐭𝐡

✅𝐖𝐚𝐢𝐯𝐞𝐫 𝐨𝐟 𝐈𝐧𝐬𝐭𝐚𝐥𝐥𝐦𝐞𝐧𝐭 𝐃𝐮𝐞 𝐭𝐨 𝐏𝐞𝐫𝐦𝐚𝐧𝐞𝐧𝐭 𝐃𝐢𝐬𝐚𝐛𝐢𝐥𝐢𝐭𝐲

✅𝐅𝐚𝐦𝐢𝐥𝐲 𝐀𝐬𝐬𝐢𝐬𝐭𝐚𝐧𝐜𝐞 𝐒𝐞𝐫𝐯𝐢𝐜𝐞

𝙈𝙚𝙨𝙨𝙖𝙜𝙚 me 𝙛𝙤𝙧 𝙢𝙤𝙧𝙚 𝙙𝙚𝙩𝙖𝙞𝙡𝙨!

16/01/2024

THIS IS HOW KAISER 3-in-1 SAVING PLAN WORKS!Your First Step in Success.

Hindi mo man magagamit ito sa ngayon but i'm sure in the long run pasasalamatan mo ito.

HOW KAISER LONGTERM Healthcare is very important? 😃

✔Kapag hindi ka na employed, hindi ka magwoworry kung maospital ka.
✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care.
Marereceive mo ang guaranteed Long-term care bonus sa maturity.
✔May kasama na syang insurance for income protection sa family just in case may nangyari sa policy holder.
✔Nakainvest pa sa mutual fund ang health fund kaya nag-eearn sya ng 10% at may variable earning pa depende sa performance ng stock market.
✔Waived na ang payment kung may nangyari sa policy holder, mapapasa pa ang health coverage sa beneficiary.
✔Waived na ang plan if ma accident ang plan holder at di na pwede makapagtrabaho. Fully paid na ang balance.
✔Good as cash sya pagdating ng maturity, So pede ka magwithdraw gamit ang visa card. Hanggat may fund ang card, patuloy lang ang pag-earn ng interest.
✔Covered ka kahit beyond 60 ka na, as long as you live!
✔Pede ka magkaroon nito sa halagang *PhpP88.00 pesos saving a day.

Kung kaya mo mag ipon ng *Php88/day, usap tayo.

*Monthly premium depends on Age

05/01/2024

Kabilang ka ba sa SANDWICH GENERATION? Halimbawa nito ay mayroon ka ng pamilya pero patuloy ka pa ring nagsusustento sa mga magulang o kapatid mo.

Pwedeng matigil ang SANDWICH GENERATION, ngayon palang simulan mo ng mag ipon para sa pagtanda mo.

Ayon sa survey sa mga Senior Citizen sa Pinas kung saan nanggagaling ang kanilang kinabubuhay ngayon sila ay matanda na.

45% sa suporta ng mga anak
30% sa charity at govt pension
23% sa sariling kayod, nagtatrabaho pa
2% lamang ang may sapat na ipon at financially independent!

Saan mo gusto mapabilang kung ikaw ay matanda na? Kung sa 2%, ngayon ay simulan mo ng paghandaan ang pagtanda mo, invest in Financial Education.

ctto

02/01/2024

Pinakamaganda at Pinaka.Wais na New Year's Resolution para sayo at sa pamilya mo. Siguradong walang sayang na pag.iipon.

Have your policy now. Let's talk!

01/12/2023

Congratulations Maam for making the right decision.

Our New Kaiser Policy Holder, Maam Analyn L. Sanico , teacher from Ciabu NHS.

You made the right decision to secure and protect yourself, your family, and your future.

22/11/2023

MISSION DELIVERED! ❤️❤️❤️

Another family claimed the insurance benefit from KAISER last week!

A Kaiser Plan Holder passed away because of the fire accident during her trip from Zamboanga to Jolo. She's missing since March this year and the burnt body was found last May 2023.

Her beneficiaries, the husband and children submitted a complete documents as part of the requirements for the insurance claim. When the claim was processed and approved, Kaiser immediately called them that the cheque is ready.
It's just amazing because Kaiser's approval is so fast! 👏👍❤️

So they went to Cebu to claim. His late wife got a Kaiser Plan K60 and since the accident was the cause of death, they got double amount.

There's more, the Kaiser plan of the person who passed away is automatically considered as fully-paid because the benefit includes the waiver of installment due to death, the healthcare policy is already transferred to the child. Kaiser is really amazing, just wait for the child when the plan will mature so she can get the maturity value or she can use it as healthcare.

We love our mission. We love IMG & Kaiser. We're all working hard to help more Filipino Families!

***
Disclaimer:
We don't wish to lose a family member, and we don't want to lose them early. But this is the reality, we can't hold life, anytime, the Lord can take us.

The big question is are we ready financially? Will we leave anything in our family if the Lord takes us?

Want to know more about Kaiser International Healthgroup?

Drop me a message 👇

21/11/2023

Wala naman po siguro masama kung bakit paulit-ulit ako sa pagpapaalala at pagpopost tungkol sa pag-iipon at pag-iinvest ng tama di ba? Ito po kase ‘yon. NAGMAMALASAKIT lang po.

Isa ang KAISER 3 in 1 Health Savings Fund sa makakatulong sa atin sa oras ng peligro at pangangailangan. ‘Pag nagkasakit may magagamit, ‘pag kinuha ni Lord, (‘wag naman po sana agad agad, ay may maiiwan sa mga mahal sa buhay), ‘pag nagretiro, MAY PERA TAYO.

Kaya, magusap na po tayo o Kausapin na ang kilala niyong IMG Member dahil siguradong-sigurado po ako na matutulungan nila kayo. ✅💯💙😘💚

14/11/2023

The best gift you could give to your children not just this Christmas but throughout their lifetime. Yung tipong kampante ka and at peace ka kasi alam mo protected sila.

Kaiser Long Term Healthcare is perfect for you and your family specially in this world full of uncertainty.

Healthcare + Life Protection + Investment

15/10/2023

Mahaba pero worth it na maintindihan.

May dalawang nagtanong kung VUL ba ang Kaiser Ultimate Health Builder.

Medyo nakakatawa ang tanong, pero baka nalito lang ang nagtatanong, kasi ang comparable lang ay ang rough description:

✅️ VUL is 2-in-1 life insurance + investment
✅️ Kaiser Ultimate is 3-in-1 healthcare + life insurance + investment
Specifically, ang Kaiser Ultimate ay 3-in-1 solution na:
✅️ Healthcare "if you get sick"
✅️ Life Insurance "if you die too soon"
✅️ Investment "if you live long"

Hindi comparable ang healthcare solution sa insurance solution.

Sa karamihan ng details, magkaiba sila:

1. Ang Kaiser Ultimate ay long term health care solution, na offered ng HMO company. Ang VUL ay life insurance solution na offered ng life insurance company.

2. Sa Kaiser, kapag sinabi na pay 7 years, ang ibig sabihin magbayad ng 7 years at SIGURADO fully paid na. Sa VUL pag sinabi na pay 10 years, ang ibig sabihin, magbayad ng 10 years, at SIGURO bayad na - Maaring kailangan magbayad ng dagdag.

3. Ang Kaiser Ultimate ay may fixed contract price, at dahil maaaring maging fully-paid, nag-i-issue ng certificate of full payment. Ang VUL ay never napu-fully paid, kaya walang certificate of full payment.

4. Ang Kaiser after ma-fully pay, ay may SIGURADONG cash value hanggang hindi terminated. Ang VUL ay hindi napu-fully pay, at walang guaranteed cash value. SIGURO may cash value at maaaring maubos dahil sa insurance charges.

5. Ang Kaiser health fund ay may SIGURADONG growth na 3% to 10%, pero usually 10%. Ang VUL, walang guaranteed growth, minsan negative.

6. Sa Kaiser, SIGURADO WALA nang fees at charges after 7 years. Ang VUL, SIGURADONG MAYROON insurance charges habambuhay.

7. Sa Kaiser, pareho lang ang bayad ng 10 year old sa 60 year old sa eligible plans. Sa VUL, mas mahal ang bayad ng 60 year old sa 0 year old. Sa 50-60 year old, baka mas murang life insurance ang Kaiser kaysa VUL 🙂

8. Ang Kaiser Ultimate, laging may healthcare, ang VUL usually walang healthcare.

Hindi talaga comparable ang Kaiser Ultimate at VUL.

Health is Wealth ika nga!

For more details about Kaiser, drop me a message!

Address

San Isidro
Leyte
6521

Telephone

+639606638751

Website

https://321861ph.imgcorp.com/

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